RE: The truth about those against the Affordable Health Care law? (Full Version)

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DesideriScuri -> RE: The truth about those against the Affordable Health Care law? (4/5/2012 11:04:39 AM)

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ORIGINAL: tazzygirl
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How about we end the back-room deals? Gee, wouldn't that be a better idea?

Your fantasy world is great. I am dealing with realities.


Your "reality" is your "Fantasy World, tazzy. Instead of attempting to root out the corruption, you are enabling the corruption. How about we go back and work on a free and fair government?

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However, why isn't it okay for me to choose what coverages I want, based on my needs?

You can, no one is stopping you, not even the Health Care Law


Oh? Isn't there a minimum insurance level I'll have to have? That answer is, yes. So, I won't get to choose based on my needs.

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Why shouldn't my plan be tailored to my expected costs?

Because Insurance companies wont allow that, and they own politicians. Why is that fact something you insist upon acknowledging?


Holy fuck! I have acknowledged it! I am the one that wants to separate the politicians and the insurance companies!

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Why is it that I'm going to be lumped into a group with others that may require prenatal, maternity care?

Because they are also lumped in with your group that ends up with prostate cancer. And, remember, it takes two to get someone pregnant.
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I'm done with that stuff. That isn't going to happen in my life. If I were in the proper age group and hadn't been snipped, that's another story. I'm old enough to know that I'm done with that, and I've taken care of my little swimmers.

And I will never get prostate cancer.


I won't be in that group that requires pregnancy care, tazzy. What part of that don't you understand? I was snipped 7+ years ago and haven't shot anything but blanks since. I will not be getting anyone pregnant. And, I don't think you should have to pay premiums to cover prostate cancer (unless you are providing the insurance coverage for a male).

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And, since insurance companies (and their bought minions in DC) are a huge part of why our care costs are so high, how is it you're plan to push everyone onto insurance plans is going to lower the cost of care?

Initially it wont. Eventually it will. Take a moment to think about that.


1. See, I DO acknowledge that our elected officials and insurance companies are in bed together.
2. I don't know what lollipops and cotton candy you are eating (could be "special" brownies, I suppose), but there are no cost containment features in PPACA that will maintain standards and/or accessibility while lowering costs or preventing increases.

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Insurance companies pay for care. If their payouts drop, they will lower their premiums to keep their customers.

No they wont. Some companies will go out of business, others will be bought up by the corporate giants like BCBS.


Why will there be others going out of business if payouts are dropping?

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If we allow competitive actions by health insurance companies, there will be a price war.

You really believe that? There might be, temporarily, but long term,price fixing will go into effect. Company A and B will decide they can get more for less, and company C and D will fall into line. Your belief in the free market system is admirable.. yet you cannot show a working one in progress.


Yes. Yes, I do really believe that. And, don't forget that collusion is illegal.

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Not being able to get a service because you can't pay isn't any sort of civil discrimination. Don't change the subject.
No one is changing the subject. This is something you brough up in the begining of your post.


You keep changing the subject from being able to pay to race, ethnicity, education, etc. Those things are not part of this discussion. This is solely about people being able to afford the cost of health care.

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They could easily go back and amend the law to allow lack of ability to pay as an acceptable reason to turn someone away. That keeps all the civil discrimination illegal.

Uh huh... lets see the SC uphold that one. But, do tell me, how do you determine if a man laying on a stretcher is able to afford to pay or not when he has a protruding object from his chest? You cant, you dont, and being in the medical field as you insist you are, you know better.

1. I'm not in support of changing it back.
2. Never said I was in the medical field, only that I have an education in the medical field.
3. I don't know if anyone has challenged the current requirement to treat all ER visits that are emergencies, so I don't know if that's been upheld as Constitutional by the SCOTUS.

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Drop the laws preventing it and watch the numbers sky rocket as it becomes then a corporate entity. Just like the meat markets in NY.


Poor attempt at straw man argument. Since there are States that already allow raw milk to be sold, can you back your claim up?

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No, answer the question. It's your claim to defend, not mine to defend for you.

No, the answers are in the law. You shouldnt have to be spoon fed. You are arguing against something you know nothing about. Educate yourself, that isnt my job.


It's not your "job." Correct. But, if you want to be intellectually honest, you'll back your claims up.

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You're not assuming PPACA will be able to contain costs?

Without you reading the law, we cannot have a discussion based upon that information.. since that information is contained within the law itself. Again, educating yourself is the key before complaining about something you know nothing about.


So, is that a yes, or a no? Simple answer, really. If you do assume PPACA will be able to contain costs, the answer is "yes." If not, then "no." Do I have to draw a couple squares with "yes" and "no" labels for you to check off? Will that make it easy enough?





tazzygirl -> RE: The truth about those against the Affordable Health Care law? (4/5/2012 11:43:11 AM)

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Your "reality" is your "Fantasy World, tazzy. Instead of attempting to root out the corruption, you are enabling the corruption. How about we go back and work on a free and fair government?


How about we take care of the people first? You remember, the citizens of this corrupt government?

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Oh? Isn't there a minimum insurance level I'll have to have? That answer is, yes. So, I won't get to choose based on my needs.


And, again, if you read the law, you will see that most insurance companies alraedy cover the minimum.

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Holy fuck! I have acknowledged it! I am the one that wants to separate the politicians and the insurance companies!


How long will that take? How many years?

How much longer do people, citizens, have to suffer while we wait for your ideas to work or not?

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I won't be in that group that requires pregnancy care, tazzy. What part of that don't you understand?


And I wont be in the group that develops prostate cancer.

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1. See, I DO acknowledge that our elected officials and insurance companies are in bed together.


I havent said they were not.

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2. I don't know what lollipops and cotton candy you are eating (could be "special" brownies, I suppose), but there are no cost containment features in PPACA that will maintain standards and/or accessibility while lowering costs or preventing increases.


How do you know? You havent even read it. Which means you are listening to someone else. Who?

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Why will there be others going out of business if payouts are dropping?


Payouts have been dropping for years. Coverage has gotten smaller and smaller, while premiums have gone up. And you expect this all to reverse? Care to share how?

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Yes. Yes, I do really believe that. And, don't forget that collusion is illegal.


Many things are illegal. How do you think we get into some of the financial messes we are in now? After the fact doesnt help anyone.

Price wars wont happen because the mega companies will buy out the smaller companies, thus forcing an even more limited market. Econ 101.

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You keep changing the subject from being able to pay to race, ethnicity, education, etc. Those things are not part of this discussion. This is solely about people being able to afford the cost of health care.


The cost of health care is based upon a law covering that group after it was discovered that they were being dumped. Is that really that hard to understand? You cannot have any valid discussion without discussing the whys, no matter how much you want to dismiss it.

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1. I'm not in support of changing it back.
2. Never said I was in the medical field, only that I have an education in the medical field.
3. I don't know if anyone has challenged the current requirement to treat all ER visits that are emergencies, so I don't know if that's been upheld as Constitutional by the SCOTUS.


1. Then why did you bring it up?
2. Ah so you dont work in it, you just are educated in it. In what manner?
3. You sure do weigh in on a lot of issues you are not informed on.

Roberts v Galen of Virginia, Inc

http://www.law.cornell.edu/supct/html/97-53.ZPC.html

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In fact, the one Supreme Court case heard on EMTALA found that no improper financial motive must be proved to find a hospital in violation of EMTALA (6). The law applies until a qualified medical professional certifies that the person does not have an EMC or until the person's condition is “stabilized,” as defined by the statute (Tables ​Tables11 and ​22). As far as EMTALA and the federal courts are concerned, “EMC” and “stabilized” are now legally defined and not terms to be defined by a series of expert witnesses, as in civil malpractice cases. Therefore, virtually any person presenting for care in the ED should have an MSE, along with the appropriate documentation noting whether an EMC exists.


http://www.ncbi.nlm.nih.gov/pmc/articles/PMC1305897/

You have a background in health care and you didnt know about this?

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Poor attempt at straw man argument. Since there are States that already allow raw milk to be sold, can you back your claim up?


Feb. 21 (Bloomberg) -- States that allow raw milk sales have more than twice as many dairy-related disease outbreaks as states with prohibitions on such unpasteurized products, a Centers for Disease Control and Prevention study showed.

The rate of incidents caused by raw milk, cheese and yogurt was 150 times greater than outbreaks linked to pasteurized milk, according to the Atlanta-based CDC’s study, published today in the journal Emerging Infectious Diseases. The 13-year review examined outbreaks from 1993 to 2006 in all 50 U.S. states.


http://www.businessweek.com/news/2012-02-24/states-with-raw-milk-sales-have-more-disease-outbreaks-cdc-says.html

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It's not your "job." Correct. But, if you want to be intellectually honest, you'll back your claims up.


I have, repeatedly. You wish to argue with everyone and offer up nothing but "I know". Time for you to actually learn a few things.

