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ORIGINAL: mnottertail

Well, please do describe to us how insurance actually and factually works, as you have yet to do that.

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ORIGINAL: Lucylastic

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ORIGINAL: Arturas

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When insurance has the ability to deny your claim for healthcare that they consider you dont need, despite what a HCP thinks.it renders your point below that of hilarity and barely above ignorance.

That does not happen with my insurance. I need not get any approval for treatment. I have Blue Cross Blue Shield PPO and they do not every deny a claim for services and treatments my doctor ordered. Does not happen. Never does it happen. However, that does happen in Obamacare.

What insurance company denied your claim, a claim for services properly ordered by a HCP and properly authorized beforehand? You see, that is the way it works if you have an HMO style plan, unlke mine, but still it would not be denied after the fact unless you failed to get the treatment approved to begin with, like an Obamcare claim would require.

So. I am wondering how this happened to you when it does not happen normally.

bully for you... I dont give a crap that one persons "luck" works for ALL
BTW? I have never been denied any medical care, in either country I have lived in.
Try asking people who have...who have lost loved ones or are suffering now because of being denied, because of their inability to afford it. Your apparent lack of knowledge of people in dire straits, mentally financially and physically is pure denial on your part.

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I live in Canada, I don't need a good plan, I have one. Try being knowledgeable rather than assume you know everything.

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ORIGINAL: Arturas

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ORIGINAL: mnottertail

Why are the teabaggers so desperate and hysterical?

Interesting perspective. You mean by ranting against the Supreme Court? Oh wait, that's not them. You mean by lobbying for an un-consititutional law? Oh wait, that's not them. You mean by occupying areas of large metropolitan areas where crime rates suddenly shoot up and garbage is found everwhere when they are finally removed? Oh wait, that's not them.

That's not them, is it?

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ORIGINAL: Arturas

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I don't believe the delivery of necessary services should be profitized. Insurance companies don't do anything except add layers of inefficiency to healthcare delivery.

Ah. So you think they should deliver necessary services for a hobby since they will not make a profit?

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ORIGINAL: mnottertail

No, you will continue with your thoughts of how it ought to be, that is what rush told you, and it wont matter one whit.

You got the 14th amendment problem wrong in that it changed the base constitution, and you got the congress cannot do nots wrong (as pointed out by Tim) so with a zero score for constitution on a constitutionality thread, and a score of 100 out of 100 on derailing about shit that has nothing to do with it, you are in the 50% that doesn't pay taxes area of credibility.

Oh, and the romney thing is just too cute from all you guys.

And go outside your PPO, and get back to us, and everybody has that healtcare right?

Or is this an anecdote that is mime for a synecdoche as per usual with those who really have no facts or cause and effect to forward.

 

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ORIGINAL: Arturas

quote:

When insurance has the ability to deny your claim for healthcare that they consider you dont need, despite what a HCP thinks.it renders your point below that of hilarity and barely above ignorance.

That does not happen with my insurance. I need not get any approval for treatment. I have Blue Cross Blue Shield PPO and they do not every deny a claim for services and treatments my doctor ordered. Does not happen. Never does it happen. However, that does happen in Obamacare.

What insurance company denied your claim, a claim for services properly ordered by a HCP and properly authorized beforehand? You see, that is the way it works if you have an HMO style plan, unlke mine, but still it would not be denied after the fact unless you failed to get the treatment approved to begin with, like an Obamcare claim would require.

So. I am wondering how this happened to you when it does not happen normally.

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ORIGINAL: Lucylastic

You have no idea what first hand knowledge I have. Your facts mostly ARENT facts..simple...I dont need to be american to see that, to know the facts or base my opinion on them.
thats what five times you have made guesses and been WRONG.
BTW ..I dont jump just because the almighty Arturas doesnt believe me... be happy in your ignorance. I wont divulge personal information with anyone, let alone someone of your ineffectual comprehension.

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ORIGINAL: Arturas

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ORIGINAL: DomKen

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ORIGINAL: Arturas

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Medicare is "going broke," is it mismanaged? I would say no, their administrative costs are 2%. However, they are paying the lion's share of health care costs in this nation with a 1.45% tax on earnings and a matching tax on employers.

No. They are paying health care costs at less than cost driving Doctors out of the Medicare program. This change caused by Obama. He is taking money from Medicare by reducing payment rates and moving that money to fund Obamacare, starting this January. What, are we surprised?

So when you say Medicare is paying the lion's share of health care costs you would be right, but only kinda, kinda good enough for an MSNBC talking point but if you look closer, just a little bit, you find they are paying less than cost and driving healthcare providers out of Medicare and leaving patients with no healthcare and closed doctors offices.

