DesideriScuri -> RE: The 8 Ways Obamacare Helps 47 Million Women, Starting August 1, 2012 (8/3/2012 9:20:21 AM)
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it's that it's being paid for by someone not the receiver of the services. It is being covered by premiums, paid for by the person receiving the care and those in the insurance company pool, how do you think your health care works, nobody else's money is used to pay for services you receive??? The law requires insurance companies to pay for these services, just like you can go and get preventive health care the insurance company pays the DR/hosp out of the money they charge everyone they insure......or do you pay 100% of all your medical costs and also pay an insurance company for medical coverage? So, what you are saying is that the services are paid for out of a "pool of premium payments." Since, this is a "pool," some of the money is being paid by people other than the service receiver. And, lest we forget, those who have subsidized insurance aren't really paying in, either, now, are they? And, let's look at what happens when the amount of money paid out increases, what happens to everyone in that pool, regardless of whether the payments increased for that person or not? That's right! The premiums rise! And, this increase is set on everyone within that pool, regardless of the risk the person adds. And, while we're at it, the premiums are already going to be bloated some because you can't charge a person with a pre-existing condition (aka significantly higher risk) more than someone without pre-existing conditions. No, I don't pay an insurance company for medical coverage. Thus far, yes, I do pay 100% of my medical costs.
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