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So, is that a yes, or a no? Simple answer, really. If you do assume PPACA will be able to contain costs, the answer is "yes." If not, then "no." Do I have to draw a couple squares with "yes" and "no" labels for you to check off? Will that make it easy enough?


http://www.reid.senate.gov/issues/upload/health-care-law-reduces-deficit-and-contains-costs.pdf

Ok, lookie there.

http://www.smallbusinessmajority.org/policy/docs/SBM_Small_Biz_Cost_Containment_120211.pdf

And yet another.

http://www.hinshawlaw.com/health-care-reform-introduces-array-of-cost-containment-measures-05-06-2010/

And yet even more.

http://www.hinshawlaw.com/health-care-reform-health-insurance-exchanges-and-private-insurance-04-09-2010/

And even more.

You have google. Use it then come back to me with a valid argument.




Marc2b -> RE: The truth about those against the Affordable Health Care law? (4/5/2012 12:13:32 PM)

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Im sorry, the "I know them personally" doesnt work in this situation. Citations please.


Well, here is one example:

“Affordable Infertility treatment is often not covered by insurance programs. Artificial reproductive technology programs run more than $10,000 per menstrual cycle and up to $150,000-$200,000 (or more) per successful pregnancy.”

SOURCE

So how many insurance policies do you know that cost $150,000 to $200,000?

People want affordable insurance premiums and some people want health insurance to cover everything (you know there are) from doctor's visits to Viagra to breast enlargement. Do you seriously believe that there aren't some people out there with an entitlement mentality?


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And you see that happening when?


I have no idea when or even if it will happen… but it can.


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There is a problem. Part of that problem is that people are disagreeing on what that problem is. Until that is determined, we cant fix a thing. Just stating we have a problem isnt the first step. Understanding the problem is.


So where do we disagree on the problem?


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Does not each state dictate the rules and regs for insurance companies?


Within the framework of federal laws but I was thinking about Medicare… the sates have to administrate it but under federal law requiring them to do so. They can't say no, can they?


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Spoken like a true republican. I think you are registered with the wrong party.


Bullshit. You think I disagree with you on something so you presume that I must be one of those bad people you lump under a label. The centerpiece of Romney’s campaign is “I’m not a Democrat.” Does that make me a true Democrat? When you boil it down, most (if not all) political campaigns are nothing more than a tribal “us good, them bad so vote for us because we’re not them” mentality.


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Children are paid by their parents. Unless youhave forgotten, children cannot legally enter into a binding contract or be held responsible for certain bills.


The question was about who pays taxes, not insurance premiums.

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The very poor wont have to pay. Nope, you are right. They are the very poor. Exactly what do you expect them to do? Die off and leave your pocket a bit heavier?


Where do you come up with this nasty shit? No I do not expect them to die. I expect them to be covered. I do not understand how acknowledging a fact – that a system where everyone chips in cannot exist – somehow equates to not caring if people die or not. If you want to fix a problem the first thing you have to do is be realistic and honest about it. Going around and saying that this or that idea will work because everyone will chip in is a lie. When you lie to those you are trying to convince they don’t trust you and are likely to not trust anything else you have to say.

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Yes you are complaining. Yes, there will be some who dont. And there will be far more who do. You seem to believe that out of those 88 million, only the very poor, the very old, and apparently children now, make up the bulk of that number. May want to start looking at the 20 somethings who typically carry no insurance at all yet are in some of the highest risks groups.


Once again you are confusing my statement about who pays taxes with who pays insurance premiums.


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And yet he is the poster child for the Independent party.


I don’t give a flying two fisted fuck who he is or is not the poster child for. It has nothing to do with me. I am not registered with any political party. Maybe it is different where you are but where I am it is called being registered Independent. You need to back off from this. I despise bigotry and racism and don’t take kindly to being libeled as such. Nor do I accept anyone telling me, or even suggesting, that I hate people that I love.




tazzygirl -> RE: The truth about those against the Affordable Health Care law? (4/5/2012 12:41:09 PM)

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Well, here is one example:

“Affordable Infertility treatment is often not covered by insurance programs. Artificial reproductive technology programs run more than $10,000 per menstrual cycle and up to $150,000-$200,000 (or more) per successful pregnancy.”

SOURCE

So how many insurance policies do you know that cost $150,000 to $200,000?

People want affordable insurance premiums and some people want health insurance to cover everything (you know there are) from doctor's visits to Viagra to breast enlargement. Do you seriously believe that there aren't some people out there with an entitlement mentality?


Do you have proof people want free health care? My source was referring too affordable care and having it covered by insurance.

We were not talking about it covering everything, we were talking about it being "free". I am sure you can source that as well.

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I have no idea when or even if it will happen… but it can.


You have no idea if or when, but you are so sure it can happen. Im sorry, are you willing to bank you life on it happening before you need it too? I am not.

And, again, you cannot back up this statement with anything remotely close to a source... because the reality is, it wont happen. I can say my tree will start producing 100 dollar bills.. I dont know when, or even if... but it can happen.

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So where do we disagree on the problem?


We disagree on the problem being simply within the laws.

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Within the framework of federal laws but I was thinking about Medicare… the sates have to administrate it but under federal law requiring them to do so. They can't say no, can they?


Medicare is a federally mandated, and run, system... not state. The state would be closer to Medicaid, and within a certain framework, the states can and do dictate what they will offer and what they wont.

Consider Medicare like the VA/

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Bullshit. You think I disagree with you on something so you presume that I must be one of those bad people you lump under a label. The centerpiece of Romney’s campaign is “I’m not a Democrat.” Does that make me a true Democrat? When you boil it down, most (if not all) political campaigns are nothing more than a tribal “us good, them bad so vote for us because we’re not them” mentality.


No, I think so because you are spouting the republican party lines.

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The question was about who pays taxes, not insurance premiums.


When was the last time a child paid taxes that wasnt rich and heavily invested in his own name by his parents? Children who earn an income pay a tax too... children who dont earn, dont pay.

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Where do you come up with this nasty shit? No I do not expect them to die. I expect them to be covered. I do not understand how acknowledging a fact – that a system where everyone chips in cannot exist


Where do you come up with the notion that a system where everyone chips in cannot exist?

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If you want to fix a problem the first thing you have to do is be realistic and honest about it.


Something I have been.

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Going around and saying that this or that idea will work because everyone will chip in is a lie.


Show me its a lie.

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When you lie to those you are trying to convince they don’t trust you and are likely to not trust anything else you have to say.


Now you see my major problem with you and a few other posters.

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Once again you are confusing my statement about who pays taxes with who pays insurance premiums.


And at least 44 million of tat 88 million work and are underinsured. Meaning.. they pay taxes. The other 33 million do not have access to insurance, meaning some pay taxes, some do not.

U6 stands currently at 14.9.

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number of people under 18 grew 2.6 percent to 74.2 million people


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The 65-and-older population also grew faster than most younger population groups at a rate of 15.1 percent to 40.3 million people


http://2010.census.gov/news/releases/operations/cb11-cn147.html

Total US population... 313,309,248

http://www.census.gov/main/www/popclock.html

239,109,248

So, subtracting the older population of 40.3 million

200,000,000.. a round figure, which is probably too low considering U6 includes those who are 16 or older.. and many work past 65.

250,000,000. I shall use that number.

35,750,000 are out of work or underemployed. If we assume.. and its a big assumption, that those people do not have insurance at all, there is still roughly 10 million americans who have a job, and pay into taxes, who have no access to innsurance.

So, 54 million americans have jobs, pay taxes, and have no access to insurance or underinsured. Thats people who pay taxes.

Are you under the belief that these people, all of them, do not want insurance, have no desire to be covered, and do not wish to find afforadable coverage?

I can tell you I know many 20 something year olds who do not want to pay for insurance, yet will run to Medicaid at the first chance if they are in a car accident.,, that is their escape for major illnesses in my state.

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Maybe it is different where you are but where I am it is called being registered Independent. You need to back off from this.


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I am not registered with any political party.


How can you be a registered Independent yet not be registered with no political party? Curious minds do want to know.

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I despise bigotry and racism and don’t take kindly to being libeled as such.


No one labeled you as such. I defy you to find even one post where I did so. You mentioned it, I did not. Perhaps that should tell you something.

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Nor do I accept anyone telling me, or even suggesting, that I hate people that I love.


Again, not something I have said in any way shape or form. That all came from you, dear.

You are, of course, free to block me. I happen to agree with some of Paul's ideas.. but not all.. his flakey ones are enough to prevent me from ever taking him seriously.




mnottertail -> RE: The truth about those against the Affordable Health Care law? (4/5/2012 1:55:05 PM)

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M2b
...I do not expect them to die. I expect them to be covered.


I expect you to DIE; Mr Bond.

A. Goldfinger




DesideriScuri -> RE: The truth about those against the Affordable Health Care law? (4/5/2012 9:05:24 PM)

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ORIGINAL: tazzygirl
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Your "reality" is your "Fantasy World, tazzy. Instead of attempting to root out the corruption, you are enabling the corruption. How about we go back and work on a free and fair government?

