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Pink Slips for Health Insurance - 10/23/2013 4:15:36 PM   
Phydeaux


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So.. the news out yesterday is so far

People who have lost health insurance due to obama care >2 million.
People who have gotten health insurance through obama care <150,000.

Remember the old line - if you like your insurance - you can keep it?
LOL. Not so.

Of course, we all knew that was a lie.

http://www.kaiserhealthnews.org/Stories/2013/October/21/cancellation-notices-health-insurance.aspx

There are many other sites reporting the same of course.

These are the insurance plans that didn't conform to obama care requirements - and so of course the companies are required to cancel them.

And - of course all part of the plan to force people to obama care.

But here's the next shoe to drop - since you liberals are sooo clueless.

The # of insured will drop - like a rock. The number of people that will get insured will be *significantly* less than previous.

Net effect - a bunch of insurance companies are going to lose hundreds of thousands of customers. Might be short term - might not be.

If it goes on too long - you're going to have insurance companies go out of business....



< Message edited by Phydeaux -- 10/23/2013 4:16:05 PM >
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RE: Pink Slips for Health Insurance - 10/23/2013 4:37:42 PM   
Phydeaux


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Heres a nother interesting link for you:

Not-for-profit-coops going out of business..

http://www.washingtonpost.com/politics/health-co-ops-created-to-foster-competition-and-lower-insurance-costs-are-facing-danger/2013/10/22/e1c961fe-3809-11e3-ae46-e4248e75c8ea_story.html

Funny how a guy that was a community organizer thinks that he can do insurance better than free market....

(in reply to Phydeaux)
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RE: Pink Slips for Health Insurance - 10/23/2013 5:23:07 PM   
joether


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From your link, Phydeaux:

"By all accounts, the new policies will offer consumers better coverage, in some cases, for comparable cost -- especially after the inclusion of federal subsidies for those who qualify. The law requires policies sold in the individual market to cover 10 “essential” benefits, such as prescription drugs, mental health treatment and maternity care. In addition, insurers cannot reject people with medical problems or charge them higher prices. The policies must also cap consumers’ annual expenses at levels lower than many plans sold before the new rules."

Always pushing that 'hated of President Obama' angle in each of your posts, eh? I think most of us know you hate the President from the moment you waken in the morning to the moment you fall asleep at night. And that most of your material used is factually wrong. But you don't let facts get in the way of your arguments, right?

quote:

ORIGINAL: Phydeaux
People who have lost health insurance due to obama care >2 million.


Where does this number come from? Oh? You made it up, didn't you? An you can prove beyond a shadow of a doubt that in each and every case, its directly tied to Obamacare? Unfortunately there is 'Obamacare' on the law books. There is the Affordable Care Act; is that what your complaining about? You have read that bill as I have asked a half dozen times in recent history, right? If you want to believe the fairy tale that the only reason employers have removed jobs is completely and 100% due to the Affordable Care Act. By all means, you have the burden of evidence to provide. And yes, you will have to account for every one of those reasons on the individual level not non-descriptive block answering.

quote:

ORIGINAL: Phydeaux
People who have gotten health insurance through obama care <150,000.


Again, where does the number come from?

From a source that I have, dated a week ago (meaning the numbers are not accurate, but the information is of decent quality to explain the issue your slamming the President on).

"The sign-up process works this way: A person sets up an online account, verifies an identity, applies for coverage and subsidies and, if eligible, shops and enrolls for a plan. Once completed, information is sent to the insurance plans selected by the user.

At 6 p.m. each day, the government sends the latest batch of new enrollees to insurance companies. But sometimes that data come with conflicting information, showing for instance, someone who enrolled and then canceled a plan, said an insurance industry executive. Other times data come in without a time stamp, making it difficult to track, the executive said.

Adding to the confusion, the executive said, is that people are not officially enrolled in a plan until they pay their first premiums, which are not due until December 15. That means shoppers have about two months to cancel or switch plans before making a final decision of whether or not to enroll
." SOURCE

We may not have actual numbers until late December or on into the next calendar year (2014). As was with the Mass Health sign-ups a half dozen years ago or so in Massachusetts. Most sign ups did not take place at the early part of 'open sign ups', but gradually increased in rate the closer they got to the end date. We see this every year with the IRS tax day of April 15. Every year, the number of people filing their tax returns increases in rate as April 15th approached on the calendar. It may come as a surprise to you, Phydeaux, but most people are not impulsive with financial decisions.

So those signing up so far, and the rate they are signing up, seems to be within a normal human behavior. People understand that they need to either obtain a healthcare plan before Dec. 15th, or suffer the penalty. Its all explained in the Affordable Care Act that you have never read.

quote:

ORIGINAL: Phydeaux
Remember the old line - if you like your insurance - you can keep it?
LOL. Not so.

