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RE: health insurance not tied to employment - 4/29/2013 12:41:02 PM   
LafayetteLady


Posts: 7683
Joined: 5/2/2007
From: Northern New Jersey
Status: offline
So basically, you think that health care should be a not for profit business, as well as colleges, because all these problems would be solved if health care facilities and practioners didn't charge so much for their services, and colleges could simply reduce cost.

Let's talk about your "mythical" college. You do realize that tuition is not simply made up of what it costs to pay the professor right? There is the maintenance of the building, how the school is accredited, the administrative personnel, the security personnel, the janitorial staff, the landscaping staff, extra curricular activities (that do raise money and value of the school), and most especially the quality of the education. Rutgers law school is a good school, but not as good as Seton Hall.

You pay $42 a visit to your doctor? It's really no wonder you don't really grasp the reality of the situation. My private physician costs me $95 a visit. Do I believe he is a better doctor than someone in my area who charges $42 a visit? Yes, actually I do. The Medicaid physicians, by the way, get paid about $25 dollars a visit.

Likewise with your medications, you are lucky that yours are so inexpensive. Mine are not, they cost between $500 and $700 a month, and yes, those which can be generic are generic. Yep, I'm a diabetic, but diabetes isn't caused by an unhealthy lifestyle, although yes it CAN be a contributing factor. But because I have diabetes, I also need to take blood pressure medication, even though I don't have high blood pressure. I also have kidney stone disease, and I don't mean I get a stone every couple of years, suffer through a week or so of trying to pass it. I mean I had more than 8 stones removed last year, they don't pass, and no matter what I do they will develop, and they will require surgery.

So basically your beef with Obamacare is that you don't want to have pay to have health insurance. Meanwhile, should you suffer some catastrophic health event, you will then not be able to pay the bill (sorry, but you don't qualify as more than lower to middle middle class or your job would provide insurance), and then you will be complaining how you can't afford to eat, keep a roof over your head or anything else because of these horrific medical bills, or you will be looking for charity care to help defray the costs and that's ok, because the hospital charged to much for their services, and the doctor shouldn't forward the costs of their education on to you.

Then you think a 2% cap on malpractice suits is appropriate. So you actually think you can put a value on someone who loses their legs by a doctor's negligence, or the person who will need daily medical care for their injuries due to the doctor's screw up. Who will absorb that cost again?

It's really easy to stomp your feet and say you don't like a program, but when you show over and over again that you really don't understand the implications facing the current system, you aren't really making much of a point.

(in reply to DesideriScuri)
Profile   Post #: 81
RE: health insurance not tied to employment - 4/29/2013 12:45:28 PM   
Moonhead


Posts: 16520
Joined: 9/21/2009
Status: offline

quote:

ORIGINAL: LafayetteLady
Yep, I'm a diabetic, but diabetes isn't caused by an unhealthy lifestyle, although yes it CAN be a contributing factor.

That bullshit pisses me off so much. You'd think that there was only the one type of diabetes, or that nobody ever developed either type without spending half their life stuffing their face with junk food while refusing to exercise, wouldn't you?

_____________________________

I like to think he was eaten by rats, in the dark, during a fog. It's what he would have wanted...
(Simon R Green on the late James Herbert)

(in reply to LafayetteLady)
Profile   Post #: 82
RE: health insurance not tied to employment - 4/29/2013 1:04:40 PM   
tazzygirl


Posts: 37833
Joined: 10/12/2007
Status: offline
I am overweight... but I still worked 60 hours a week, on my feet, waiting tables. Anyone who thinks that isnt physical activity, I invite them to come work with me for a week.

_____________________________

Telling me to take Midol wont help your butthurt.
RIP, my demon-child 5-16-11
Duchess of Dissent 1
Dont judge me because I sin differently than you.
If you want it sugar coated, dont ask me what i think! It would violate TOS.

(in reply to Moonhead)
Profile   Post #: 83
RE: health insurance not tied to employment - 4/29/2013 1:05:45 PM   
Moonhead


Posts: 16520
Joined: 9/21/2009
Status: offline
Thank you, no. I'd never pick up any tips with this attitude, would I?

