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RE: Pink Slips for Health Insurance - 10/28/2013 1:25:37 PM   
Phydeaux


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quote:

ORIGINAL: tazzygirl


quote:

ORIGINAL: Phydeaux


quote:

ORIGINAL: tazzygirl

Apparently not, according to some.


If you think that medicare/medicaid are insurance plans - perhaps you don't know as much as you think.
Its funny. I've studied my field for more than 30 years. I would never say "there isn't much I don't know in it".

To the contrary, the more I know, the more I realize how much more there is to know.


No one said they were insurance plans. However Medicare does contain an insurance program. You know, FICA.

Actually, you did.

But despite the fact that the feds call it an insurance program, FICA is in fact, *not* an insurance program. In Flemming v Nestor, the surpreme court rule that people do not have an accrued property interest. Legalese for saying - you can't demand the govt pay you what you were promised when you contributed.

Again. FICA is a tax. What gets paid out is merely a government entitlement.

The current social security system most closely resembles a Ponzi scheme. There is no hope that the young people today can afford the benefits promised to the baby boomer generation.

(in reply to tazzygirl)
Profile   Post #: 61
RE: Pink Slips for Health Insurance - 10/28/2013 3:03:02 PM   
mnottertail


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quote:


Legalese for saying - you can't demand the govt pay you what you were promised when you contributed.


Well, it doesn't mean that in any language including that of cretinous shithouse lawyers.

It means you have no personal pile, no percentage of ownership, no right to survivorship, no right to transfer ownership, or encumber it. FICA means Federal Insurance Contributions Act.

and you need to look up entitlement, that has its origins in accounting. not in nutsackerisms.

So, dont listen to imbecilic nutsackers, wherever they are making this shit up for you Phydeaux, they are to fuckin stupid to breathe let alone inform you of anything.


_____________________________

Have they not divided the prey; to every man a damsel or two? Judges 5:30


(in reply to Phydeaux)
Profile   Post #: 62
RE: Pink Slips for Health Insurance - 10/28/2013 5:12:30 PM   
thompsonx


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ORIGINAL: Phydeaux



Continueing to rule by force - and you will continue to have polarization.

All government rules by force. Unless one is sugesting that when the republicrats are in power we are requested to follow the law as opposed to required.



You think the gop is doing it by not passing funding bills. The right knows the statists are doing it by the EVER increasing size of government.

Most anyone with a pulse and a three digit iq could google up and find out that the republicrats have never increased the size of the govt. or not


Healthcare we don't want.

Some would rather die...but they are in the minority.



Epa regs we don't want (or need).

Who needs rails on stairs?
Who needs to wear sound supressors in 100 db noise areas?
Who needs to have hand guards on a punch press?


< Message edited by thompsonx -- 10/28/2013 5:17:47 PM >

(in reply to Phydeaux)
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RE: Pink Slips for Health Insurance - 10/29/2013 10:21:09 PM   
Phydeaux


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quote:

ORIGINAL: thompsonx

ORIGINAL: Phydeaux



Continueing to rule by force - and you will continue to have polarization.

All government rules by force. Unless one is sugesting that when the republicrats are in power we are requested to follow the law as opposed to required.



You think the gop is doing it by not passing funding bills. The right knows the statists are doing it by the EVER increasing size of government.

Most anyone with a pulse and a three digit iq could google up and find out that the republicrats have never increased the size of the govt. or not


Healthcare we don't want.

Some would rather die...but they are in the minority.



Epa regs we don't want (or need).

Who needs rails on stairs?
Who needs to wear sound supressors in 100 db noise areas?
Who needs to have hand guards on a punch press?



Govt 101:

Osha is for workplace safety.
the epa is for protecting the environment. You know. Air quality.

