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Doing Away With Employer Healthcare - 11/5/2012 6:42:33 PM   
KenDckey


Posts: 4121
Joined: 5/31/2006
Status: offline 		http://finance.yahoo.com/news/health-law-spurs-shift-hours-022100532.html

Seems like, as predicted, that business is eliminating employee healthcare after all. All they had to do was reduce the hours of their employees and shift the burden for payment of healthcare to the individual.
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RE: Doing Away With Employer Healthcare - 11/5/2012 6:45:06 PM   
Lucylastic


Posts: 40310
Status: offline 		I hope you realise that THAT has been going on for YEARS. It started after the union busting and is RAMPANT in the hospitality, tourism, and retail system.


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(•_•)
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\(•_•)
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(•_•)
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(in reply to KenDckey)
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RE: Doing Away With Employer Healthcare - 11/5/2012 6:48:21 PM   
KenDckey


Posts: 4121
Joined: 5/31/2006
Status: offline 		Oh I know Lucy. I just wanted to point it out once again to the more liberal side that thinks that Obamacare is the panacea that will correct all our ills.

(in reply to Lucylastic)
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RE: Doing Away With Employer Healthcare - 11/5/2012 6:51:25 PM   
tazzygirl


Posts: 37833
Joined: 10/12/2007
Status: offline 		Darden, one of the businesses who are cutting back, offer a Day One Insurance policy.... which isnt crap.

3000 a year limit, and thats after the payout of your own pocket.
Reimbursement for meds... ahem... who can afford that?
50% dental...

Its a policy for the young and stupid. Having to fight the insurance companies for the money owned to employees is a bitch. I have been there.

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Telling me to take Midol wont help your butthurt.
RIP, my demon-child 5-16-11
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Dont judge me because I sin differently than you.
If you want it sugar coated, dont ask me what i think! It would violate TOS.

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RE: Doing Away With Employer Healthcare - 11/5/2012 7:00:24 PM   
Lucylastic


Posts: 40310
Status: offline 		I sure hope Obama brings out single payer system soon:)

_____________________________

(•_•)
<) )╯SUCH
/ \

\(•_•)
( (> A NASTY
/ \

(•_•)
<) )> WOMAN
/ \

Duchess Of Dissent
Dont Hate Love

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RE: Doing Away With Employer Healthcare - 11/5/2012 7:06:55 PM   
tazzygirl


Posts: 37833
Joined: 10/12/2007
Status: offline 		Oh I do too. But at least we are moving in the right direction. If employers drop insurance.... what happens to the insurance companies? Following?

_____________________________

Telling me to take Midol wont help your butthurt.
RIP, my demon-child 5-16-11
Duchess of Dissent 1
Dont judge me because I sin differently than you.
If you want it sugar coated, dont ask me what i think! It would violate TOS.

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RE: Doing Away With Employer Healthcare - 11/5/2012 7:14:07 PM   
KenDckey


Posts: 4121
Joined: 5/31/2006
Status: offline 		The insurance companies get their money from the employee that Obamacare had a direct cause in reducing their pay.

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RE: Doing Away With Employer Healthcare - 11/5/2012 7:16:40 PM   
slvemike4u


Posts: 17896
Joined: 1/15/2008
From: United States
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quote:

ORIGINAL: tazzygirl

Oh I do too. But at least we are moving in the right direction. If employers drop insurance.... what happens to the insurance companies? Following?

They find another way to rape their customers ?

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Forget Guns-----Ban the pools

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RE: Doing Away With Employer Healthcare - 11/5/2012 7:19:45 PM   
tazzygirl


Posts: 37833
Joined: 10/12/2007
Status: offline 		Many of the smaller companies will go out of business or be bought up by the larger ones. Its just the first step.

_____________________________

Telling me to take Midol wont help your butthurt.
RIP, my demon-child 5-16-11
Duchess of Dissent 1
Dont judge me because I sin differently than you.
If you want it sugar coated, dont ask me what i think! It would violate TOS.

(in reply to slvemike4u)
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RE: Doing Away With Employer Healthcare - 11/5/2012 7:21:14 PM   
tazzygirl


Posts: 37833
Joined: 10/12/2007
Status: offline
quote:

ORIGINAL: KenDckey

The insurance companies get their money from the employee that Obamacare had a direct cause in reducing their pay.


I think I know what you are implying... but.. I would rather you lay it out.

How is pay being reduced?

_____________________________

Telling me to take Midol wont help your butthurt.
RIP, my demon-child 5-16-11
Duchess of Dissent 1
Dont judge me because I sin differently than you.
If you want it sugar coated, dont ask me what i think! It would violate TOS.