_____________________________

I like to think he was eaten by rats, in the dark, during a fog. It's what he would have wanted...
(Simon R Green on the late James Herbert)

(in reply to tazzygirl)
Profile   Post #: 84
RE: health insurance not tied to employment - 4/29/2013 1:06:46 PM   
tazzygirl


Posts: 37833
Joined: 10/12/2007
Status: offline
~laughs

You would think I wouldnt either.... but my customers love me!

_____________________________

Telling me to take Midol wont help your butthurt.
RIP, my demon-child 5-16-11
Duchess of Dissent 1
Dont judge me because I sin differently than you.
If you want it sugar coated, dont ask me what i think! It would violate TOS.

(in reply to Moonhead)
Profile   Post #: 85
RE: health insurance not tied to employment - 4/29/2013 1:31:59 PM   
papassion


Posts: 487
Joined: 3/28/2012
Status: offline
We keep hearing how the single payer system will fix everything! Please explain. We'll have the same hospitals. The same nurses, the same doctors, the same everything. The only change will be the most INEFFICENT management system in the world, (the Federal government) will be running it! Please tell me again how this will work. Remember, the Fed gov. has the magic touch. Everything it touches turns to shit!

(in reply to tazzygirl)
Profile   Post #: 86
RE: health insurance not tied to employment - 4/29/2013 1:53:50 PM   
tazzygirl


Posts: 37833
Joined: 10/12/2007
Status: offline

quote:

ORIGINAL: papassion

We keep hearing how the single payer system will fix everything! Please explain. We'll have the same hospitals. The same nurses, the same doctors, the same everything. The only change will be the most INEFFICENT management system in the world, (the Federal government) will be running it! Please tell me again how this will work. Remember, the Fed gov. has the magic touch. Everything it touches turns to shit!


Medicaid is federally ran?

Tricare?

Medicare?

Exactly what health care system is it we have that is "federally ran"?

_____________________________

Telling me to take Midol wont help your butthurt.
RIP, my demon-child 5-16-11
Duchess of Dissent 1
Dont judge me because I sin differently than you.
If you want it sugar coated, dont ask me what i think! It would violate TOS.

(in reply to papassion)
Profile   Post #: 87
RE: health insurance not tied to employment - 4/29/2013 2:16:05 PM   
dcnovice


Posts: 37282
Joined: 8/2/2006
Status: offline
quote:

ORIGINAL: Moonhead

quote:

ORIGINAL: LafayetteLady
Yep, I'm a diabetic, but diabetes isn't caused by an unhealthy lifestyle, although yes it CAN be a contributing factor.

That bullshit pisses me off so much. You'd think that there was only the one type of diabetes, or that nobody ever developed either type without spending half their life stuffing their face with junk food while refusing to exercise, wouldn't you?

Oh my.

_____________________________

No matter how cynical you become,
it's never enough to keep up.

JANE WAGNER, THE SEARCH FOR SIGNS OF
INTELLIGENT LIFE IN THE UNIVERSE

(in reply to Moonhead)
Profile   Post #: 88
RE: health insurance not tied to employment - 4/29/2013 2:51:47 PM   
graceadieu


Posts: 1518
Joined: 3/20/2008
From: Maryland
Status: offline

quote:

ORIGINAL: DesideriScuri

To whoever wants to answer: If an employer charges an employee for premium costs, is it possible for that employee to get a subsidy for the premium if his/her income is low enough?



At my last job, the annual insurance enrollment packet came with a brochure about how Medicaid can help pay for your insurance premiums if you didn't make enough money (i.e. if the company paid you too little!) to afford them. So I guess that already exists, though I imagine the income cutoff is very, very low.

(in reply to DesideriScuri)
Profile   Post #: 89
RE: health insurance not tied to employment - 4/29/2013 3:07:59 PM   
graceadieu


Posts: 1518
Joined: 3/20/2008
From: Maryland
Status: offline
quote:

ORIGINAL: LafayetteLady
Ibuprofin, 600mg, available only be prescription here and at a cost of about $40-50 is about $3 bucks there.