Of course, we all knew that was a lie.


Yes I do. And I still have my insurance. I even have the same doctor. The law, if you had READ IT, would explain that you do not have to CHANGE YOUR DOCTOR (in the grand majority of cases). But anyone with half a brain would understand that the insurance would change so that companies are within the guidelines of the new health care law itself. And its a healthy wake up call for employees to actually see how much it was costing their employer to give them healthcare as a perk of the job. A lie would imply the Democrats snuck in something to the Affordable Care Act. But since you have not read the actual bill, HOW WOULD YOU KNOW IF IT WAS A LIE OR NOT?

quote:

ORIGINAL: Phydeaux
And - of course all part of the plan to force people to obama care.


No one is forcing you to obtain a health care plan. It makes good sense and is a wise decision. Ever try to make important medical decisions of yourself while your unconscious? Kind of hard if you ask me. If you don't want a health care plan, don't get one. Its the same as you complaining about paying income taxes. No one is forcing you to be an American citizen. If you don't want to pay the income tax, don't do it. There are penalties for not getting a health care plan or paying the income taxes, but those are laws on the books. Unlike commercial airlines, neither law is going to hit you with hidden fees or charges. The feeds are explained in the actual laws.

quote:

ORIGINAL: Phydeaux
But here's the next shoe to drop - since you liberals are sooo clueless.


Maybe you should go look up the word: CLUELESS

"ignorant, unaware, or uninformed"

Yes, that does explain conservatives very well as it relates to this topic. Have you read the Affordable Care Act? No. That would be the definition of the words "ignorant' and 'uninformed' from the definition of the word that you used, 'clueless'. Further, you keep expressing ideas that show examples of you being 'unaware' of the law, the third word used to explain the word 'clueless' from dictionary.com.

quote:

ORIGINAL: Phydeaux
The # of insured will drop - like a rock. The number of people that will get insured will be *significantly* less than previous.

Net effect - a bunch of insurance companies are going to lose hundreds of thousands of customers. Might be short term - might not be.

If it goes on too long - you're going to have insurance companies go out of business....


You are aware that one of the components of most health care plans that can be purchased through the Affordable Care Act, allows for mental and emotional healthcare? You could go see a psychologist for this delusion, or a psychiatrist and get the drugs! Either way, your going to be sadly disappointed when your belief is shattered by actual facts in a few months. The number of people with health care plans will rise, as most people know the value in having a plan in place should they or their loved ones face some critical health problem(s). The insurance companies understand they will come out doing just fine. The medical bankruptcies will be reduced in number and scale of lost (meaning more money for those companies).

If insurance companies go out of business, it would be up to you to provide the burden of evidence that shows the reason(s) why the company failed was due primarily from the Affordable Care Act, and not from poor business decisions on the part of middle and senior level mangers. And I have done more than a thousand case studies on why businesses fail. So I will know if your bull dropping your argument.

(in reply to Phydeaux)
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RE: Pink Slips for Health Insurance - 10/23/2013 5:46:01 PM   
joether


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Joined: 7/24/2005
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quote:

ORIGINAL: Phydeaux
Heres a nother interesting link for you:

Not-for-profit-coops going out of business..

http://www.washingtonpost.com/politics/health-co-ops-created-to-foster-competition-and-lower-insurance-costs-are-facing-danger/2013/10/22/e1c961fe-3809-11e3-ae46-e4248e75c8ea_story.html


Did you even bother to READ THE FIRST SENTENCE of the article?

"When the new health-care law was being cobbled together, Congress decided to establish a network of nonprofit insurance companies aimed at bringing competition to the marketplace, long dominated by major insurers."

Last I checked, the President of the United States does not run Congress. That would the House and Senate. You just failed US Government 101....

Lets go a little further:

"So Congress saddled its new creations with onerous restrictions that, experts say, doomed many co-ops to failure. Federal grants for the co-ops were converted to loans with tight repayment schedules; they were barred from using federal money for crucial marketing; and they were severely limited from selling insurance to large employers, which represent the most lucrative market."

That's right, before those co-ops were even formed, they were given a huge set of obstacles to overcome. And who pressured Congress to take these actions, Phydeaux. Must be the President, right? WRONG:

"...resistance to the initial proposal quickly materialized on Capitol Hill, in part because of pressure from insurance industry lobbyists."

"And even as the Obama administration was setting up the program [the Affordable Care Act, not this program], White House officials, who had no pride of authorship and feared it would be risky, repeatedly suggested that funding for the co-ops be reduced, according to more than half a dozen people familiar with budget negotiations and the legislative debate. The funding was cut to a small fraction of what experts told Congress would be needed for the ventures to be viable."