(in reply to KenDckey)
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RE: Doing Away With Employer Healthcare - 11/5/2012 7:30:48 PM   
KenDckey


Posts: 4121
Joined: 5/31/2006
Status: offline 		Tazzy If a person is working 40 hr a week and has a healthcare benefit and is then reduced to 30 hrs per week so the employer doesn't have to pay for the benefit, then the employee looses 10 hrs a week pay plus he is required by Obama care to pay for his/her health insurance. I just looked at what mine would cost from my former employer. Is $822 a month. My former employer is a govt entity in CA with approximately 3500 employees. I opted out of having to pay for that entities healthcare and made other arrangements. At that I still have to pay health insurance costs even tho my alternate is a different govt entity. Yes I am retired from 2 different govt entities.

BTW my retirement from the former entity is only about $15 more than the cost of health insurance so I would have to survive on $15 a month if that were my only income.

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RE: Doing Away With Employer Healthcare - 11/5/2012 7:39:41 PM   
DesideriScuri


Posts: 12225
Joined: 1/18/2012
Status: offline
quote:

ORIGINAL: slvemike4u
quote:

ORIGINAL: tazzygirl
Oh I do too. But at least we are moving in the right direction. If employers drop insurance.... what happens to the insurance companies? Following?

They find another way to rape their customers ?


They certainly do, Mike. They get to rape the customer via Government mandate/tax. Remember, citizens are required to purchase insurance?

_____________________________

What I support:

  • A Conservative interpretation of the US Constitution
  • Personal Responsibility
  • Help for the truly needy
  • Limited Government
  • Consumption Tax (non-profit charities and food exempt)

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RE: Doing Away With Employer Healthcare - 11/5/2012 7:41:07 PM   
tazzygirl


Posts: 37833
Joined: 10/12/2007
Status: offline 		And those employees would be eligible for assistance because of the percentage above poverty that they are working at.

Starting in 2014, most people who are uninsured or buying individual insurance with incomes up to four times the poverty level ($92,200 for a family of four and $44,680 for a single person in 2012) will be eligible for expanded coverage through Medicaid or tax credits to subsidize the cost of private insurance.

http://healthreform.kff.org/coverage-expansion-map.aspx

Key Federal Provisions
The 2010 Affordable Care Act (ACA) expands Medicaid to all Americans under age 65 whose family income is at or below 133 percent of federal poverty guidelines ($14,484 for an individual and $29,726 for a family of four in 2011) by Jan. 1, 2014. Childless adults will make up a large percentage of this newly eligible population. Full federal financing (100 percent Federal Medical Assistance Percentages) will be available for those newly eligible for Medicaid for three years (2014 to 2016). The Federal Medical Assistance Percentage falls to 95 percent in 2017, 94 percent in 2018, 93 percent in 2019, and 90 percent in 2020 and beyond; states pick up the balance.

http://www.ncsl.org/documents/health/HRMedicaid.pdf

_____________________________

Telling me to take Midol wont help your butthurt.
RIP, my demon-child 5-16-11
Duchess of Dissent 1
Dont judge me because I sin differently than you.
If you want it sugar coated, dont ask me what i think! It would violate TOS.

(in reply to KenDckey)
Profile   Post #: 13
RE: Doing Away With Employer Healthcare - 11/5/2012 8:03:03 PM   
DesideriScuri


Posts: 12225
Joined: 1/18/2012
Status: offline
quote:

ORIGINAL: tazzygirl
And those employees would be eligible for assistance because of the percentage above poverty that they are working at.
Starting in 2014, most people who are uninsured or buying individual insurance with incomes up to four times the poverty level ($92,200 for a family of four and $44,680 for a single person in 2012) will be eligible for expanded coverage through Medicaid or tax credits to subsidize the cost of private insurance.
http://healthreform.kff.org/coverage-expansion-map.aspx
Key Federal Provisions
The 2010 Affordable Care Act (ACA) expands Medicaid to all Americans under age 65 whose family income is at or below 133 percent of federal poverty guidelines ($14,484 for an individual and $29,726 for a family of four in 2011) by Jan. 1, 2014. Childless adults will make up a large percentage of this newly eligible population. Full federal financing (100 percent Federal Medical Assistance Percentages) will be available for those newly eligible for Medicaid for three years (2014 to 2016). The Federal Medical Assistance Percentage falls to 95 percent in 2017, 94 percent in 2018, 93 percent in 2019, and 90 percent in 2020 and beyond; states pick up the balance.
http://www.ncsl.org/documents/health/HRMedicaid.pdf


Know what all that says? It says that Obamacare is going to cost more and more and more.

_____________________________

What I support:

  • A Conservative interpretation of the US Constitution
  • Personal Responsibility
  • Help for the truly needy
  • Limited Government
  • Consumption Tax (non-profit charities and food exempt)

(in reply to tazzygirl)
Profile   Post #: 14
RE: Doing Away With Employer Healthcare - 11/5/2012 8:03:54 PM   
tazzygirl


Posts: 37833
Joined: 10/12/2007
Status: offline 		In your world, yes.