(in reply to thompsonx)
Profile   Post #: 64
RE: Pink Slips for Health Insurance - 10/29/2013 10:25:03 PM   
Phydeaux


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quote:

ORIGINAL: Phydeaux

quote:

ORIGINAL: tazzygirl

quote:

Right now - Obamacare has meant that *fewer* people have health insurance. And that trend will *absolutely* continue through february. And I'll bet you a dozen donuts its true for the first year - and probably years 2,3, and 4 as well.


It does? Right this moment? I thought notices went out. You mean to tell me that all those people who paid up during the end of their policies had them cancelled the minute they got their notification?

Through february? Really? When do Medicaid enrollments begin?



Yes. Right this moment. To the tune of hundreds of thousands of people.

For example - all the people that lost full time employment as employers shifted to part time labor.
All the spouses of companies that changed their insurance benefits (UPS, Home Depot)

And yes - from september through the february you will see more and more and more people losing insurance coverage.

And just so we're clear - medicare isn't insurance. Its an entitlement.







quote:



No, I wanted the best. And that is who I got.



Uhuh. 5 months is not something you can blame on American healthcare - nor hold it out to be illustrative.




Update: More than 2,000,000 americans had lost health insurance through today, because of Obamacare, NBC is reporting. They continue that this is more than 3 times as many people as could have enrolled.

So, once again.

I'm right.

Oh - and the government is delaying relaeasing enrollment figures. Gee what a surprise. The figures that they promised would be available at the end of the month now won't be.

My guess for 225,000 still stands.... Although I think I wildly overestimated it.

(in reply to Phydeaux)
Profile   Post #: 65
RE: Pink Slips for Health Insurance - 10/30/2013 11:14:51 AM   
thompsonx


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Govt 101:

Osha is for workplace safety.
the epa is for protecting the environment. You know. Air quality.


That would be an unsubstantiated opinion.
According to the u.s. government they are overlaping agencies.
Now just what is it that either of these two agencies do that offends you?


AGREEMENT ESTABLISHING AN ALLIANCE
BETWEEN
THE OCCUPATIONAL SAFETY AND HEALTH ADMINISTRATION
U.S. DEPARTMENT OF LABOR
OSHA REGION 6
AND
U.S. ENVIRONMENTAL PROTECTION AGENCY, REGION 6

--------------------------------------------------------------------------------

The Occupational Safety and Health Administration (OSHA) and the U.S. Environmental Protection Agency (EPA) recognize the value of establishing a collaborative relationship to foster safer and more healthful American workplaces (OSHA's primary mission) as well as protect overall human health (EPA's primary mission). OSHA and EPA Region 6's Multimedia Planning and Permitting Division Cumulative Risk Team hereby form an Alliance to share information, guidance, and access to training resources that will help them protect human health and safety, particularly in reducing and preventing exposure to airborne hazards. In developing this Alliance, OSHA and EPA recognize that OSHA's State Plan and Consultation Project partners are an integral part of the OSHA national effort.

OSHA and EPA's Cumulative Risk Team will work together to achieve the following information sharing goals:

EPA will share cumulative risk prioritization and targeting tools and provide training to OSHA staff.


OSHA will share monitoring data collected at facilities within the Region.


OSHA and EPA will work together towards the improvement of emissions inventories.


OSHA and EPA wilt share workplace safety and health curricula on airborne hazards.
OSHA and EPA will work together to achieve the following outreach and communication goals:

Build relationships between EPA and OSHA's Regional and Area Offices to address health and safety issues, including airborne hazards.


Share and disseminate information through print and electronic media, including electronic tools and links from OSHA's and EPA's Web sites.


Convene or participate in formal, round table discussions, or stakeholder meetings on airborne hazard issues to help forge innovative solutions to protect human health at work and at home.
This EPA/OSHA's Alliance will provide both parties an opportunity to participate in a voluntary cooperative relationship of information sharing for purposes such as training and education, outreach and communication and promoting a national dialogue on Improving workplace safety and health. Alliances have proved to be valuable tools for both OSHA and its Alliance partners in the past. By entering into an Alliance, neither OSHA nor EPA are endorsing any of the other party's products or services; nor does either Agency enter into an Alliance with the purpose of promoting a particular party's products or services.

