Aneirin
Posts: 6121
Joined: 3/18/2006
From: Tamaris
Status: offline
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Interesting T, it was only recently I came to the conclusion that buying insurance makes us less caring of our property, and that because loss equals pay outs from insurance companies, and with that loss made by the insurance company always has to be recovered, so up goes the insurance premiums, to a point where it may be one could even have paid more in premiums than what the original claim was worth. Now, if it was we did not have insurance for our property, I wonder how thorough we would be in ensuring it is protected from theft or harm. The same applies to services, how thorough would we be if we did not have a company we paid to pick up where we fucked up. Therefore, it could be the gamble that is insurance has made us sloppy in our actions, and with that sloppiness, an I don't care attitude seems to have infected society and industry.
In this country, for certain activities, i.e. using a private motor vehicle, we have got to have insurance by law, perhaps understandably so where death and injury can easily be caused, but in making that requirement for insurance law, the legislators have failed to regulate the insurance companies in what they charge for the compulsory insurance. This is causing myself and a great many other people who are on the verge of starting their own businesses big problems, where myself the cheapest quotation I can get for an 18 year old car worth £400 is £1100 a year, just so I can get to my work location. As sadly public transport is expensive and erratic and I recently had to argue my case with a bus driver because he was refusing to allow me to bring a MIG welder on the bus to take to my proposed work location, as I am in the process of moving my tools out to the smithy I have rented for my business. Others on the business start up seminars I attend are also experiencing similar problems, though they have the wit to get started, compulsory vehicle insurance premiums are to many prohibitive, bearing in mind those who are ready to start now, are former long term unemployed whom finance institutions will not touch with a shitty stick. But of interest, many of those long term unemployed, are former skilled trades from industries which we have lost from this country, and ex military tradesmen, trained in er..., repairing military equipment, but the intellect and hand skills can be used elsewhere, in places the people have isolated themselves, and so seek to start their own businesses, where the job market lacks.
But maybe it is we have all been too far sucked into the gamble that is insurance, it has destroyed us as workers and it has raped our pockets due to the compensation culture, in that culture, the lowest tiers of society always lose.
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Everything we are is the result of what we have thought, the mind is everything, what we think, we become - Guatama Buddha
Conservatism is distrust of people tempered by fear - William Gladstone
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RE: Job, jobs, jobs - 
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