This was due more to politics at the time, than the co-op operations. This program was debated sometime in late 2009, but did not get very much media coverage. Conservatives were to busy listening to Sarah Palin crying about death panels to notice, if your interested in the time frame.

You should really take some time to read the article. It is informative at a basic level. And the reasons they are struggling has nothing to do with the President as I previously stated above.

quote:

ORIGINAL: Phydeaux
Funny how a guy that was a community organizer thinks that he can do insurance better than free market....


An does it better than all the Republican/Tea Party folks that couldn't handle the concept. And those conservatives hate the President because he's going to save them money long term while allowing them to see a medical doctor. If the free market was about 'doing what's right for all Americans, and not profit' they would have taken care of the problem a long time ago. Since they put 'profit' ahead of 'liberties', the government stepped in. But please, keep making those 'conservative nanny state' arguments....

(in reply to Phydeaux)
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RE: Pink Slips for Health Insurance - 10/23/2013 5:50:58 PM   
DaNewAgeViking


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Why do you bother, Joether? These people have no facts, no real comprehension of the truth (because they refuse to read the documents or to listen to the arguments), and no interest in either. They simply want to rave against the President in particular, the Democrats in general, and Liberals overall. I simply ignore them, except to make an occasional snide remark (a fellow has to have a hobby). If we all did that, they'd get so frustrated they'd explode. Think about it.

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RE: Pink Slips for Health Insurance - 10/23/2013 6:36:55 PM   
Phydeaux


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quote:



a ton of blather




Lets see.. where to start...

Oh, here's a gem

"By all accounts, the new policies will offer consumers better coverage, in some cases, for comparable cost"

In some cases. But, generally, you know, on average - up 99% for men and 62% for women.


quote:


Where does this number come from? Oh? You made it up, didn't you? An you can prove beyond a shadow of a doubt that in each and every case, its directly tied to Obamacare


If you bothered to, you know read, I said that news out yesterday is of multiple insurers cancelling insurance. I provided a link to one (Obama friendly) source. A quick google turns up more than a dozen.

As for "each and every case its directly tied to Obamacare" - why yes, yes I can. See, besides reading the Ocare act you have to actually understand it.

So I will direct you to the section on qualifying insurance plans. I suggest you go read the requirements for grandfathered plans carefully.

If you read that - you'd understand that the Obama care law does not allow insurers to offer non-conforming plans.
Just as a quick test of your expertise - why dont' you tell me what pages of the Ocare act cover that - since you brag about having read it - time and time again.. hmm?

quote:


Again, where does the number come from? (ref Obama signups



Go read my post from 4 days ago. The source is listed there. It tabulates all released sign up information.


As for .. people will sign up later blah blah blah.

Of *course* they will. They are *compelled* to. Even if they - * yanno* can't. Because it doesn't work.
Talk is now of extending the deadline from December to .. March. Of course that is *really* going to fubar the IRS - which is the next great snafu in all this.

Funny thing: sheep were procrlaiming how great obamacare is/was/would be - how people would be signing up in droves.


Funny - if you offer people a great deal - they usually jump on it. Free trip to Cancun, no strings attached - where do I sign up ?

Offer them a shit sandwhich however, and surprise, surprise, they put off swallowing as long as they can.

The administrations estimate was 500,000 in October, and 7 million by the end of December.
Snicker.


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RE: Pink Slips for Health Insurance - 10/23/2013 6:38:19 PM   
Owner59


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We`re talking about people(barely) who couldn`t find the balls to cover all kids without healthcare......



Do we really expect they`ll have the balls to argue with facts or truth about the ACA ?





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RE: Pink Slips for Health Insurance - 10/23/2013 9:38:52 PM   
lovmuffin


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quote:

ORIGINAL: Phydeaux
Offer them a shit sandwhich however, and surprise, surprise, they put off swallowing as long as they can.


I just got my shit sandwich today, $2,500.00 a year more for my insurance.

I don't let the stupid shit liberal politicians do effect me, financially or otherwise. I just work around it and laugh at them. There isn't any workaround for this so I'm kind a pissed at the moment.

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RE: Pink Slips for Health Insurance - 10/24/2013 3:19:19 PM   
papassion


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The only ones who love Obamacare are the Liberals who know everything except how to qualify for a job that pays real money! Thus because they are too dumb to get a job that pays real money, they qualify for government subsidities that make Their insurance cheaper. So go ahead Libs, brag how your insurance costs less! Telling us, for what you know, you get paid peanuts!

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RE: Pink Slips for Health Insurance - 10/24/2013 4:20:58 PM   
Yachtie


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FR

And when the liberals get what they want, what'll it be next?