An implementation team made up of representatives of both organizations will meet to develop a plan of action, determine working procedures, and identify the roles and responsibilities of the participants. In addition, they will meet at least quarterly to track and share information on activities and results in achieving the goals of the Alliance.


https://www.osha.gov/dcsp/alliances/regional/reg6/epa_final.html

(in reply to Phydeaux)
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RE: Pink Slips for Health Insurance - 10/30/2013 11:17:18 AM   
thompsonx


Posts: 23322
Joined: 10/1/2006
Status: offline
ORIGINAL: Phydeaux



Continueing to rule by force - and you will continue to have polarization.

All government rules by force. Unless one is sugesting that when the republicrats are in power we are requested to follow the law as opposed to required.



You think the gop is doing it by not passing funding bills. The right knows the statists are doing it by the EVER increasing size of government.

Most anyone with a pulse and a three digit iq could google up and find out that the republicrats have never increased the size of the govt. or not


Healthcare we don't want.

Some would rather die...but they are in the minority.



Epa regs we don't want (or need).

Would those be the ones that might reduce the amount of polution that korporate amerika spews into the atmosphere?


< Message edited by thompsonx -- 10/30/2013 11:19:26 AM >

(in reply to Phydeaux)
Profile   Post #: 67
RE: Pink Slips for Health Insurance - 10/30/2013 12:22:51 PM   
papassion


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If you have supergood FICA scores, you don't have to kiss anyones' ass to get a loan.
and if you have good health, you don't have to spend days and nights desperately trying to get signed up for healthcare. The early numbers the government are shouting as "success" are the people who couldn't buy a regular health insurance, and will be costly to the plan.

(in reply to Phydeaux)
Profile   Post #: 68
RE: Pink Slips for Health Insurance - 10/30/2013 12:27:34 PM   
thompsonx


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Joined: 10/1/2006
Status: offline

quote:

ORIGINAL: papassion

If you have supergood FICA scores, you don't have to kiss anyones' ass to get a loan.
and if you have good health, you don't have to spend days and nights desperately trying to get signed up for healthcare. The early numbers the government are shouting as "success" are the people who couldn't buy a regular health insurance, and will be costly to the plan.



The plan was directed at those who did not have health insurance. Why is it a surprise that those are the ones who would sign up?

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Profile   Post #: 69
RE: Pink Slips for Health Insurance - 10/30/2013 12:51:37 PM   
mnottertail


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Joined: 11/3/2004
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quote:

ORIGINAL: papassion

If you have supergood FICA scores, you don't have to kiss anyones' ass to get a loan.
and if you have good health, you don't have to spend days and nights desperately trying to get signed up for healthcare. The early numbers the government are shouting as "success" are the people who couldn't buy a regular health insurance, and will be costly to the plan.


LOL, Feyeka is not Feeka. And nobody is getting a bank loan to get healthcare. 

_____________________________

Have they not divided the prey; to every man a damsel or two? Judges 5:30


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RE: Pink Slips for Health Insurance - 10/31/2013 12:46:01 PM   
Phydeaux


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New article New York post...

77% of New York State doctors may elect to drop out of medicare due to the requirements of the ACA.

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Profile   Post #: 71
RE: Pink Slips for Health Insurance - 10/31/2013 12:47:59 PM   
Phydeaux


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140,000 minesotans losing health care coverage....


http://www.startribune.com/politics/229978591.html

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Profile   Post #: 72
RE: Pink Slips for Health Insurance - 10/31/2013 4:36:01 PM   
graceadieu


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nm

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Profile   Post #: 73
RE: Pink Slips for Health Insurance - 11/1/2013 4:28:34 AM   
mnottertail