$40-50??? Are you kidding me? Ibuprofen 600mg is just 3 over-the-counter Advil in one pill. There's no reason for it to cost much more than $3.

Drug companies pretty much scam the American public, because they can get away with it. Other countries negotiate with drug companies for reasonable prices, but in our system, they can charge whatever. Your insurance will cover it, and then pass the cost along to everyone through higher premiums.

(in reply to LafayetteLady)
Profile   Post #: 90
RE: health insurance not tied to employment - 4/29/2013 3:23:16 PM   
graceadieu


Posts: 1518
Joined: 3/20/2008
From: Maryland
Status: offline

quote:

ORIGINAL: DesideriScuri
It's not amazing to either one of us (not likely to most who read these things, either) that those on disability are also poor. That's one of them situations where the ability to work isn't there, making it very difficult for them to garner great success and wealth. It can happen, but it's rare. And, those people need to be supported, and, as I have said many, many times in the 12+ months I've been on CM, I have no problem helping those on disability.


The trouble with disability, is that you have to earn less than $X in work income in order to receive the health care, which basically forces people onto additional government assistance who may not actually need it. Plenty of disabled people can - with proper medical care and accomadation - work and partially/entirely support themselves. But if they're too successful, they'll lose their access to the health care, and if they don't get really good insurance through their work, they won't get the medical care they need to continue to be independent and successful. So the system as it is creates dependency. We have a friend/play partner in this situation, who is self-employed and has to always make sure her business isn't too successful, or she'll be faced with bankrupting medical costs.

(in reply to DesideriScuri)
Profile   Post #: 91
RE: health insurance not tied to employment - 4/29/2013 3:49:47 PM   
graceadieu


Posts: 1518
Joined: 3/20/2008
From: Maryland
Status: offline
quote:

ORIGINAL: papassion

We keep hearing how the single payer system will fix everything! Please explain. We'll have the same hospitals. The same nurses, the same doctors, the same everything. The only change will be the most INEFFICENT management system in the world, (the Federal government) will be running it! Please tell me again how this will work. Remember, the Fed gov. has the magic touch. Everything it touches turns to shit!


It's a statistical fact that universal single-payer healthcare, on average, costs half as much per person as our current system. Plus, on average, they have higher doctor-per-patient and hospital bed-per-patient ratios than the US, longer life expectancies, and lower infant mortality rates.

Our current system is hugely inefficient, for a lot of reasons. For one, insurance companies, drug companies, medical supply providers, hospitals, and various middlemen can and do collude to raise prices to crazy levels, because they know that you NEED that surgery or medication or MRI and will pay almost anything for it. So all those guys are making a huge profit off of your diabetes or cancer or whatever. If the government could negotiate with those companies for reasonable prices, like most other countries do, we'd save huge amounts. Also, the insurance system we have is so insanely complicated that hospitals and medical practices have to employ people who's only job is billing insurance companies. Imagine, if hospitals didn't have to pay all those people and do all that administrative work, how much would we save?

< Message edited by graceadieu -- 4/29/2013 3:50:23 PM >

(in reply to papassion)
Profile   Post #: 92
RE: health insurance not tied to employment - 4/29/2013 4:43:59 PM   
LookieNoNookie


Posts: 12216
Joined: 8/9/2008
Status: offline
quote:

ORIGINAL: tazzygirl

Its not just "poor" who are working only one job who cant afford health insurance. There are many middle class familes with two incomes who cant get it because their employers dont offer it/ pre-existing conditions / debt obligations, especially after the burst.


Taz....

I don't know how old you are, but when I was a kid my family was above middle class...not by much, 1 TV was a luxury (and it was black and white), having a bedroom with 2 kids in it was a step up from many of the people we knew, a second car was something to save for, a fridge that did anything other than keep things cold was pretty much all you could expect and credit cards were for emergencies.

Today that logic has been twisted on its head and I could go on for days about what today is deemed by the least of us as "basics".