How about we take care of the people first? You remember, the citizens of this corrupt government?


I happen to believe the Citizens of the US will be better taken care of by a less corrupt government. How you expect a corrupt government to take care of the Citizens and then be less corrupt, I don't know.

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Oh? Isn't there a minimum insurance level I'll have to have? That answer is, yes. So, I won't get to choose based on my needs.

And, again, if you read the law, you will see that most insurance companies alraedy cover the minimum.


Not the point at all, tazzy. If I'm required to have a specific coverage level at a minimum, I'm not really in control of my insurance needs, now am I? And, you know I'm right, without even having to read 2700 pages.

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Holy fuck! I have acknowledged it! I am the one that wants to separate the politicians and the insurance companies!

How long will that take? How many years?


As long as it takes. It will take longer if we let it go longer. It has been said that the best time to plant an oak tree is 20 years ago; the second best time is right now.

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How much longer do people, citizens, have to suffer while we wait for your ideas to work or not?


The suffering will never end if we don't have an honest government.

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I won't be in that group that requires pregnancy care, tazzy. What part of that don't you understand?

And I wont be in the group that develops prostate cancer.


And I don't think you should have to pay an increased premium based on covering prostate cancer.

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1. See, I DO acknowledge that our elected officials and insurance companies are in bed together.

I havent said they were not.


You said that I didn't acknowledge it. How is it you don't even know what you wrote?

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2. I don't know what lollipops and cotton candy you are eating (could be "special" brownies, I suppose), but there are no cost containment features in PPACA that will maintain standards and/or accessibility while lowering costs or preventing increases.

How do you know? You havent even read it. Which means you are listening to someone else. Who?


No one is telling me what is in it. No one. You won't even answer as to whether or not you're assuming PPACA will reduce costs. How great can it be if you won't even claim that assumption?

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Why will there be others going out of business if payouts are dropping?

Payouts have been dropping for years. Coverage has gotten smaller and smaller, while premiums have gone up. And you expect this all to reverse? Care to share how?


Payouts have dropped because they are shifting costs onto the patient. The payouts have not dropped because care costs have lowered. At least try to keep up.

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Yes. Yes, I do really believe that. And, don't forget that collusion is illegal.

Many things are illegal. How do you think we get into some of the financial messes we are in now? After the fact doesnt help anyone.
Price wars wont happen because the mega companies will buy out the smaller companies, thus forcing an even more limited market. Econ 101.


Yeah, there are no laws against monopolies and things like that. And, I acknowledge that the R's are as bad about that shit as the D's. I was against every single one of Bush's bailouts. Every single one. Bear Stearns was my final wake up alarm. What I've found out since is that the R's no longer represent what they claimed, so they no longer represent me. Unlike some people I know outside of the lifestyle, I didn't scamper to the Democratic Party. I still believe in the classic Republican Party Platform, even if the Libertarian Party is the one most aligned with that platform.

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You keep changing the subject from being able to pay to race, ethnicity, education, etc. Those things are not part of this discussion. This is solely about people being able to afford the cost of health care.

The cost of health care is based upon a law covering that group after it was discovered that they were being dumped. Is that really that hard to understand? You cannot have any valid discussion without discussing the whys, no matter how much you want to dismiss it.


How is it that race, education, skin color, etc. has any bearing on the cost of health care? Face it, tazzy, it doesn't, unless you are claiming that the ones the law is intended on protecting are the only ones who can't afford to pay. I'm not willing to make that claim as I know plenty of people from all races, education levels, skin colors, etc. than can pay their health care bills, and I also know members of various races, skin colors, education levels, etc. who can not afford to pay high care costs. Skin color, race, education levels, etc. mean nothing to me. I don't see a black man, an asian woman, a high school flunkie, some Latinos, or uber successful guys and gals. I see people. I don't care what color you are. I don't care what race/heritage your forebears are from. I don't care how much education you have (okay, that one can get on my nerves if you're not educated enough to form sentences and thoughts in proper grammar).

Skin color, race, education levels, etc. do not decide who does and who doesn't have either insurance or the ability to pay for care. Since paying for care is what this thread is all about, bringing up skin color, race, education, etc. is nothing but a diversionary tactic.

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1. I'm not in support of changing it back.
2. Never said I was in the medical field, only that I have an education in the medical field.
3. I don't know if anyone has challenged the current requirement to treat all ER visits that are emergencies, so I don't know if that's been upheld as Constitutional by the SCOTUS.

1. Then why did you bring it up?
2. Ah so you dont work in it, you just are educated in it. In what manner?
3. You sure do weigh in on a lot of issues you are not informed on.
Roberts v Galen of Virginia, Inc
http://www.law.cornell.edu/supct/html/97-53.ZPC.html
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In fact, the one Supreme Court case heard on EMTALA found that no improper financial motive must be proved to find a hospital in violation of EMTALA (6). The law applies until a qualified medical professional certifies that the person does not have an EMC or until the person's condition is “stabilized,” as defined by the statute (Tables ​Tables11 and ​22). As far as EMTALA and the federal courts are concerned, “EMC” and “stabilized” are now legally defined and not terms to be defined by a series of expert witnesses, as in civil malpractice cases. Therefore, virtually any person presenting for care in the ED should have an MSE, along with the appropriate documentation noting whether an EMC exists.

http://www.ncbi.nlm.nih.gov/pmc/articles/PMC1305897/
You have a background in health care and you didnt know about this?


Does a physical therapist know all the details about the law? No. The physical therapist will know most of the details, if not all the details, of the law that pertain to physical therapy. Does the Hospital Law Director know the ins and outs of kinesiology and the various therapy regimens? Didn't think so.

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Poor attempt at straw man argument. Since there are States that already allow raw milk to be sold, can you back your claim up?

Feb. 21 (Bloomberg) -- States that allow raw milk sales have more than twice as many dairy-related disease outbreaks as states with prohibitions on such unpasteurized products, a Centers for Disease Control and Prevention study showed.
The rate of incidents caused by raw milk, cheese and yogurt was 150 times greater than outbreaks linked to pasteurized milk, according to the Atlanta-based CDC’s study, published today in the journal Emerging Infectious Diseases. The 13-year review examined outbreaks from 1993 to 2006 in all 50 U.S. states.

http://www.businessweek.com/news/2012-02-24/states-with-raw-milk-sales-have-more-disease-outbreaks-cdc-says.html


Like I said, tazzy, if a no-raw-milk State has one outbreak and a raw-milk State has two, there's your twice as many outbreaks. What are the whole numbers? Hiding behind stats is ridiculous. At least be honest and discuss using valid numbers. How many people die from smoking and/or smoking-caused diseases? And, yet, smoking isn't illegal. Cigarette sales qualify as interstate commerce and yet, it isn't banned.

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It's not your "job." Correct. But, if you want to be intellectually honest, you'll back your claims up.

I have, repeatedly. You wish to argue with everyone and offer up nothing but "I know". Time for you to actually learn a few things.


Ha! Ha! And when you are asked point blank questions, you respond, "read the bill."

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So, is that a yes, or a no? Simple answer, really. If you do assume PPACA will be able to contain costs, the answer is "yes." If not, then "no." Do I have to draw a couple squares with "yes" and "no" labels for you to check off? Will that make it easy enough?

http://www.reid.senate.gov/issues/upload/health-care-law-reduces-deficit-and-contains-costs.pdf
Ok, lookie there.


  • Delivery System Reform: Doesn't cut the cost of care. Each procedure will still carry a high cost.
  • Creates incentives to reduce preventable hospital re-admissions: Doesn't cut the cost of care. Makes a hospital less profitable.
  • Creates more head-to-head competition among insurers, putting a downward pressure on premiums: this is the only thing that might actually lower the cost of care. I hope they actually do allow the competition, and especially open up the competition across state lines.
  • Cracks down on waste, fraud and abuse: this doesn't make the cost of care less expensive.


How is it you can't see how 3 of those 4 things won't actually address the cost of care? They (hopefully) will address the aggregate cost of care, but each procedure isn't going to see a price drop. Everything is still going to be too expensive for people to buy without insurance.

quote:

http://www.smallbusinessmajority.org/policy/docs/SBM_Small_Biz_Cost_Containment_120211.pdf


The Health Exchanges and the Co-Op programs (which may or may not be created) are the only ways that the actual cost of service might decline. Sure, the cost of care to a business might drop, but do you think that those without insurance now aren't buying it because businesses have to pay for inefficiencies? No. That's not their issue. Their issue is that their costs when they walk in are too high. Anything that isn't reducing costs for the individual paying for care isn't really cost reduction making health care more affordable for the Citizen.

quote:

http://www.hinshawlaw.com/health-care-reform-introduces-array-of-cost-containment-measures-05-06-2010/


Doesn't address the high cost of individual services.

quote:

http://www.hinshawlaw.com/health-care-reform-health-insurance-exchanges-and-private-insurance-04-09-2010/


And still nothing on cutting the cost of individual services.

