pahunkboy
Posts: 33061
Joined: 2/26/2006
From: Central Pennsylvania
Status: offline
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ORIGINAL: DomYngBlk
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ORIGINAL: MusicalBoredom
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ORIGINAL: willbeurdaddy
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ORIGINAL: tweakabelle
How much longer will the USA fail to take care of its own citizens basic needs? What kind of message about the USA does this send out to the rest of the world?
When will people in the USA learn personal responsbility?
And who gives a fuck what message the rest of the world, which is going broke faster than the US, thinks? Especially a bunch of marsupial fuckers.
I get really tired of hearing that health care reform is about me not wanting to take care of my personal needs. Here is my story:
I started a business and had health insurance for me and my kids. More for my kids than for me because it's what I could afford. In January of 2010 I got a group policy policy in my new company and stopped the old bad policy. In March of 2010 I had a heart attack. My insurance company refused to pay because of the 6 month preexisting clause (fair enough I guess). I paid $80,000 out of pocket for health care. Had my insurance paid it, the bill to the insurance company would have only been $52,000 but as I was the person paying it cost be an extra $30K. Then my insurance company invalidated by coverage to exclude all heart related care on my policy. The new preexisting coverage that's part of the new health care law would offer me coverage at about $800 a month which I would gladly pay but it requires a letter of denial of coverage from an insurance company. They won't deny me, they simply write so many riders that what I need covered isn't covered. If I have another heart attack in the near future I won't be able to afford another $80K. All I want is to be able to purchase insurance that covers me.
Now before someone says I shouldn't be able get insurance or that it's not fair that others policies would pay for my health care understand that that's what insurance is. Everyone pays a fixed amount for insurance and a few people (which could be you at any moment) have their bills paid in the event of a medical emergency. If you have insurance and get cancer for example your policy will be paying more than you as an individual paid -- in other words other people will be paying for your health care. That's how insurance works.
Sad story to be sure. Is why we need a single payer national system so that we can be responsible for our friends and neighbors as much as we are for ourselves...
Those are 2 separate issues. Having financial problems is not an excuse to drag down the neighborhood. Maybe she could rent the tents out to the homeless.
HOWEVER_ Shocklingly- I agree with you- that we need single payer system. We also need the food and medicine industry to be designed for health- unless the food is cleaned up- then it is a lost cause. You simply cant put water into a cars gas tank- and expect it to work.
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US Health Care Insanity - 
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