Vendaval
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Joined: 1/15/2005
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Elisabella,
I am seeing different figures for the subsidies. This from CNN.
"3. You could get a subsidy to buy insurance if you make less than $88,000 per year for a family of four.
Starting in 2014, the health care reform bill provides subsidies for people who don't get insurance from their employers and therefore have to buy it on their own. The size of the subsidy depends on your income, whether you're single or have a family, your age, and where you live.
Here are a few examples:
• A 40-year old individual making $30,000 a year in a medium-cost area of the country will get an $850 subsidy toward buying a policy, which should cost about $3,500, according to a Kaiser Family Foundation subsidy calculator.
• A 40-year-old in the same city who has a family of four and is making $60,000 will get a $4,220 subsidy toward a policy that costs $9,435.
You can estimate your own subsidy by using the Kaiser subsidy calculator.:
http://www.cnn.com/2010/HEALTH/03/25/health.care.law.basics/index.html
And from the Christian Science Monitor.
"Congressional budget experts figure that about 25 million people will shop for coverage in these exchanges. That’s a pretty big market. Of these, about 19 million are likely to be eligible for financial aid.
The cutoff level would be an income of four times the federal poverty level. For one person, that’s about $44,000 a year. For a family of four, the comparable figure is about $88,000.
Subsidies would be figured on a sliding scale, with those who make less getting a bigger boost and those nearer the top getting a smaller one.
The formula is pretty complicated. Basically, though, people who make three or four times the poverty level would get enough federal money so that they would not have to pay more than about 10 percent of their income for a decent health insurance package.
People who make less would have to pay a smaller slice of their income for coverage. For instance, individuals who make about $14,000, and four-person families with incomes of about $29,000, would not have to pay more than 3 to 4 percent of their incomes for insurance.
And those who make even less – under 133 percent of the federal poverty level – would be able to enroll in a newly expanded Medicaid program.
The federal subsidy would go straight to the insurer. It would look like a discount on the policy to the customer."
http://www.csmonitor.com/USA/Politics/2010/0320/Health-care-reform-bill-101-Who-gets-subsidized-insurance
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