Yeah, I'm the one without a valid argument. lol




tazzygirl -> RE: The truth about those against the Affordable Health Care law? (4/5/2012 10:56:15 PM)

quote:

I happen to believe the Citizens of the US will be better taken care of by a less corrupt government. How you expect a corrupt government to take care of the Citizens and then be less corrupt, I don't know.


Its called priorities. People take precedence over trying to change a policy and waiting for that change to happen. We have waited long enough. Something has to give.

quote:

Not the point at all, tazzy. If I'm required to have a specific coverage level at a minimum, I'm not really in control of my insurance needs, now am I? And, you know I'm right, without even having to read 2700 pages.


The only way you get the exact level you want now is to buy your own policy. And, if you have your own policy, the health care law doesnt affect you at all.

So, no, you arent right.

quote:

As long as it takes. It will take longer if we let it go longer. It has been said that the best time to plant an oak tree is 20 years ago; the second best time is right now.


Want in one hand, shit in the other. Which gets full first?

quote:

The suffering will never end if we don't have an honest government.


So lets just allow people to suffer completely until you get the form of government you believe we should have. Not my style, so, no, I dont agree.

quote:

And I don't think you should have to pay an increased premium based on covering prostate cancer.


And women during their child bearing years pay a higher premium.

quote:

You said that I didn't acknowledge it. How is it you don't even know what you wrote?


I do know what I wrote. I said I never stated that government and business were not in bed together. I didnt say anything about you.

quote:

No one is telling me what is in it. No one. You won't even answer as to whether or not you're assuming PPACA will reduce costs. How great can it be if you won't even claim that assumption?


ROFL

So either you are lying, or you are talking out yoru ass. Which is it? Because you are so damn sure you know what you are talking about.

quote:

Payouts have dropped because they are shifting costs onto the patient. The payouts have not dropped because care costs have lowered. At least try to keep up.


No shit. Payouts, that which is paid out to health care for policy holders have been dropping, meaning insurance companies are keeping more money and offering less.

Do try and think.

quote:

How is it that race, education, skin color, etc. has any bearing on the cost of health care? Face it, tazzy, it doesn't, unless you are claiming that the ones the law is intended on protecting are the only ones who can't afford to pay.


I will try one more time to explain it to you.

Once upon a time, people were showing up at ER's across this great land with critical emergencies. IF they showed up at a small hospital, or a private one, they were immediately sent to a community/county hospital or huge medical center. If you were not white and able to pay, or had insurance, you were shipped off.

As a result, this created the patient dumping law. Preventing hospitals of any kind with an ER from transferring unstable patients anywhere as they had in the past.

That has caused a rise in health care costs across this country. The fines each hospital has to pay, the lawsuits they have to defend and eventually pay out, all that is transferred onto the patients who can pay.

quote:

Skin color, race, education levels, etc. do not decide who does and who doesn't have either insurance or the ability to pay for care. Since paying for care is what this thread is all about, bringing up skin color, race, education, etc. is nothing but a diversionary tactic.


Not at all. That law was a big cause of the rise in costs. Ignoring that is like ignoring the elephant in the middle of the room.

Couple that with the fact that the patient dumping law prevents hospitals from turning away patients without health insurance, and the notion that someone can "opt out" of health care and the mandate becomes rather ridiculous.

quote:

Does a physical therapist know all the details about the law? No. The physical therapist will know most of the details, if not all the details, of the law that pertain to physical therapy. Does the Hospital Law Director know the ins and outs of kinesiology and the various therapy regimens? Didn't think so.


I know some pretty savvy PT's who are up to date on the basics of most laws that may affect them. Since many do train in hospitals where they may be required to treat someone who has no insurance, this law is a biggie. Saying you dont know is sort of funny.

quote:

Like I said, tazzy, if a no-raw-milk State has one outbreak and a raw-milk State has two, there's your twice as many outbreaks. What are the whole numbers? Hiding behind stats is ridiculous. At least be honest and discuss using valid numbers. How many people die from smoking and/or smoking-caused diseases? And, yet, smoking isn't illegal. Cigarette sales qualify as interstate commerce and yet, it isn't banned.


Not hiding behind stats. What happens if it becomes perfectly legal everywhere? Corporations get involved. The cleanliness level goes to pot.

How does milk get contaminated?
Milk contamination may occur from:

Cow feces coming into direct contact with the milk
Infection of the cow's udder (mastitis)
Cow diseases (e.g., bovine tuberculosis)
Bacteria that live on the skin of cows
Environment (e.g., feces, dirt, processing equipment)
Insects, rodents, and other animal vectors
Humans, for example, by cross-contamination from soiled clothing and boots


Among dairy product-associated outbreaks reported to CDC between 1973 and 2009 in which the investigators reported whether the product was pasteurized or raw, 82% were due to raw milk or cheese. From 1998 through 2009, 93 outbreaks due to consumption of raw milk or raw milk products were reported to CDC. These resulted in 1,837 illnesses, 195 hospitalizations, and 2 deaths. Most of these illnesses were caused by Escherichia coli, Campylobacter, or Salmonella. It is important to note that a substantial proportion of the raw milk-associated disease burden falls on children; among the 93 raw dairy product outbreaks from 1998 to 2009, 79% involved at least one person younger than 20 years old.

http://www.cdc.gov/Features/RawMilk/

February 16, 2012|By JENNIFER FITCH |


CHAMBERSBURG, Pa. — The number of people sickened by raw milk linked to a Franklin County farm has climbed to 77, possibly making it the largest outbreak in Pennsylvania history.

Pennsylvania Department of Health officials said Thursday that the total number of cases continued to increase. The department has identified 67 cases in Pennsylvania, five in Maryland, two in New Jersey and three in West Virginia.

http://articles.herald-mail.com/2012-02-16/news/31069674_1_raw-milk-unpasteurized-milk-farm-store

And thats a small farm. Let it go corporate and watch the complications skyrocket.

quote:

Delivery System Reform: Doesn't cut the cost of care. Each procedure will still carry a high cost.


That should have been..

Works to eliminate unnecessary tests and procedures by providing delivery
system reform. The law creates incentives for doctors and hospitals to provide
efficient, high-quality care, by moving to payment systems that reward the value
of care, rather than the volume of care


Something we should have had all along.

quote:

Creates incentives to reduce preventable hospital re-admissions: Doesn't cut the cost of care. Makes a hospital less profitable.


Creates incentives to reduce preventable hospital re-admissions. The law limits the payments hospitals can get from Medicare or Medicaid if a patient is readmitted to the hospital for what is considered a preventable reason.

I could care less if the hospital is profitable. And that is part of what is wrong with the system. The situation which reduces readmissions would cut care costs across the board. And, hospitals would clamp down on slack doctors and shoddy work when it starts hitting their wallets.

quote:

Cracks down on waste, fraud and abuse: this doesn't make the cost of care less expensive.


Cracks down on waste, fraud and abuse. The law provides a number of new
tools for cracking down on waste and fraud in Medicare and Medicaid, including a
new screening process for providers in Medicare and Medicaid, new compliance
requirements, and enhanced criminal penalties.


Again, I disagree. and I cannot think of anyone who would believe that preventing fraud would not reduce health care costs.

quote:

How is it you can't see how 3 of those 4 things won't actually address the cost of care? They (hopefully) will address the aggregate cost of care, but each procedure isn't going to see a price drop. Everything is still going to be too expensive for people to buy without insurance.


Its easy to see how you dont see all 4 will. Its because you do not know the medical system at all.


quote:

The Health Exchanges and the Co-Op programs (which may or may not be created) are the only ways that the actual cost of service might decline. Sure, the cost of care to a business might drop, but do you think that those without insurance now aren't buying it because businesses have to pay for inefficiencies? No. That's not their issue. Their issue is that their costs when they walk in are too high. Anything that isn't reducing costs for the individual paying for care isn't really cost reduction making health care more affordable for the Citizen.


quote:

Doesn't address the high cost of individual services.


quote:

And still nothing on cutting the cost of individual services.


Each one of those will cut the cost of providing health care. Its not me who doesnt have a valid argument. Its you who have no clue about how the medical system works.




Musicmystery -> RE: The truth about those against the Affordable Health Care law? (4/6/2012 5:53:25 AM)

quote:

I happen to believe the Citizens of the US will be better taken care of by a less corrupt government.


So what's your plan for this, sparky?




Marc2b -> RE: The truth about those against the Affordable Health Care law? (4/6/2012 7:57:40 AM)

quote:

Do you have proof people want free health care? My source was referring too affordable care and having it covered by insurance.

We were not talking about it covering everything, we were talking about it being "free". I am sure you can source that as well.


You’re drifting. The matter was whether or not some people expect to pay a little and get more back. Considering human nature I can’t believe that you don’t believe such people exist. As for people wanting free health care, check out THIS.

Ultimately, this is an irrelevancy that has nothing to do with whether or not the individual mandate is Constitutional.

quote:

You have no idea if or when, but you are so sure it can happen. Im sorry, are you willing to bank you life on it happening before you need it too? I am not.

