RE: Is doing all household tasks worth a person's living expenses TO YOU? (Full Version)

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MasterSlaveLA -> RE: Is doing all household tasks worth a person's living expenses TO YOU? (9/25/2011 1:01:18 PM)

quote:

ORIGINAL: LaTigresse

Do you feel that having a person entirely devoted to caring for home, personal affairs, whatever is worth the expense of properly providing for that person.



As with anything else, it depends?

Depends on the income of the sole provider, if children are involved, how large a task (i.e., size of home and/or domestic responsibilities) it is, and so forth. 

So, the answer would be, for some, yes... for others, no.

[:)]





MistressDarkArt -> RE: Is doing all household tasks worth a person's living expenses TO YOU? (9/25/2011 1:01:40 PM)

Nope.

The way it works at the Lair is: Cabin Boy owns, lives on, maintains and handles the heavy lifting on the boat in port and underway. He does the cooking and massage-on-request at sea, the serious repair jobs like plumbing, electrical and mechanical fixes on my house and the vehicles. S does the oil changes on the daily driver, provides 'spouse-like' backup where medical and practical daily matters are concerned and will inherit the kittehs should I pass before they do. He is also my long-time 'partner-in-crime' when it comes to music, dancing, culture, fine dining, long-distance driving and family-related matters. S has his own house and long ago we vowed to keep it that way. I like my space.

Nobody really enjoys the minimal yard work so I do it myself or hire a gardener when it needs something. I have a wonderful Guatemalan housekeeper who comes twice a month, which financially 'forces' me to keep my clutter in check. Since there are so many...ummm...'things' in the bedroom that might frighten her, I have a fastidious, highly organized and thorough domestic sub who occasionally tackles the carnage in that area, weeds and sweeps the cat-house, and bakes or cooks when I need something nice to take to a potluck. He also has his own place and occasionally serves other dominants.

All of us provide for our own financial needs. The combination has been working well for a few years now; in S and Cabin Boy's case more than a decade. Do I want any of the boys living here (contributing financially or not)? Nope. With this arrangement they get me at my best: happy, relaxed, content, affectionate and in doses that mesh well with their lives. I get them at their best doing what they feel strong, fulfilled and happy doing without feeling put-upon. What's not to like?




LillyBoPeep -> RE: Is doing all household tasks worth a person's living expenses TO YOU? (9/25/2011 1:06:12 PM)

quote:

ORIGINAL: agirl

Out of curiousity, and because I hear so much ooing and ahhing about *health insurance costs*........ why would any of you be liable for someone that didn't see to their own insurance? What happens to people that don't have health care insurance? Are they refused hospital treatment or medication from GP's if they are poorly?

agirl

edited to add..... Not the right place to ask this, I realise.



sometimes.
you can go to an ER without insurance but if you can't afford insurance you probably can't afford the bill either.
if you can't pay a doctor you can't see them, or if they bill you and you can't pay, they'll come after you.
some doctors will give you samples if you can't afford medicine, but some pharmacies are also starting to lie to people and say "your insurance doesn't cover this" to get money out of them when the insurance DOES cover it. they feel they aren't being paid enough, even though what they are paid has been negotiated.
a relative keeps running into this through work.

american healthcare is screwy. there are low-cost clinics in big cities with high poverty rates, and all sorts of "programs" that supposedly help people, but they help fewer people than they want you to think.




agirl -> RE: Is doing all household tasks worth a person's living expenses TO YOU? (9/25/2011 1:14:07 PM)

quote:

ORIGINAL: LillyBoPeep

quote:

ORIGINAL: agirl

Out of curiousity, and because I hear so much ooing and ahhing about *health insurance costs*........ why would any of you be liable for someone that didn't see to their own insurance? What happens to people that don't have health care insurance? Are they refused hospital treatment or medication from GP's if they are poorly?

agirl

edited to add..... Not the right place to ask this, I realise.



sometimes.
you can go to an ER without insurance but if you can't afford insurance you probably can't afford the bill either.
if you can't pay a doctor you can't see them, or if they bill you and you can't pay, they'll come after you.
some doctors will give you samples if you can't afford medicine, but some pharmacies are also starting to lie to people and say "your insurance doesn't cover this" to get money out of them when the insurance DOES cover it. they feel they aren't being paid enough, even though what they are paid has been negotiated.
a relative keeps running into this through work.

american healthcare is screwy. there are low-cost clinics in big cities with high poverty rates, and all sorts of "programs" that supposedly help people, but they help fewer people than they want you to think.



Thanks Lilly. I really don't quite understand the US system so will ask it elsewhere to try to.

agirl




PeonForHer -> RE: Is doing all household tasks worth a person's living expenses TO YOU? (9/25/2011 3:20:23 PM)

FR

Well, this is a turn up for the books. So, femsubs would go for having a household slave, but femdoms wouldn't? Now, this I call counterintuitive!