I have yet to find any doctor not eager to accept Medicare and as someone in the midst of a chronic serious illness I see a lot of doctors.

Well. Apparently you are alone in this:

http://www.thenewamerican.com/index.php/usnews/health-care/3405-obamacare-embattled-doctors-a-patients
http://www.nytimes.com/2009/04/02/business/retirementspecial/02health.html?_r=1
http://www.usatoday.com/news/washington/2010-06-20-medicare_N.htmhttp://www.chron.com/news/houston-texas/article/Texas-doctors-fleeing-Medicare-in-droves-1718866.php
http://money.cnn.com/2009/10/27/news/economy/healthcare_medicare_doctors/index.htm

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And when dealing with for profit health insurance providers it is quite routine for life saving procedures to be denied even with multiple doctors saying it is needed. Back whenI first got the infection that destroyed my kidneys my doctor wanted me on IV antibiotics immediately but my HMO denied the treatment until a bacterial culture or other test confirmed the infection. My fever got to be over 104 before there was a test result that satisfied the HMO.

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ORIGINAL: Arturas

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ORIGINAL: mnottertail

No, you will continue with your thoughts of how it ought to be, that is what rush told you, and it wont matter one whit.

You got the 14th amendment problem wrong in that it changed the base constitution, and you got the congress cannot do nots wrong (as pointed out by Tim) so with a zero score for constitution on a constitutionality thread, and a score of 100 out of 100 on derailing about shit that has nothing to do with it, you are in the 50% that doesn't pay taxes area of credibility.

Oh, and the romney thing is just too cute from all you guys.

And go outside your PPO, and get back to us, and everybody has that healtcare right?

Or is this an anecdote that is mime for a synecdoche as per usual with those who really have no facts or cause and effect to forward.

 

"Tim" and you are both wrong. The 14th Amendment dismantled racial segregation. It added or reinforced something already in the core Constitution, that of life, liberty and the pursuit of happiness. But it did not override or change the core Constitution.

You see, the core unchangeable Constitution never said only whites can have these rights. The 14 Amendment served to reinforce that core right as being shared by all races.

So, insulting me and referencing your buddy does not make you correct and Right. It makes you wrong and Left. And obviously so.

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ORIGINAL: Arturas

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And when dealing with for profit health insurance providers it is quite routine for life saving procedures to be denied even with multiple doctors saying it is needed. Back whenI first got the infection that destroyed my kidneys my doctor wanted me on IV antibiotics immediately but my HMO denied the treatment until a bacterial culture or other test confirmed the infection. My fever got to be over 104 before there was a test result that satisfied the HMO.

Try and get a non-HMO. People get HMOs to save money but there is a gatekeeper that must pre-authorize treatment. In this case, the error is yours for buying an HMO. It is cheaper. I pay more to keep away from that. There you have it.

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What insurance company denied your claim, a claim for services properly ordered by a HCP and properly authorized beforehand? You see, that is the way it works if you have an HMO style plan, unlke mine, but still it would not be denied after the fact unless you failed to get the treatment approved to begin with, like an Obamcare claim would require.

So. I am wondering how this happened to you when it does not happen normally.

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ORIGINAL: Arturas

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ORIGINAL: Lucylastic

You have no idea what first hand knowledge I have. Your facts mostly ARENT facts..simple...I dont need to be american to see that, to know the facts or base my opinion on them.
thats what five times you have made guesses and been WRONG.
BTW ..I dont jump just because the almighty Arturas doesnt believe me... be happy in your ignorance. I wont divulge personal information with anyone, let alone someone of your ineffectual comprehension.

Ok. Don't jump. You're the one that said you were Canadian and did not have an American insurance plan. If you think I after living and working here and having a Blue Cross plan for thirty years know nothing about the subject but you do after never living with one then more power to you.

It's good that you don't divulge personal infor.

I'm Ok with you not jumping. But I plan on having my say even if you don't like it.

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ORIGINAL: mnottertail

again, you havent a clue.  Please see original constitution:

Representatives and direct Taxes shall be apportioned among the several States which may be included within this Union, according to their respective Numbers, which shall be determined by adding to the whole Number of free Persons, including those bound to Service for a Term of Years, and excluding Indians not taxed, three fifths of all other Persons.
 
modified by the 14th Amendment, section 2.


Or, since this is base constitution, you might direct me to the census page numbers of how many 3/5ths persons we got in this country.

Why do you want to so boldly lie where only idiots have boldly lied before?

Thanks for telling me I am wrong, it looks desperate and hysterical to us, coming from a constitutional scholor who will pedantically lecture us on constitutionality while not knowing anything about what that is. 

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Why do you want to so boldly lie where only idiots have boldly lied before?