I'm not saying there aren't truly poor, desperate people who need a leg and hand up (and for those, we all should work a bit harder to take care of), but if you walk into many food stamp homes you find kids with X-boxes, 2 flat screen TV's, broadband for all, cell phones for all.

I submit (and I've been VERY poor) that many (maybe not even most, but sure as shit, more than should be the case) of the "poor" are without because they've made decisions to remain poor.

As I said, I've been poor....very poor. My Dad, on the other hand (having also been very poor) was by the time I hit my early 20's (and was very poor by every definition, including living in my car for 6 months), quite wealthy.

When I went to him and asked for some help....he did the best thing ever.

He gave me enough money for a tank of gas and handed me the classifieds and said "when you have enough in the bank to pay for 6 months worth of rent, food and sundries, come see me and I'll teach you how to be rich".

Took me 4 years to get to that point.

I then scheduled lunch with him to get his sage advice.

Here was the totality of his advice: "Save enough to cover a year".

It was good advice.

Because with a years worth of ass coverage....I never again had to take someone's shit job.

It's the same advice I give out today....because without ever having to have said it, it clearly meant used TV's and no credit cards for the next 15 years.

MOST poor people can choose not to be poor...not all...just most.

< Message edited by LookieNoNookie -- 4/29/2013 4:45:56 PM >

(in reply to tazzygirl)
Profile   Post #: 93
RE: health insurance not tied to employment - 4/29/2013 5:01:59 PM   
tazzygirl


Posts: 37833
Joined: 10/12/2007
Status: offline
quote:

I'm not saying there aren't truly poor, desperate people who need a leg and hand up (and for those, we all should work a bit harder to take care of), but if you walk into many food stamp homes you find kids with X-boxes, 2 flat screen TV's, broadband for all, cell phones for all.


Flat screen tvs can be bought used... or at christmas with those black friday deals really cheap.. or relatives.

Cell phones... upgrades... ebay.... Boost...

Internet... along with cable... almost a necessity for students these days.. many communities offer discounts for poor

quote:

He gave me enough money for a tank of gas and handed me the classifieds and said "when you have enough in the bank to pay for 6 months worth of rent, food and sundries, come see me and I'll teach you how to be rich".


Young, alone, no dependents, its possible. What about the rest?

_____________________________

Telling me to take Midol wont help your butthurt.
RIP, my demon-child 5-16-11
Duchess of Dissent 1
Dont judge me because I sin differently than you.
If you want it sugar coated, dont ask me what i think! It would violate TOS.

(in reply to LookieNoNookie)
Profile   Post #: 94
RE: health insurance not tied to employment - 4/29/2013 5:33:56 PM   
DesideriScuri


Posts: 12225
Joined: 1/18/2012
Status: offline
quote:

ORIGINAL: tazzygirl
quote:

You have every right to be obtuse. Enjoy it.

I was pretty clear. Stop pretending otherwise and move on.


True. You were actually extremely clear that you couldn't follow the conversation, even though you kept quoting me and responding directly.

quote:

quote:

And, they are getting care. So, what's your beef?

That they have to wait till they are an emergent case before getting care.


But, they are still getting the care.

quote:

quote:

What do you care if insurance companies are making record or any profits? It's not about the money for you, right?

Nope, its not. Money IS an issue for you, which is why that was pertinent.


You keep arguing about the costs. If it isn't an issue for you, then drop that line of bs.

quote:

quote:

Hey, I know. More government regulation time. How about government decide on a coding standard? Nah, that would solve that problem without any real increase in government power.

I know. What happened to Mr Less Government. Doesnt seem possible now.
quote:

OMG!!! You finally understand that the free Market needs some regulation to work properly?!?!? Marking it down in my calendar now...

Back pedaling again Mr Less Government Let The Free Market Work It out on its own. Thats been your complaint the while time. Now you want to do a 180 and claim some is needed.
It wasnt missed.


When did I ever claim that zero regulation was the best way to go about things? I'd love for you to show me one example where I specifically stated that. Hell, doesn't even need to be limited to the health care industry.

quote:

quote:

Um, wasn't my last comment something about tuition cost (and, therefore, debt load)?