LadyHibiscus -> RE: Is doing all household tasks worth a person's living expenses TO YOU? (9/25/2011 3:26:42 PM)

Agirl, no one "needs" health insurance until they are sick or hurt. Say you are uninsured, and are in a car wreck:he ambulance will take you to the hospital, and you will be treated. Then you will get a bill that will choke a pony. When you don't pay it, giant black mark on your credit.

If you're just sick, and your cold turns into bronchitis, then pneumonia...the antibiotics cost hundreds.

So, as a master, it's something I think about if I get that full responsbility of someone not a spouse.





zephyroftheNorth -> RE: Is doing all household tasks worth a person's living expenses TO YOU? (9/25/2011 3:39:17 PM)


quote:

ORIGINAL: PeonForHer

FR

Well, this is a turn up for the books. So, femsubs would go for having a household slave, but femdoms wouldn't? Now, this I call counterintuitive!


Can't speak for the others but, I'm lazy and I hate housework. Having everything done for me would be lovely.




smartsub10 -> RE: Is doing all household tasks worth a person's living expenses TO YOU? (9/25/2011 3:41:52 PM)

quote:

When you don't pay it, giant black mark on your credit.


Not to mention that the hospital will sue you for any assets or money you might have stashed away - pretty much leaving you penniless.




LadyHibiscus -> RE: Is doing all household tasks worth a person's living expenses TO YOU? (9/25/2011 3:47:16 PM)

I thinks femsubs don't think from the same viewpoint is all. Plus, and I am sad to say this, they have little experience with the males who offer housekeeping services.




LadyPact -> RE: Is doing all household tasks worth a person's living expenses TO YOU? (9/25/2011 3:51:14 PM)

quote:

ORIGINAL: LillyBoPeep

quote:

ORIGINAL: agirl

Out of curiousity, and because I hear so much ooing and ahhing about *health insurance costs*........ why would any of you be liable for someone that didn't see to their own insurance? What happens to people that don't have health care insurance? Are they refused hospital treatment or medication from GP's if they are poorly?

agirl

edited to add..... Not the right place to ask this, I realise.



sometimes.
you can go to an ER without insurance but if you can't afford insurance you probably can't afford the bill either.
if you can't pay a doctor you can't see them, or if they bill you and you can't pay, they'll come after you.
some doctors will give you samples if you can't afford medicine, but some pharmacies are also starting to lie to people and say "your insurance doesn't cover this" to get money out of them when the insurance DOES cover it. they feel they aren't being paid enough, even though what they are paid has been negotiated.
a relative keeps running into this through work.

american healthcare is screwy. there are low-cost clinics in big cities with high poverty rates, and all sorts of "programs" that supposedly help people, but they help fewer people than they want you to think.


To add to what Lilly says here......

She mentioned *if* you can't afford the meds, you *might* get samples.  Please take note of that very special *if*.  Should a person not be on a federal program such as Medicade, Medicare, etc, they are now in the position of going to the pharmacy and coming out with exactly squat. 

This leaves you in the position of paying out of pocket for the meds needed or taking your gamble with somebody in the household having some kind of communicable illness that will get the other members sick.  (Kind of like the old truism that when one person in the family gets ill, so does everybody else.)  So, then you're in a position of everybody getting sick and having to take care of the person who is really supposed to be taking care of you.

I figure I'm much better off with part time folks who maintain their own insurance.




PeonForHer -> RE: Is doing all household tasks worth a person's living expenses TO YOU? (9/25/2011 4:23:15 PM)


quote:

ORIGINAL: LadyHibiscus

I thinks femsubs don't think from the same viewpoint is all. Plus, and I am sad to say this, they have little experience with the males who offer housekeeping services.


I wouldn't offer housekeeping services. I would offer house refurbishment, plus a bit of housekeeping on the side. Screw the cleaning, when I can re-wire and re-plumb a whole house, as I have done. If she were a Domme, and she and I clicked, she'd be getting something from me that could save her thousands of quid. But I'd be fine - it'd still be a dream for me. I love being dominated and I love doing that kind of work. What's to lose for either party?

Call this an advert. The femdom and I click, I'll move in and refurbish her house. I need enough to live on, and that's it. She'll have to pay for materials, and do the cooking (because I'm useless at that) - but that's it. I already do pretty much that, anyway, but without any D/s relationship. I charge very little because I'm doing it for a vanilla, platonic female friend. I'd charge less if the woman concerned were . . . well, not a vanilla, platonic female friend.




Lockit -> RE: Is doing all household tasks worth a person's living expenses TO YOU? (9/25/2011 4:26:11 PM)

Walmart now has four dollar prescriptions for some medications, but before that, I had to see a doctor for antibiotics. I went to see how much it would be and find out if there was any help I could get because my medications are typically very expensive and not what others would be given. They told me and my eyes welled up. I was really sick and there was no way my body was fighting this off. I knew I had to have that medication. I asked if there was some help or something cheaper and the panic in my voice and a full room behind me got some attention.