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Many who carried insurance before the enactment of the law in 2010 could be “grandfathered” under their existing terms, assuming no significant changes in their benefits and deductibles since then. The state’s largest private health insurer, Blue Cross and Blue Shield, says it was able to grandfather most of its individual customer base, but that still left about 62,000 facing the effect of the new law.
Blue Cross executive Scott Keefer said that in their letters to policyholders, “we told them we would help make the transition.”
State industry officials emphasize that the old plans are being changed automatically to conform to the new law, not canceled. “The products were all brought up to date to comply with federal rules,” said Eileen Smith, a spokeswoman for the Minnesota Council of Health Plans.
But for those losing their old bare-bones benefits packages, it could mean the same thing. “We won’t be able to sell them those products,” said Marcus Merz, President and Chief Executive Officer at PreferredOne, a state insurance company with about 15,000 affected members.
HealthPartners, one of the three largest insurers in the state, said about 12,400 of its policies will be affected. “We notified members that some changes had to be made to their plan as a result of the law, but that they could renew their policy with those changes,” said Andrea Walsh, executive vice president and chief marketing officer at HealthPartners.
Coleman said about 50,000 Medica customers in Minnesota who buy insurance on their own will be affected.
For buyers on the individual market, the most significant changes are new rules limiting deductibles and requiring “essential health benefits” such as coverage for maternity, chemical dependency treatment and prescription drugs.
Murphy, who is 52, said his current high-deductible plan does not include many of those benefits, and that’s the way he likes it. “They chose not to call it a cancellation, but the bottom line is that policy is no longer available.”
Across the nation, an estimated 10 to 15 million people buy insurance in the individual market, and the GOP has focused on their predicament as a cautionary tale of what they see as the pitfalls of the entire law.

So, they could stay grandfathered but the insurance companies are flushing out the policies.   

Me?  I have had Obamacare since 1972 so.......... 

_____________________________

Have they not divided the prey; to every man a damsel or two? Judges 5:30


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Profile   Post #: 74
RE: Pink Slips for Health Insurance - 11/1/2013 5:32:41 AM   
Phydeaux


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100,000 New Yorkers cancelled...

http://nypost.com/2013/11/01/obamacare-kos-100000-policies-in-new-york-state/

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RE: Pink Slips for Health Insurance - 11/1/2013 5:33:39 AM   
mnottertail


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Yup, the insurance companies are going balls to the wall, getting rid of private insurance as it existed.

_____________________________

Have they not divided the prey; to every man a damsel or two? Judges 5:30


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Profile   Post #: 76
RE: Pink Slips for Health Insurance - 11/2/2013 5:38:03 PM   
Phydeaux


Posts: 4828
Joined: 1/4/2004
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quote:

ORIGINAL: mnottertail

Yup, the insurance companies are going balls to the wall, getting rid of private insurance as it existed.


No - the only thing that has changed is Obama care regulation. Obama care is precisely where the blame should be planted.

Here's another 100,000 people that will lose healthcare:

http://www.kgw.com/lifestyle/health/Cover-Oregon-woes-could-mean-delays-for-sickest-229859541.html


Oops. the article has been edited. Its now 150,000

< Message edited by Phydeaux -- 11/2/2013 5:39:27 PM >

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Profile   Post #: 77
RE: Pink Slips for Health Insurance - 11/3/2013 12:45:02 PM   
Phydeaux


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Seniors being dropped from Medicare Advantage:

The President pledged to protect Medicare benefits.
Related Stories

Kathleen Sebelius apologizes for Obamacare website fiasco while Obama defends law in Boston
Permanent residents who can't get Medicaid or Medicare can purchase Obamacare insurance
Your guide to Medicare: Welcome seniors to open enrollment Oct. 15 to Dec. 7.
Obamacare website still buggy, Health and Human Services making repairs during nights and weekends

Powered by Inform

O bamacare has a new message to seniors: Take two aspirins and find yourself a new doctor in the morning.

Just ask 84-year-old Dorothy Gaillard, a retired book binder and a patient of my father, an Upper East Side primary care physician, for more than two decades.