And, again, you cannot back up this statement with anything remotely close to a source... because the reality is, it wont happen. I can say my tree will start producing 100 dollar bills.. I dont know when, or even if... but it can happen.


No… your tree will NOT start producing $100 dollar bills. Congress on the other hand is perfectly capable of passing laws that restrict insurance companies from meddling in the delivery of health care. Will it happen? I don’t know, since it depends upon the outcome of elections… but with the right Congress and President, it could happen.

quote:

We disagree on the problem being simply within the laws.


Well if solving problems were simply a matter of passing laws then we would have legislated ourselves to utopia a long time ago. Laws can only take us so far so, yes, I refuse to believe that the problem is simply within the laws. One has to take into account other factors like the economy and human nature itself. We have laws prohibiting this or mandating that yet, while these laws may some limited success, they rarely completely solve a problem. We have laws against murder yet murder still occurs. If you want to put your faith in the law, go ahead, but I’m going to retain a healthy skepticism.

quote:

Medicare is a federally mandated, and run, system... not state. The state would be closer to Medicaid, and within a certain framework, the states can and do dictate what they will offer and what they wont.

Consider Medicare like the VA/


Medicaid… Medicare… I’m always getting them mixed up. But by your own admission, Medicaid is “within a certain framework.” So it is not a completely State run operation. This too is irrelevant to whether or not the individual mandate is Constitutional.

quote:

No, I think so because you are spouting the republican party lines.


Bullshit. You are engaging in nothing more that guilt by association. It is the same nonsense where some people say “Hilter was a vegetarian so you vegetarians must be Nazis.”

And yes… I know that Hitler’s alleged vegetarianism is debatable… I’m merely using it as an example.

quote:

When was the last time a child paid taxes that wasnt rich and heavily invested in his own name by his parents? Children who earn an income pay a tax too... children who dont earn, dont pay.


There are exceptions to everything (except death) but generally speaking children do not pay taxes. The fact that there are exceptions to everything is why I do not accept your “nobody wants free health care” contention. There are seven billion people on the planet. Surely there are some who want free health care.

quote:

Where do you come up with the notion that a system where everyone chips in cannot exist?


The only way everyone could chip in is if everyone produced taxable income. Everyone does not, therefore such a system cannot exist. What you need to focus on is the idea of a system where all those who can contribute do so (and in a way that is not economically burdensome) AND creating an economy that allows the maximum number of people who can be producers to participate.

quote:

Something I have been.


Honest?... maybe. Realistic?... I am dubious.

quote:

Show me its a lie.


Already answered.

quote:

Now you see my major problem with you and a few other posters.

Where have I lied?

quote:

So, 54 million americans have jobs, pay taxes, and have no access to insurance or underinsured. Thats people who pay taxes.

Are you under the belief that these people, all of them, do not want insurance, have no desire to be covered, and do not wish to find afforadable coverage?


No I do not and I do not understand where you are getting the idea that I do.

quote:

I can tell you I know many 20 something year olds who do not want to pay for insurance, yet will run to Medicaid at the first chance if they are in a car accident.,, that is their escape for major illnesses in my state.


Uhm… if my knowing people of a certain belief doesn’t work for me…

But I do believe you because I have met such people myself. Young people are often of the belief that they are invulnerable and will always be so. I think the key difference here is that you seek a specific outcome. So do I. But I am also concerned with the legality of the process as well as the difference between intent and result. Great intentions don’t amount to shit. I’ll save the intentions versus result for another day. My main concern on this thread is about the legality of the Individual Mandate… the Constitutionality of it. The Federal Government continues to amass more and more power over our lives and power is never to be trusted, even when it is well intentioned (the road to hell and all that).

quote:

How can you be a registered Independent yet not be registered with no political party? Curious minds do want to know.


Simple. I went down to the registration office and filled out the form. When I got to the part where it said “Political Party” I checked of “None.” Thus I became registered as an Independent.

I do not belong to any political party.

I haven’t had to register for many years so maybe now they call it “unaffiliated” or something but in my circles not belonging to a political party is called “independent.”

quote:

No one labeled you as such. I defy you to find even one post where I did so. You mentioned it, I did not. Perhaps that should tell you something.


You strongly suggested it when you tried to lump me in with that Paul dick.

quote:

Again, not something I have said in any way shape or form. That all came from you, dear.


My family is multi-racial so when someone calls me a racist (or even hints at it) they, in addition to slandering me, are essentially accusing me of hating people that I love. I refuse to accept that.




DesideriScuri -> RE: The truth about those against the Affordable Health Care law? (4/6/2012 12:34:33 PM)

quote:

ORIGINAL: tazzygirl
quote:

I happen to believe the Citizens of the US will be better taken care of by a less corrupt government. How you expect a corrupt government to take care of the Citizens and then be less corrupt, I don't know.

Its called priorities. People take precedence over trying to change a policy and waiting for that change to happen. We have waited long enough. Something has to give.


And by giving in to more corrupted government power, we become even less likely to be able to root out the corruption in the future.

quote:

quote:

Not the point at all, tazzy. If I'm required to have a specific coverage level at a minimum, I'm not really in control of my insurance needs, now am I? And, you know I'm right, without even having to read 2700 pages.

The only way you get the exact level you want now is to buy your own policy. And, if you have your own policy, the health care law doesnt affect you at all. So, no, you arent right.


Except there are minimums I have to have. And that means...I don't get to choose to pay for just what I want.

quote:

quote:

As long as it takes. It will take longer if we let it go longer. It has been said that the best time to plant an oak tree is 20 years ago; the second best time is right now.

Want in one hand, shit in the other. Which gets full first?


Depends on what you ate the previous couple days.

quote:

quote:

The suffering will never end if we don't have an honest government.

So lets just allow people to suffer completely until you get the form of government you believe we should have. Not my style, so, no, I dont agree.


Who is suffering completely?

quote:

quote:

And I don't think you should have to pay an increased premium based on covering prostate cancer.

And women during their child bearing years pay a higher premium.


Why shouldn't they (or whoever is paying for their coverage)? Before you start blasting away, guys should also have a higher premium unless they take the steps to prevent their being able to impregnate a woman.

quote:

quote:

No one is telling me what is in it. No one. You won't even answer as to whether or not you're assuming PPACA will reduce costs. How great can it be if you won't even claim that assumption?

ROFL
So either you are lying, or you are talking out yoru ass. Which is it? Because you are so damn sure you know what you are talking about.


If I'm being told what's in it by those in power, how is it I know nothing of the "virtues" of PPACA? And, once again, you have not committed to claim that you assume PPACA will reduce costs, or not.

quote:

quote:

Payouts have dropped because they are shifting costs onto the patient. The payouts have not dropped because care costs have lowered. At least try to keep up.

No shit. Payouts, that which is paid out to health care for policy holders have been dropping, meaning insurance companies are keeping more money and offering less.
Do try and think.


First of all, you have no fucking clue what you're talking about half the time. I make the claim that when the cost of care drops, insurance premiums will drop because the payouts will drop. You continued to argue that I was wrong because there was no way insurance companies were going to drop premiums, and even if they did, there was no way that care costs would decline. While your statement was dead on accurate, that wasn't what I was saying. In yet another attempt to clearly show you wtf I'm saying - because you apparently can't follow basic logic - I tell you that when insurance company payouts drop, premiums will drop. You, taking each sentence as an entire argument unto itself, "inform" me that payouts are dropping and premiums are rising. Then, when I show you how your "decreased payouts" differed from my "decreased payouts" you respond, "No shit." You next sentence re-stated your rebuttal to my statement (even though it didn't rebut my actual statement), showing me that you are incapable of following along.

Then, you have the nads to patronize me? Holy shit are you one piece of work. I'm not talking about a Renoir or other masterpiece, either.

quote:

I will try one more time to explain it to you.


This oughta be good. I hope you get a clue soon.

quote:

Once upon a time, people were showing up at ER's across this great land with critical emergencies. IF they showed up at a small hospital, or a private one, they were immediately sent to a community/county hospital or huge medical center. If you were not white and able to pay, or had insurance, you were shipped off.
As a result, this created the patient dumping law. Preventing hospitals of any kind with an ER from transferring unstable patients anywhere as they had in the past.
That has caused a rise in health care costs across this country. The fines each hospital has to pay, the lawsuits they have to defend and eventually pay out, all that is transferred onto the patients who can pay.


Did the cost of care rise because the patients who were no longer legally allowed to be turned away were black? Asian? Latino? Uneducated? Or, could it have possibly been that the only reasons costs were shifted was because these patients were not able to pay (through insurance or otherwise)? A black person that isn't capable of paying for care or doesn't have insurance simply because he or she is black. A person who didn't graduate HS isn't incapable of paying for care (thru direct payment or insurance) because they are uneducated. These things have nothing to do with the cost of care rising. The cost of care rose from that law because hospitals had to treat emergency cases regardless of their ability to pay. If a black man went to the ER and was able to pay (regardless of mode), that would not make costs rise.