The pharmacist came over and asked what was wrong. He knew me. He had made a huge mistake one time when filling an order for my daughter and myself. He gave her my medication and I got hers. I didn't raise a stink about it, but I did let him know how serious this was. I was allergic to her med and she was knocked out from mine before I realized what happened.

So he tells the clerk to get it for me. She refused and said, she has no money and there isn't a program. He got really mad and said very loudly... I said give her the medication, I will take care of it!

That man may have saved my life because if I hadn't had that medication... not wanting to create a bill I couldn't pay.. I would have waited too long before I got help.

Insurance in these parts is a must and if you don't have it... good luck.




LadyHibiscus -> RE: Is doing all household tasks worth a person's living expenses TO YOU? (9/25/2011 4:27:45 PM)

~sigh~ I so want my bathroom redone.

But all that is temporary stuff, isn't it, love? Some folks don't mind eternal construction, I do. Then what? Next house?




tj444 -> RE: Is doing all household tasks worth a person's living expenses TO YOU? (9/25/2011 4:33:53 PM)


quote:

ORIGINAL: PeonForHer
I wouldn't offer housekeeping services. I would offer house refurbishment, plus a bit of housekeeping on the side. Screw the cleaning, when I can re-wire and re-plumb a whole house, as I have done. If she were a Domme, and she and I clicked, she'd be getting something from me that could save her thousands of quid. But I'd be fine - it'd still be a dream for me. I love being dominated and I love doing that kind of work. What's to lose for either party?

Call this an advert. The femdom and I click, I'll move in and refurbish her house. I need enough to live on, and that's it. She'll have to pay for materials, and do the cooking (because I'm useless at that) - but that's it. I already do pretty much that, anyway, but without any D/s relationship. I charge very little because I'm doing it for a vanilla, platonic female friend. I'd charge less if the woman concerned were . . . well, not a vanilla, platonic female friend.

I do like the thought of that, a guy that can do all that kinda work... if i were to become a femdom would you dye your hair dark brown??? [:)]




agirl -> RE: Is doing all household tasks worth a person's living expenses TO YOU? (9/25/2011 4:34:58 PM)

quote:

ORIGINAL: PeonForHer

FR

Well, this is a turn up for the books. So, femsubs would go for having a household slave, but femdoms wouldn't? Now, this I call counterintuitive!


I suppose I'm not seeing it as a household slave so much as live-in *help*. Same job, different name. 

As always, there's  plenty of room for negotiating terms and expectations and I'd do it tomorrow if any of the young men that stay here half of the week wanted to. 

agirl




littlewonder -> RE: Is doing all household tasks worth a person's living expenses TO YOU? (9/25/2011 4:44:54 PM)

quote:

ORIGINAL: PeonForHer

FR

Well, this is a turn up for the books. So, femsubs would go for having a household slave, but femdoms wouldn't? Now, this I call counterintuitive!


I don't know about other femsubs but it would be nice to me because I'm so used to doing it all myself that having someone else do it all for a change would be a welcome break! I may cook, clean, do services, etc...for myself, Master, my daughter, etc...that doesn't mean I enjoy them though. I actually hate cleaning and cooking and all that other stuff. I just do it because 1. I hate living in a dirty home, 2. I like knowing Master is happy living in a clean house and 3. someone's gotta do it.





agirl -> RE: Is doing all household tasks worth a person's living expenses TO YOU? (9/25/2011 4:45:14 PM)

I'm supposing that insurance is the same as us paying for the nhs at source from our taxes, except that we can't *opt out* and decide not to pay it.

Is it a coverall price? Or is it like our home insurance which only covers certain things and excludes others?

You can't buy antibiotics over the counter here, they have to be prescribed by a GP and most people pay something like £7 for their prescription unless they're exempt due to low  income.

agirl




Lockit -> RE: Is doing all household tasks worth a person's living expenses TO YOU? (9/25/2011 4:49:11 PM)

Insurance covers what you pay for it to cover... but it can be many hundreds of dollars a month and not cover medications. For someone like me, you can't even buy insurance. The clinics for the poor have little time and are not set up for people with serious illnesses. I saw the doctor for ten dollars. Some medications would be on a sliding scale fee at some clinics, but the medications I need are rarely covered and I pay full cost, which is typically one to three hundred dollars.

I do without.




agirl -> RE: Is doing all household tasks worth a person's living expenses TO YOU? (9/25/2011 4:57:29 PM)

That seems so unsatisfactory. If you were UK you'd see your doctor and pay £7.40 for your medication, whatever it was. If you were on a very low income you'd get  help with even that cost. I can't see much to recommend this way of treating people in illhealth.




PeonForHer -> RE: Is doing all household tasks worth a person's living expenses TO YOU? (9/25/2011 5:00:23 PM)

Yes, but Americans don't want to be communists, like us Brits, agirl.




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