Again, start a thread and I will be more than happen to participate.


Aw, you know I'm right. And, since it is pertinent to the health care discussion, it works just fine here.

quote:

quote:

Not sure what you are saying with that.

You never are.


Wow. Thanks for the clarification.

quote:

quote:

So, being born in 1970, you can see how I wouldn't have had much interest in politics of Nixon/Carter, right? To be honest, I disliked politics during Reagan/Bush/Clinton and Bush II (first 6 years). Very difficult for me to have come out for or against anything that happened before Bush II.

And by the age of 20, were you complaining about HCA?


Nope. I wasn't paying attention to it, either. I was more interested in passing my college classes and getting laid.

quote:

quote:

How did I add to the cost of aggregate care by not having insurance?

The reduced cost of your care is being added to the burden of insurance companies.


How? Insurance companies are charged more because they can be. It's damn near a scam. Insurance companies negotiate a lower cost with the providers based on number of covered people. One insurance company might not have the leverage to get the same discount, or might not simply because the provider is owned by their competitor. My costs aren't being rolled into anyone else's costs. But, nice try.

_____________________________

What I support:

  • A Conservative interpretation of the US Constitution
  • Personal Responsibility
  • Help for the truly needy
  • Limited Government
  • Consumption Tax (non-profit charities and food exempt)

(in reply to tazzygirl)
Profile   Post #: 95
RE: health insurance not tied to employment - 4/29/2013 5:46:31 PM   
DesideriScuri


Posts: 12225
Joined: 1/18/2012
Status: offline
quote:

ORIGINAL: LafayetteLady
So basically, you think that health care should be a not for profit business, as well as colleges, because all these problems would be solved if health care facilities and practioners didn't charge so much for their services, and colleges could simply reduce cost.
Let's talk about your "mythical" college. You do realize that tuition is not simply made up of what it costs to pay the professor right? There is the maintenance of the building, how the school is accredited, the administrative personnel, the security personnel, the janitorial staff, the landscaping staff, extra curricular activities (that do raise money and value of the school), and most especially the quality of the education. Rutgers law school is a good school, but not as good as Seton Hall.


So, having more students to pay the costs of the building maintenance, the professor, and all the other non-education staff isn't going to lower the cost of going to school for a student? Must be that new math that's all the rage. My "old school" math tells me otherwise.

Accreditation for medical schools is handled by how many agencies? How much does it cost for accreditation?

What do they call the worst student at Rutgers that graduated from medical school, and what do they call the best student graduating from medical school at Seton Hall (taking the assumption that both have medical schools)? Or, change Rutgers to University of Toledo (which does have a medical school) and Seton Hall to Harvard. What are those people called?

quote:

You pay $42 a visit to your doctor? It's really no wonder you don't really grasp the reality of the situation. My private physician costs me $95 a visit. Do I believe he is a better doctor than someone in my area who charges $42 a visit? Yes, actually I do. The Medicaid physicians, by the way, get paid about $25 dollars a visit.


I'm not seeing the point you are making there. Is your doctor visit more expensive because it's a specialist vs. mine being a GP? I actually like my physician a lot. He has never done wrong by me.

quote:

Likewise with your medications, you are lucky that yours are so inexpensive. Mine are not, they cost between $500 and $700 a month, and yes, those which can be generic are generic. Yep, I'm a diabetic, but diabetes isn't caused by an unhealthy lifestyle, although yes it CAN be a contributing factor. But because I have diabetes, I also need to take blood pressure medication, even though I don't have high blood pressure. I also have kidney stone disease, and I don't mean I get a stone every couple of years, suffer through a week or so of trying to pass it. I mean I had more than 8 stones removed last year, they don't pass, and no matter what I do they will develop, and they will require surgery.