_____________________________

Telling me to take Midol wont help your butthurt.
RIP, my demon-child 5-16-11
Duchess of Dissent 1
Dont judge me because I sin differently than you.
If you want it sugar coated, dont ask me what i think! It would violate TOS.

(in reply to DesideriScuri)
Profile   Post #: 15
RE: Doing Away With Employer Healthcare - 11/5/2012 8:09:06 PM   
DomYngBlk


Posts: 3316
Joined: 3/27/2006
Status: offline 		He ain't gonna read that tazzy. They are stuck in their ideas and nothing is going to get them off of it.

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RE: Doing Away With Employer Healthcare - 11/5/2012 8:17:48 PM   
tazzygirl


Posts: 37833
Joined: 10/12/2007
Status: offline 		I know, which is why I didnt bother with more than that. Anyone who cant wrap their mind around the concept that prevention is cheaper than curative isnt worth talking too about health insurance.

_____________________________

Telling me to take Midol wont help your butthurt.
RIP, my demon-child 5-16-11
Duchess of Dissent 1
Dont judge me because I sin differently than you.
If you want it sugar coated, dont ask me what i think! It would violate TOS.

(in reply to DomYngBlk)
Profile   Post #: 17
RE: Doing Away With Employer Healthcare - 11/5/2012 8:29:44 PM   
Aswad


Posts: 9374
Joined: 4/4/2007
Status: offline 		~fr~

Universal healthcare, almost universally, more than pays for itself in the long run.

May I suggest the skeptics have a look at what this shit can be like, for less than you currently spend (link)?

An American viewer would get a fairly accurate impression of Norway from that video, although it covers other issues than healthcare, too; and we're doing quite fine "despite" (indeed, because of, going by the numbers) things like universal healthcare and extensive welfare. It is the case that our surplus has grown faster than the US deficit, per capita. The fact of the matter is, it works, but it takes some time to implement things. Universal healthcare is a key enabler of such improvements in society.

If the USA would implement something similar, step by step, that would become a pretty damn utopian place, without some of the drawbacks we have up here (cultural issues not present in the USA). And to those worried about people growing soft or lax, that doesn't seem to happen in any of the countries that have stuck with the Nordic model. Indeed, most people do whatever they can to avoid welfare, and crime isn't the least bit appealing for the vast majority of citizens. Note that we spend 30% more per capita on welfare to achieve what you see in that clip, and far less per capita on police, prisons, courts, healthcare and the like, so it's just a shuffling of money in the budgets to get more for less, not a question of throwing more money at people.

Incidentally, the system works fine in the other Nordic countries, which lack our substantial oil income.

Also, our beurocracy has always been huge by any metric, even before we introduced these things, so you'd spend less to achieve the same.

IWYW,
— Aswad.


< Message edited by Aswad -- 11/5/2012 8:30:26 PM >

_____________________________

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From then on I knew: God doesn't make the world this way.
We do." -- Rorschack, Watchmen.


(in reply to tazzygirl)
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RE: Doing Away With Employer Healthcare - 11/5/2012 8:30:41 PM   
DesideriScuri


Posts: 12225
Joined: 1/18/2012
Status: offline
quote:

ORIGINAL: tazzygirl
I know, which is why I didnt bother with more than that. Anyone who cant wrap their mind around the concept that prevention is cheaper than curative isnt worth talking too about health insurance.


Who says that those who will be new additions to the subsidized receivers will go for the preventive care? Where is the incentive for that?

In case you haven't noticed, it's an awful lot easier to waste someone else's money than it is to spend your own. Putting your wallet on the line will tend to lead to more financially conservative choices. If it's not your money, the choices will tend to be less financially conservative.

_____________________________

What I support:

  • A Conservative interpretation of the US Constitution
  • Personal Responsibility
  • Help for the truly needy
  • Limited Government
  • Consumption Tax (non-profit charities and food exempt)

(in reply to tazzygirl)
Profile   Post #: 19
RE: Doing Away With Employer Healthcare - 11/5/2012 8:38:05 PM   
tazzygirl


Posts: 37833
Joined: 10/12/2007
Status: offline
quote:

Who says that those who will be new additions to the subsidized receivers will go for the preventive care?


Who says they wont?

_____________________________

Telling me to take Midol wont help your butthurt.
RIP, my demon-child 5-16-11
Duchess of Dissent 1
Dont judge me because I sin differently than you.
If you want it sugar coated, dont ask me what i think! It would violate TOS.

(in reply to DesideriScuri)
Profile   Post #: 20
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