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RE: Pink Slips for Health Insurance - 10/24/2013 4:25:03 PM   
Moonhead


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quote:

ORIGINAL: papassion

The only ones who love Obamacare are the Liberals who know everything except how to qualify for a job that pays real money! Thus because they are too dumb to get a job that pays real money, they qualify for government subsidities that make Their insurance cheaper. So go ahead Libs, brag how your insurance costs less! Telling us, for what you know, you get paid peanuts!

That's the teabaggers, not the liberals.
Last I heard, John Kerry and Hanoi Jane were earning a lot more than Joe the Plumber.

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RE: Pink Slips for Health Insurance - 10/25/2013 2:34:57 PM   
papassion


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quote:

ORIGINAL: Moonhead


quote:

ORIGINAL: papassion

The only ones who love Obamacare are the Liberals who know everything except how to qualify for a job that pays real money! Thus because they are too dumb to get a job that pays real money, they qualify for government subsidities that make Their insurance cheaper. So go ahead Libs, brag how your insurance costs less! Telling us, for what you know, you get paid peanuts!

That's the teabaggers, not the liberals.
Last I heard, John Kerry and Hanoi Jane were earning a lot more than Joe the Plumber.


Pay attention. Its not the teabag party shouting how wonderful Obamacare is. And I think John Kerry (who married his money) is a government guy and is exempt from Obamacare. Does Hanoi Jane need Obamacare? Rumor has it she is loaded and doesn't need charity or cut rate healthcare.

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RE: Pink Slips for Health Insurance - 10/25/2013 2:55:07 PM   
mnottertail


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EE-YUL!!! EE-YUL!!! EE-YUL!!!! the imbecility is spreading faster than nutsackers aren't !!!!!

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RE: Pink Slips for Health Insurance - 10/25/2013 2:57:50 PM   
Moonhead


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So why were you saying that all liberals are desperate for a handout because they're too stupid to earn the money to pay for their own medical care, then?

As for the freeloading scroungers at the teabagger rallies:




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I like to think he was eaten by rats, in the dark, during a fog. It's what he would have wanted...
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RE: Pink Slips for Health Insurance - 10/25/2013 3:00:47 PM   
lovmuffin


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What does nutsacker mean ? Does it have anything to do with something one does to a nut sack ?

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RE: Pink Slips for Health Insurance - 10/25/2013 3:05:21 PM   
mnottertail


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it refers to the imbeciles who are generally known as teabaggers. sometimes conservatives (which they are not) sometimes independents when they are hiding, sometimes republicans (although no self respecting republican aligns with them), sometimes Libertarian when they are hiding their communism....but the inept imbeciles who have a R or a I (never a T) behind there name, and pass themselves off as other than cretinous buffoons.

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Have they not divided the prey; to every man a damsel or two? Judges 5:30


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RE: Pink Slips for Health Insurance - 10/25/2013 3:09:12 PM   
Moonhead


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Teabagging=sucking the scrotum (or nutsack) into one's mouth.
I'm surprised you haven't heard that one. It's been going around since a lunatic fringe of alleged lobbyists with the Koch Bros' hands up their arses started calling themselves the teaparty a few years back...


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I like to think he was eaten by rats, in the dark, during a fog. It's what he would have wanted...
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RE: Pink Slips for Health Insurance - 10/25/2013 3:18:12 PM   
lovmuffin


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That's real funny you guys. I might have been upset if you had come up with an intelligent and logical argument against the Tea Party instead of just making up all that stupid or filthy shit.

_____________________________

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"Long hair, short hair—what's the difference once the head's blowed off." - Farmer Yassir

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RE: Pink Slips for Health Insurance - 10/25/2013 3:28:46 PM   
Moonhead


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Hey, they came up with the idea of calling them teabaggers all by themselves.
I suppose that's what happens when you're a member of an astroturf pressure group that includes no gay people: they probably don't know the hanky code, either.


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I like to think he was eaten by rats, in the dark, during a fog. It's what he would have wanted...
(Simon R Green on the late James Herbert)

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RE: Pink Slips for Health Insurance - 10/25/2013 3:32:03 PM   
DesideriScuri


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quote:

ORIGINAL: lovmuffin
That's real funny you guys. I might have been upset if you had come up with an intelligent and logical argument against the Tea Party instead of just making up all that stupid or filthy shit.


To be fair, the Tea Party originally called themselves "tea baggers" because they were using tea bags for the symbolism. They did not know the sexual connotation of "tea bagging," though, and quickly distanced themselves from the moniker once they found out.

One of these posters has a picture that shows an older lady with a sign that says something to the effect of "tea bagging for Jesus." It's truly hilarious.

Unfortunately for those whose beliefs sometimes do align with the Tea Party, they did start calling themselves tea baggers.


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