I do consider myself lucky to be a basically healthy person. And, there is insurance available to people to help them lower their medical costs. And, I'm sorry you have as many health issues as you do. I don't wish that on anyone, ever.

quote:

So basically your beef with Obamacare is that you don't want to have pay to have health insurance. Meanwhile, should you suffer some catastrophic health event, you will then not be able to pay the bill (sorry, but you don't qualify as more than lower to middle middle class or your job would provide insurance), and then you will be complaining how you can't afford to eat, keep a roof over your head or anything else because of these horrific medical bills, or you will be looking for charity care to help defray the costs and that's ok, because the hospital charged to much for their services, and the doctor shouldn't forward the costs of their education on to you.


I do have an issue with mandated insurance purchasing. I do believe it's my right to decide what I purchase and what I don't purchase. And, it's my responsibility to deal with the consequences of those choices.

quote:

Then you think a 2% cap on malpractice suits is appropriate. So you actually think you can put a value on someone who loses their legs by a doctor's negligence, or the person who will need daily medical care for their injuries due to the doctor's screw up. Who will absorb that cost again?


The 2% is tazzy's number, not mine.

quote:

It's really easy to stomp your feet and say you don't like a program, but when you show over and over again that you really don't understand the implications facing the current system, you aren't really making much of a point.


What implications do I not understand?


_____________________________

What I support:

  • A Conservative interpretation of the US Constitution
  • Personal Responsibility
  • Help for the truly needy
  • Limited Government
  • Consumption Tax (non-profit charities and food exempt)

(in reply to LafayetteLady)
Profile   Post #: 96
RE: health insurance not tied to employment - 4/29/2013 5:46:55 PM   
LookieNoNookie


Posts: 12216
Joined: 8/9/2008
Status: offline
quote:

ORIGINAL: tazzygirl

quote:

I'm not saying there aren't truly poor, desperate people who need a leg and hand up (and for those, we all should work a bit harder to take care of), but if you walk into many food stamp homes you find kids with X-boxes, 2 flat screen TV's, broadband for all, cell phones for all.


Flat screen tvs can be bought used... or at christmas with those black friday deals really cheap.. or relatives.

Cell phones... upgrades... ebay.... Boost...

Internet... along with cable... almost a necessity for students these days.. many communities offer discounts for poor

quote:

He gave me enough money for a tank of gas and handed me the classifieds and said "when you have enough in the bank to pay for 6 months worth of rent, food and sundries, come see me and I'll teach you how to be rich".


Young, alone, no dependents, its possible. What about the rest?


It's just slightly easier than "simple":

Work hard. Just like your grandparents.

(Who had nothing...and to them "something" was a spectacular thing).

I'm not going to use the tired refrain of "kids today" because it's not....it's (most) who have not....today....

Wanna have more in the future? Have less now.

That's been a fact long before cell phones, long before FORD invented mass production, long before Otto Lillenthal came up with manned flight, long before they made Popes and long before fire.

Want a big crop next year? Save some seed.

< Message edited by LookieNoNookie -- 4/29/2013 5:47:49 PM >

(in reply to tazzygirl)
Profile   Post #: 97
RE: health insurance not tied to employment - 4/29/2013 6:02:39 PM   
tazzygirl


Posts: 37833
Joined: 10/12/2007
Status: offline
1960 1.00 (minimum wage) 5.30 (1996 constant dollars)

2012 7.25 (minimum wage) 4.97 (1996 constant dollars)

Its peaked - 1968 1.60 7.21 - dropped below 6 in 1979, and has hovered between upper 4 and lower 5 ever since.

Comparing this generation of "kids" to our grandparents doesnt work.






_____________________________

Telling me to take Midol wont help your butthurt.
RIP, my demon-child 5-16-11
Duchess of Dissent 1
Dont judge me because I sin differently than you.
If you want it sugar coated, dont ask me what i think! It would violate TOS.

(in reply to LookieNoNookie)
Profile   Post #: 98
RE: health insurance not tied to employment - 4/29/2013 6:11:21 PM   
DesideriScuri


Posts: 12225
Joined: 1/18/2012
Status: offline
quote:

ORIGINAL: LookieNoNookie
quote:

ORIGINAL: tazzygirl
quote:

I'm not saying there aren't truly poor, desperate people who need a leg and hand up (and for those, we all should work a bit harder to take care of), but if you walk into many food stamp homes you find kids with X-boxes, 2 flat screen TV's, broadband for all, cell phones for all.