Did you get that this time?

quote:

quote:

Does a physical therapist know all the details about the law? No. The physical therapist will know most of the details, if not all the details, of the law that pertain to physical therapy. Does the Hospital Law Director know the ins and outs of kinesiology and the various therapy regimens? Didn't think so.

I know some pretty savvy PT's who are up to date on the basics of most laws that may affect them. Since many do train in hospitals where they may be required to treat someone who has no insurance, this law is a biggie. Saying you dont know is sort of funny.


The bolded statement also implies that you know other PT's who aren't up to date on the basics of most laws that affect them. And, here is the key. You restated my claim, italicized above.

quote:

quote:

Like I said, tazzy, if a no-raw-milk State has one outbreak and a raw-milk State has two, there's your twice as many outbreaks. What are the whole numbers? Hiding behind stats is ridiculous. At least be honest and discuss using valid numbers. How many people die from smoking and/or smoking-caused diseases? And, yet, smoking isn't illegal. Cigarette sales qualify as interstate commerce and yet, it isn't banned.

Not hiding behind stats. What happens if it becomes perfectly legal everywhere? Corporations get involved. The cleanliness level goes to pot.
How does milk get contaminated?
Milk contamination may occur from:
Cow feces coming into direct contact with the milk
Infection of the cow's udder (mastitis)
Cow diseases (e.g., bovine tuberculosis)
Bacteria that live on the skin of cows
Environment (e.g., feces, dirt, processing equipment)
Insects, rodents, and other animal vectors
Humans, for example, by cross-contamination from soiled clothing and boots

Among dairy product-associated outbreaks reported to CDC between 1973 and 2009 in which the investigators reported whether the product was pasteurized or raw, 82% were due to raw milk or cheese. From 1998 through 2009, 93 outbreaks due to consumption of raw milk or raw milk products were reported to CDC. These resulted in 1,837 illnesses, 195 hospitalizations, and 2 deaths. Most of these illnesses were caused by Escherichia coli, Campylobacter, or Salmonella. It is important to note that a substantial proportion of the raw milk-associated disease burden falls on children; among the 93 raw dairy product outbreaks from 1998 to 2009, 79% involved at least one person younger than 20 years old.
http://www.cdc.gov/Features/RawMilk/


Yay! Real numbers!! 93 outbreaks. 1,837 illnesses. 195 hospitalizations. 2 deaths. In 11 years.

How many non-raw milk outbreaks were there in that 11 year time period? That number seems to be missing. It's nice to know that 82% of all outbreaks were due to raw milk from '73 to '09, leaving out the first 25 years in the next set of numbers means you don't know how that 82% relates to those specific 11 years.

quote:

February 16, 2012|By JENNIFER FITCH |
CHAMBERSBURG, Pa. — The number of people sickened by raw milk linked to a Franklin County farm has climbed to 77, possibly making it the largest outbreak in Pennsylvania history.
Pennsylvania Department of Health officials said Thursday that the total number of cases continued to increase. The department has identified 67 cases in Pennsylvania, five in Maryland, two in New Jersey and three in West Virginia.
http://articles.herald-mail.com/2012-02-16/news/31069674_1_raw-milk-unpasteurized-milk-farm-store


77 people sickened from one outbreak, and that was the worst outbreak in PA history?

quote:

And thats a small farm. Let it go corporate and watch the complications skyrocket.


Proof?

quote:

quote:

Delivery System Reform: Doesn't cut the cost of care. Each procedure will still carry a high cost.

That should have been..
Works to eliminate unnecessary tests and procedures by providing delivery
system reform. The law creates incentives for doctors and hospitals to provide
efficient, high-quality care, by moving to payment systems that reward the value
of care, rather than the volume of care

Something we should have had all along.


And yet, this isn't going to drop the cost of the individual services at all. Aggregate, absolutely. Each service? Not at all.

quote:

quote:

Creates incentives to reduce preventable hospital re-admissions: Doesn't cut the cost of care. Makes a hospital less profitable.

Creates incentives to reduce preventable hospital re-admissions. The law limits the payments hospitals can get from Medicare or Medicaid if a patient is readmitted to the hospital for what is considered a preventable reason.
I could care less if the hospital is profitable. And that is part of what is wrong with the system. The situation which reduces readmissions would cut care costs across the board. And, hospitals would clamp down on slack doctors and shoddy work when it starts hitting their wallets.


All it does it reduce the number of services provided. It still doesn't cut down on the cost of the individual service.

quote:

quote:

Cracks down on waste, fraud and abuse: this doesn't make the cost of care less expensive.

Cracks down on waste, fraud and abuse. The law provides a number of new
tools for cracking down on waste and fraud in Medicare and Medicaid, including a
new screening process for providers in Medicare and Medicaid, new compliance
requirements, and enhanced criminal penalties.

Again, I disagree. and I cannot think of anyone who would believe that preventing fraud would not reduce health care costs.


How will reducing fraud reduce the cost of each individual service? A health care service isn't too expensive because there is too much fraud inherent in the system. A health care service is too expensive because that individual service costs too much. Are you going to actually try to tell me that if we reduce the fraud in the Medicare system that the cost of an X-ray is going to be less?

quote:

quote:

How is it you can't see how 3 of those 4 things won't actually address the cost of care? They (hopefully) will address the aggregate cost of care, but each procedure isn't going to see a price drop. Everything is still going to be too expensive for people to buy without insurance.

Its easy to see how you dont see all 4 will. Its because you do not know the medical system at all.


It's damn easy to see you have no fucking clue what I'm saying and can't make a coherent statement that actually responds to my claims.

quote:

quote:

The Health Exchanges and the Co-Op programs (which may or may not be created) are the only ways that the actual cost of service might decline. Sure, the cost of care to a business might drop, but do you think that those without insurance now aren't buying it because businesses have to pay for inefficiencies? No. That's not their issue. Their issue is that their costs when they walk in are too high. Anything that isn't reducing costs for the individual paying for care isn't really cost reduction making health care more affordable for the Citizen.

quote:

Doesn't address the high cost of individual services.

quote:

And still nothing on cutting the cost of individual services.

Each one of those will cut the cost of providing health care. Its not me who doesnt have a valid argument. Its you who have no clue about how the medical system works.


Good God you have no idea what we've been discussing.

Look. I am going to break this down for you. Please at least try to follow.

There are only two ways to lower aggregate health care costs. Two ways only.
    [1] Reduce the number of services paid for
    • Reduce the number of services covered (pay for only partial knee replacements instead of full knee replacements)
    • Put a limit on the number of times each service will be paid for (only pay for 8 knee surgeries total/year)

    [2] Reduce the Cost of each service
    • Cut reimbursement rates
    • Cap the Cost of each individual service
    • Lower the underlying causative factors in the raising costs


That's for aggregate cost reduction. This is what you've been talking about. This is not what I've been talking about. What I have been talking about is cost reduction to each individual. Do you think reducing the aggregate costs of health care makes health care more affordable for the individual? No, they do not. The only thing that really reduces costs for the individual, is the reduction in the cost of each service through either price controls or actually changing the underlying factors that cause the price increases. I am absolutely against price controls, so IMO, the only way you make health care affordable to the individual is by taking care of the underlying factors.

Best of luck to you, tazzy.




tazzygirl -> RE: The truth about those against the Affordable Health Care law? (4/6/2012 12:45:34 PM)

quote:

Well, there are some people who complain that health care isn't free but that wasn't what I was getting at. A great many people do seem to think that they should have to pay only a little and get more back... that is just not sustainable.


quote:

You’re drifting.


No I am not. I asked you for proof that people want it free.

quote:

The matter was whether or not some people expect to pay a little and get more back. Considering human nature I can’t believe that you don’t believe such people exist. As for people wanting free health care, check out THIS.


I never said those people didnt exist. I said people do not want it free. Would be nice, aint gonna happen.

What does an article about Greece have to do with the US? Nice try. Still ni proof.

quote:

No… your tree will NOT start producing $100 dollar bills. Congress on the other hand is perfectly capable of passing laws that restrict insurance companies from meddling in the delivery of health care. Will it happen? I don’t know, since it depends upon the outcome of elections… but with the right Congress and President, it could happen.


Pst... my tree will produce long before Congress does. You can bank on that.

quote:

Well if solving problems were simply a matter of passing laws then we would have legislated ourselves to utopia a long time ago. Laws can only take us so far so, yes, I refuse to believe that the problem is simply within the laws. One has to take into account other factors like the economy and human nature itself. We have laws prohibiting this or mandating that yet, while these laws may some limited success, they rarely completely solve a problem. We have laws against murder yet murder still occurs. If you want to put your faith in the law, go ahead, but I’m going to retain a healthy skepticism.


Human nature is variable. Some people believe that charity begins at home and we should take care of our own. Some people believe in the "Fuck you, I got mine". Different human natures.