Gaillard could easily find a doctor near her Queens home, but she dutifully makes a 45-minute schlep to my father’s office for uniquely personal care. He takes her blood pressure himself and even schedules her next appointment, tasks that most doctors shunt off to assistants.

Last Saturday, Gaillard called my father, aghast about a letter she had just received from the Medicare Advantage program of UnitedHealthcare.

Gaillard, one of close to 900,000 aged New Yorkers covered by Medicare Advantage, was informed that my father’s contract was being terminated effective Jan. 1; she would need to find another doctor.

“I couldn’t believe it,” she recalled. “Something ain’t right.”

That something is Obamacare. Due to reductions in funding under the law, the Medicare Advantage programs, in which Medicare provides money for private insurers to cover seniors, have quietly started to cancel the contracts of providers to save money.

Although there was much attention last week to the fact that many health insurance plans purchased on the individual market will be cancelled under Obamacare, the havoc it is wrecking on Medicare Advantage patients and their providers has been barely noticed.

Yet this is exactly what critics of the program have warned, even as its slavish defenders vehemently denied any coming ill effects.

Sen. Marco Rubio (R-Fla.) was pooh-poohed after he said this August that “the chances are that soon [seniors] will open up the mail to the bad news that your Medicare Advantage . . . has been changed in a negative way for you because of Obamacare.”

In order to fund other aspects of the program, Obamacare cuts $717 billion from Medicare over 10 years; $154 billion of that will come from Medicare Advantage.

Citi analyst Carl McDonald warned his clients earlier this year that government payments to Medicare Advantage programs would decrease by 7% or 8% in 2014, proving “enormously disruptive to Medicare Advantage, likely forcing a number of smaller plans out of the business and creating disarray for many seniors.”

McDonald could not be reached for comment, but his warning has come to fruition.

According to New York State Medical Society president Sam Unterricht, UnitedHealthcare is canceling the contracts of 2,100 Medicare Advantage doctors, with nearly 8,000 patients, in the New York metropolitan area.

Brooklyn internist Mitchell Lipton, who has 60 UnitedHealthcare Medical Advantage patients, received a cancellation notice from UnitedHealthcare two weeks ago.

“My reaction was: I hate Obamacare.”

Unterrich, a Brooklyn ophthalmologist, says Empire Blue and Emblem Health are also cutting Medicare Advantage physicians loose, but he does not yet know how many. He wants a congressional investigation.

Nationwide, UnitedHealthcare is canceling 10-15% of its contracts with Medicare Advantage providers.

Back to my father, Herbert Gahr. He voted twice for Barack Obama, and now feels the President has betrayed him. He thought the government health-care program would bring him more patients, not snatch away those already under his care.

The classic adage about good health is “an apple a day keeps the doctor away.”

Elderly New Yorkers beware: The federal Leviathan that is Obamacare is devouring apples; it could soon make your favorite doctor stay away for good.

Read more: http://www.nydailynews.com/opinion/seniors-hurt-obamacare-article-1.1504414#ixzz2jcL0y35U

(in reply to Phydeaux)
Profile   Post #: 78
RE: Pink Slips for Health Insurance - 11/3/2013 12:48:19 PM   
Phydeaux


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So essentially, seniors are being forced *out* of care they liked where they received eyeglasses, hearing aids, and things they actually need

Into regular medicare - that doesn't cover these things; or alternate insurance that must meet the requirements of Obamacare.

You know: abortion coverage, pregnancy coverage, family planning. Etc.


Obamas Takeaway for seniors: Glasses bad. Pregnancy good.

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Profile   Post #: 79
RE: Pink Slips for Health Insurance - 11/3/2013 8:54:10 PM   
Phydeaux


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Its not just money.

Following article details how the heart rending story of how a California woman will be denied access to the doctors that have kept her alive with stage 4 cancer for 7 years.

http://online.wsj.com/news/articles/SB10001424052702304527504579171710423780446

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Profile   Post #: 80
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