Flat screen tvs can be bought used... or at christmas with those black friday deals really cheap.. or relatives.
Cell phones... upgrades... ebay.... Boost...
Internet... along with cable... almost a necessity for students these days.. many communities offer discounts for poor
quote:

He gave me enough money for a tank of gas and handed me the classifieds and said "when you have enough in the bank to pay for 6 months worth of rent, food and sundries, come see me and I'll teach you how to be rich".

Young, alone, no dependents, its possible. What about the rest?

It's just slightly easier than "simple":
Work hard. Just like your grandparents.
(Who had nothing...and to them "something" was a spectacular thing).
I'm not going to use the tired refrain of "kids today" because it's not....it's (most) who have not....today....
Wanna have more in the future? Have less now.
That's been a fact long before cell phones, long before FORD invented mass production, long before Otto Lillenthal came up with manned flight, long before they made Popes and long before fire.
Want a big crop next year? Save some seed.


Beans and rice, rice and beans. Cut all the corners you can to scrimp and save.

“Financial peace isn't the acquisition of stuff. It's learning to live on less than you make, so you can give money back and have money to invest. You can't win until you do this.”

“Act your wage.”

“If you will live like no one else, later you can live like no one else.”

“A budget is telling your money where to go instead of wondering where it went."

All quotes from the financial guru, Dave Ramsey.


_____________________________

What I support:

  • A Conservative interpretation of the US Constitution
  • Personal Responsibility
  • Help for the truly needy
  • Limited Government
  • Consumption Tax (non-profit charities and food exempt)

(in reply to LookieNoNookie)
Profile   Post #: 99
RE: health insurance not tied to employment - 4/29/2013 6:19:33 PM   
tazzygirl


Posts: 37833
Joined: 10/12/2007
Status: offline
quote:

True. You were actually extremely clear that you couldn't follow the conversation, even though you kept quoting me and responding directly.


Yep.. next time, post clearly and we wont have that problem.

quote:

But, they are still getting the care.


So you are perfectly ok for someone to wait and get the care when they have a stroke... when they need a complete mastectomy... when they have to go on dialysis....

No, they arent getting the care, they are getting fucked without benefit of lube... btw... how much lube stock do you own?

quote:

You keep arguing about the costs. If it isn't an issue for you, then drop that line of bs.


Costs is the issue for you.... YOU are the one who keeps bringing it up.

quote:

When did I ever claim that zero regulation was the best way to go about things? I'd love for you to show me one example where I specifically stated that. Hell, doesn't even need to be limited to the health care industry.


Your sig line says "Less government" yet here you are spouting the need for more government because you dont like the way things are being done.

quote:

Nope. I wasn't paying attention to it, either. I was more interested in passing my college classes and getting laid.


And you havent until the ACA was passed.. and now you are pissing mad because you might actually have to pay for something instead of hoping on a wing and a prayer that you wont need it.

Thats really gotta suck for you.

quote:

How? Insurance companies are charged more because they can be. It's damn near a scam. Insurance companies negotiate a lower cost with the providers based on number of covered people. One insurance company might not have the leverage to get the same discount, or might not simply because the provider is owned by their competitor. My costs aren't being rolled into anyone else's costs. But, nice try.


lol... do you honestly think that providers and hospitals have not figured your cost savings into their budgets and added that to the insurance claims?

And people call me naive.

Ultimately the cost to underwrite the uninsured is passed on to insurance companies and insured patients -- who can end up paying up to 10 times as much as cash-pay patients do for the same procedure.

They now own up to sliding the uninsured charge to insurance companies. lol... its funny how many people believe they dont with cash patients. No way are they going to lose money if they can help it.

_____________________________

Telling me to take Midol wont help your butthurt.
RIP, my demon-child 5-16-11
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Dont judge me because I sin differently than you.
If you want it sugar coated, dont ask me what i think! It would violate TOS.

(in reply to DesideriScuri)
Profile   Post #: 100
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