I put no such stock in government that you do. You tell me I have faith in the law, yet you are the one banking on government to change. So much for your healthy skepticism. Are you sure you understand what that means?

quote:

Medicaid… Medicare… I’m always getting them mixed up. But by your own admission, Medicaid is “within a certain framework.” So it is not a completely State run operation. This too is irrelevant to whether or not the individual mandate is Constitutional.


Its not completely run by the state because part of the funds are federal.

quote:

Bullshit. You are engaging in nothing more that guilt by association. It is the same nonsense where some people say “Hilter was a vegetarian so you vegetarians must be Nazis.”

And yes… I know that Hitler’s alleged vegetarianism is debatable… I’m merely using it as an example.


Shall I call Godwin's law now?

You can believe what you wish. You are coming across as a very angry man. There is no guilt by association. That would mean you are associated with the republican party, yet remain apart from, which you deny. I am saying you are spouting their party lines. Deal with it.

quote:

There are exceptions to everything (except death) but generally speaking children do not pay taxes. The fact that there are exceptions to everything is why I do not accept your “nobody wants free health care” contention. There are seven billion people on the planet. Surely there are some who want free health care.


We arent discussing 7 billion people, or the health care of the planet. We are discussing 313 million, and their health care in the US. And you say I am drifting? Will people say they want it free? I dont know, havent met one yet. However, the expectation that anyone will have it free is insane. Even Medicaid recipients must pay for some of their health care needs, even if its only for prescriptions and co-pays.

quote:

The only way everyone could chip in is if everyone produced taxable income. Everyone does not, therefore such a system cannot exist. What you need to focus on is the idea of a system where all those who can contribute do so (and in a way that is not economically burdensome) AND creating an economy that allows the maximum number of people who can be producers to participate.


Absolute employment, which is what you are talking about, is impossible. The very fact that children, the elderly and the disabled cannot work makes zero unemployment impossible.

Your "Utopia" cannot exist.

Presenteeism costs the U.S. economy $180 billion annually in lost productivity. For employers, this costs an average of $255 per employee per year and exceeds the cost of absenteeism and medical and disability benefits

So while you are complaining about the economic burden of health care, there is one for being sick as well. Sick people costs businesses money, just by showing up at work sick.

quote:

Honest?... maybe. Realistic?... I am dubious.


Yet you have not been able to refute any of my posts with something besides your say so.

quote:

Where have I lied?


All over the place. Tossing out assumptions as facts, not understanding the market as well as you want others to believe you do.

quote:

But I am also concerned with the legality of the process as well as the difference between intent and result.


Funny, that is the same argument they used against Medicare.

quote:

You strongly suggested it when you tried to lump me in with that Paul dick.


I do not suggest. If that is what I meant, I would have stated so. You assumed it was so because thats how you feel. Not everyone holds your beliefs about him.

I dont care that he is racist because I have no fear of the man being President.. ever.

quote:

My family is multi-racial so when someone calls me a racist (or even hints at it) they, in addition to slandering me, are essentially accusing me of hating people that I love. I refuse to accept that.


No, you jumped to conclusions assuming thats what I meant.

You know what they say about assumptions, yes?





tazzygirl -> RE: The truth about those against the Affordable Health Care law? (4/6/2012 12:53:40 PM)

quote:

[1] Reduce the number of services paid for
Reduce the number of services covered (pay for only partial knee replacements instead of full knee replacements)
Put a limit on the number of times each service will be paid for (only pay for 8 knee surgeries total/year)

[2] Reduce the Cost of each service
Cut reimbursement rates
Cap the Cost of each individual service
Lower the underlying causative factors in the raising costs


Oh bullshit. Which definitely shows you have no clue about the system or why its costing so much.


$700 billion -- What we waste on health care every year

Here's the math: Our current healthcare spending is approximately $2.1 trillion (that's up from $1.3 trillion noninflation adjusted in 2000). We waste an estimated one-third – or about $700 billion – on unnecessary procedures, unnecessary visits to the doctor, overpriced pharmaceuticals, bloated insurance companies, and the most inefficient paper billing systems imaginable.

One of the links I gave you was related to the computerizing of medical files. Imagine just how much that will cut in repetitive testing, which wastes money.

Your theories are based upon a business model of how to cut costs for most businesses. That doesnt work in health care.




tazzygirl -> RE: The truth about those against the Affordable Health Care law? (4/6/2012 12:56:15 PM)

quote:

How will reducing fraud reduce the cost of each individual service? A health care service isn't too expensive because there is too much fraud inherent in the system. A health care service is too expensive because that individual service costs too much. Are you going to actually try to tell me that if we reduce the fraud in the Medicare system that the cost of an X-ray is going to be less?


No. A health care service is too expensive because they have to recoup for all those who cant afford to pay.

To the bolded part...

YES!




Marc2b -> RE: The truth about those against the Affordable Health Care law? (4/6/2012 2:43:34 PM)

quote:

No I am not. I asked you for proof that people want it free.


And I provided it.

quote:

I never said those people didnt exist. I said people do not want it free. Would be nice, aint gonna happen.


Okay, now I’m really confused. You never said that “those people,” (that is, people who want health care for free) didn’t exist... but you said that they do not want it free (that is, such people don't exist)?

quote:

What does an article about Greece have to do with the US? Nice try. Still ni proof.


You said “people,” not “Americans.” Greeks are people too.


quote:

Pst... my tree will produce long before Congress does. You can bank on that.


No, it won’t. Well, who knows, maybe with advances in genetic engineering, science will create a money growing tree. But then, of course, the money would become worthless.

quote:

Human nature is variable. Some people believe that charity begins at home and we should take care of our own. Some people believe in the "Fuck you, I got mine". Different human natures.


Not really. They are merely different aspects of human nature… different aspects of our tribal orientation ("us good/them bad"). Each of us has in them the potential to be compassionate or uncaring... environment (ie culture, upbringing, personal experiences) will play a major role in how a person turns out.

quote:

I put no such stock in government that you do. You tell me I have faith in the law, yet you are the one banking on government to change. So much for your healthy skepticism. Are you sure you understand what that means?


No I am not banking on the government to change. I have very little expectation of human nature changing anytime soon and therefore no expectation that we will see any change in the politics of exploitation that has dominated the human race pretty much since the beginning. You are confusing the difference between possibilities and probabilities. I merely acknowledged the possibility, that does not mean I acknowledge the probability. I do not consider it probable in the least that government will change anytime soon… I do consider it possible, because it is. Likewise I do not consider it probable that we will all be killed by a giant meteor slamming into the earth five minutes after I post this… but it is possible.

quote:

Its not completely run by the state because part of the funds are federal.


My point exactly.


quote:

Shall I call Godwin's law now?


Godwin was nothing more than sore loser. The point remains.

quote:

You can believe what you wish. You are coming across as a very angry man. There is no guilt by association. That would mean you are associated with the republican party, yet remain apart from, which you deny. I am saying you are spouting their party lines. Deal with it.


I do get angry when I feel I am being unjustly maligned but this is more frustration than anger. You are not arguing with me, you are arguing with a fictional version of me that you've conjured up based upon presumptions about my beliefs which in turn are based upon your views of others who may hold similar ideas even though those ideas may be motivated by entirely different factors and even though we may be miles apart on other issues.

quote:

We arent discussing 7 billion people, or the health care of the planet. We are discussing 313 million, and their health care in the US. And you say I am drifting? Will people say they want it free? I dont know, havent met one yet. However, the expectation that anyone will have it free is insane. Even Medicaid recipients must pay for some of their health care needs, even if its only for prescriptions and co-pays.


People are people (for ill or good) now matter where they are from. And you may be discussing Americans and their health care but I haven't been. I don't understand why this is so hard to grasp... my first post on this thread had nothing to do with health care or whether it is a good idea or not or whether the government should provide it or not. It has to do with the Constitutional Validity of the Individual Mandate. Congress could order us to all by Coca-Cola and my concern would be the same.

quote:

Absolute employment, which is what you are talking about, is impossible. The very fact that children, the elderly and the disabled cannot work makes zero unemployment impossible.


BINGO!!!!!!!

You got it!!!!!!!!!

Therefore it is not possible that "everyone chip in.”

quote:

Your "Utopia" cannot exist.


No utopia can exist.

quote:

Presenteeism costs the U.S. economy $180 billion annually in lost productivity. For employers, this costs an average of $255 per employee per year and exceeds the cost of absenteeism and medical and disability benefits

So while you are complaining about the economic burden of health care, there is one for being sick as well. Sick people costs businesses money, just by showing up at work sick.


Where have I complained about the economic burden of health care?


quote:

Yet you have not been able to refute any of my posts with something besides your say so.


Refute what? All you have done is make a bunch of weird – and false - assumptions about what my beliefs are based upon my doubting the Constitutional validity of the Individual Mandate.

quote:

All over the place. Tossing out assumptions as facts, not understanding the market as well as you want others to believe you do.


Prove that I have lied.

It is your assumptions about what I do or do not believe that you think are lies. Nobody understands the market as well as they think they do. I regard attempts to predict the market as dubious (and that is if I am being generous) at best since the market is the constantly changing cumulative effect of seven billion people's decisions, actions, and inactions along with the weather and trillions of other life forms on the planet. In other words, the market is everything, all the time. This unpredictability is why I am so skeptical of most legislation… intent versus outcome.

quote:

Funny, that is the same argument they used against Medicare.


So? And who are they?

quote:

I do not suggest. If that is what I meant, I would have stated so. You assumed it was so because thats how you feel. Not everyone holds your beliefs about him.


Then why bring him up and state that I “toss my vote towards Paul?”

quote:

I dont care that he is racist because I have no fear of the man being President.. ever.

No, you jumped to conclusions assuming thats what I meant.



I’m going to give you the benefit of the doubt and accept that you didn’t intend to imply that I was a racist. I admit that I am very sensitive about it because I have been on the receiving end of hatred myself and know how much it hurts… and because I have had to endure too many stupid or suspicious or outright hateful looks from other people when I used to pick my grand-niece (the sweetest little girl you’d ever meet) up from her preschool and take her home.


quote:

You know what they say about assumptions, yes?


I never assume. I occasionally presume but never assume because whenever you assume someone is sure to haul out that stupid old saying. So, I leave the assuming to others.

I wish you and everyone a happy Easter (and if Easter ain't your thing I still wish you a happy weekend).




tazzygirl -> RE: The truth about those against the Affordable Health Care law? (4/6/2012 3:09:00 PM)

quote:

And I provided it.


quote:

but you said that they do not want it free (that is, such people don't exist)?


quote:

You said “people,” not “Americans.” Greeks are people too.


RE: The truth about those against the Affordable Health Care law?

The greeks have an affordable health care law too? Dont believe so. Which means this thread is about Americans, and all questions are related to Americans and their health care system.

quote:

I merely acknowledged the possibility, that does not mean I acknowledge the probability.


Many things are probable but not possible... which is nothing more than fantasy.

quote:

I do get angry when I feel I am being unjustly maligned but this is more frustration than anger. You are not arguing with me, you are arguing with a fictional version of me that you've conjured up based upon presumptions about my beliefs which in turn are based upon your views of others who may hold similar ideas even though those ideas may be motivated by entirely different factors and even though we may be miles apart on other issues.


I am arguing against your misperceptions. Each party has a platform. Doesnt matter where your ideas come from, or how you came about them. If what you are saying spouts the party line, then people will associate you with that party. Sorry Charlie, you are simply butt hurt.

quote:

People are people (for ill or good) now matter where they are from. And you may be discussing Americans and their health care but I haven't been.


Then you are in fact admitting you are trying to derail this thread that is about the American system.

quote:

BINGO!!!!!!!

You got it!!!!!!!!!

Therefore it is not possible that "everyone chip in.”


Everyone doesnt chip in now. But we have massive waste, massive fraud, massive miscommunications and medical errors... many of which this law addresses.

700 billion dollars... would cover how many people who do not work?

quote:

Where have I complained about the economic burden of health care?


Your words, not mine, below.

quote:

What you need to focus on is the idea of a system where all those who can contribute do so (and in a way that is not economically burdensome)


quote:

So? And who are they?


http://en.wikipedia.org/wiki/Medicare_(United_States)#Criticism

quote:

Then why bring him up and state that I “toss my vote towards Paul?”


I call em as I see em.

You want to sit on that fence and bitch about everyone. "NO" isnt just the party of the republicans. Paul has a great track record of voting no too. Since he is the poster boy for the independents, my response makes perfect sense.

quote:

I’m going to give you the benefit of the doubt and accept that you didn’t intend to imply that I was a racist.


You dont have to give me shit. I have been posting long enough that everyone knows when I think someone is racist, I will say so.

quote:

I admit that I am very sensitive about it because I have been on the receiving end of hatred myself and know how much it hurts… and because I have had to endure too many stupid or suspicious or outright hateful looks from other people when I used to pick my grand-niece (the sweetest little girl you’d ever meet) up from her preschool and take her home.


Try looking white among a family of men that are very distinctly native american and living in the back woods areas of the south. I didnt live through "looks" I got verbal and physical abuse. So, no, I dont throw around the accusation of "racist" easily. I know what it looks like, I know how it feels, and I know damn well when I see it and will point it out every damn time. Now you are starting to piss me the fuck off.





DesideriScuri -> RE: The truth about those against the Affordable Health Care law? (4/6/2012 4:15:35 PM)

quote:

ORIGINAL: tazzygirl
quote:

How will reducing fraud reduce the cost of each individual service? A health care service isn't too expensive because there is too much fraud inherent in the system. A health care service is too expensive because that individual service costs too much. Are you going to actually try to tell me that if we reduce the fraud in the Medicare system that the cost of an X-ray is going to be less?

No.


YAY!!! She finally gets it!!! Woo Hoo!!!

quote:

A health care service is too expensive because they have to recoup for all those who cant afford to pay. To the bolded part...
YES!


Dammit. I was wrong. She doesn't get it. Damn.

Lemme make sure I'm understanding you correctly. If we reduce fraud in Medicare, the cost of an individual X-ray will go down? Is that what you are trying to tell me?




DesideriScuri -> RE: The truth about those against the Affordable Health Care law? (4/6/2012 4:18:10 PM)

quote:

ORIGINAL: tazzygirl
quote:

[1] Reduce the number of services paid for
Reduce the number of services covered (pay for only partial knee replacements instead of full knee replacements)
Put a limit on the number of times each service will be paid for (only pay for 8 knee surgeries total/year)
[2] Reduce the Cost of each service
Cut reimbursement rates
Cap the Cost of each individual service
Lower the underlying causative factors in the raising costs

Oh bullshit. Which definitely shows you have no clue about the system or why its costing so much.
$700 billion -- What we waste on health care every year
Here's the math: Our current healthcare spending is approximately $2.1 trillion (that's up from $1.3 trillion noninflation adjusted in 2000). We waste an estimated one-third – or about $700 billion – on unnecessary procedures, unnecessary visits to the doctor, overpriced pharmaceuticals, bloated insurance companies, and the most inefficient paper billing systems imaginable.
One of the links I gave you was related to the computerizing of medical files. Imagine just how much that will cut in repetitive testing, which wastes money.
Your theories are based upon a business model of how to cut costs for most businesses. That doesnt work in health care.


How will computerized medical files lower the cost of each individual service? Tell me that. Tell me how reducing aggregate costs will result in reducing the cost of each service individually.




tazzygirl -> RE: The truth about those against the Affordable Health Care law? (4/6/2012 5:00:18 PM)

quote:

Dammit. I was wrong. She doesn't get it. Damn.

Lemme make sure I'm understanding you correctly. If we reduce fraud in Medicare, the cost of an individual X-ray will go down? Is that what you are trying to tell me?


Yes. How is that so hard to understand? People with insurance are charged more because they will pay... and they will pay more. So those who have insurance will pay more to cover for those who dont.

Or are you going to try and tell me that a stich in the ER actually costs 600?




tazzygirl -> RE: The truth about those against the Affordable Health Care law? (4/6/2012 5:02:00 PM)

quote:

How will computerized medical files lower the cost of each individual service? Tell me that. Tell me how reducing aggregate costs will result in reducing the cost of each service individually.


Because the costs of those who dont pay are included in the overall charge, to cover the base.

This isnt business where if you dont pay, you dont get a product. Many businesses have a percentage added for theft to cover their bottom line. Health care does too.




DesideriScuri -> RE: The truth about those against the Affordable Health Care law? (4/7/2012 1:55:57 PM)

quote:

ORIGINAL: tazzygirl
quote:

How will computerized medical files lower the cost of each individual service? Tell me that. Tell me how reducing aggregate costs will result in reducing the cost of each service individually.

Because the costs of those who dont pay are included in the overall charge, to cover the base.
This isnt business where if you dont pay, you dont get a product. Many businesses have a percentage added for theft to cover their bottom line. Health care does too.


So, if insurance paid for everyone (including those who currently don't pay), how would that reduce aggregate costs? Instead of the cost of those that don't pay (uninsured and illegals) being rolled into prices of the insured and those able to self-pay, those costs are going to be paid by the insurance company. If we assign the amount of insured costs to the variable A, and the amount of those who are currently not paying to the variable B, the total amount that is being paid overall would be A + B, right? What difference does it make if the value of B is added into the value of A when the insurance company is going to be paying it out anyway?

Hell, costs are probably going to rise. since we know that a stitch does not cost $600 and that charge includes the bloat of covering non-payers, add into it that the cost of care for those who can not pay is also written off as bad debt, Hospitals are essentially, double counting that money. Since those costs are rolled into prices and also written off, that counts twice. The bottom line of a hospital most likely isn't large enough to simply absorb the loss of those write-offs. Since PPACA doesn't apply to illegals, the "cash" price is probably going to rise as the "lost" revenues from giving care to illegals will be manipulated to improve the bottom line.

That means that the actual costs of each individual service will rise, not drop. Rates the insurance company pays will likely not be affected.




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