freedomdwarf1
Posts: 6845
Joined: 10/23/2012 Status: offline
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quote:
ORIGINAL: RottenJohnny quote:
ORIGINAL: freedomdwarf1 quote:
ORIGINAL: RottenJohnny quote:
ORIGINAL: freedomdwarf1 then quit bitchin about the cost of it!! I don't bitch about the cost of it. I pay cash and it's usually cheaper that way. That was, until someone decided I had pay for insurance for everyone else. Do you pay more than 8% of your net income for complete and full healthcare cover?? And get that same cover if you happen to fall out of work or get sick? I'm willing to bet you pay a shitload more than that for not such good healthcare. Single-payer systems, every single one of them around the world, are cheaper than individual insurance-based healthcare. Do your own research and check the figures. It just so happens that earlier this summer I spent a night in the hospital because of severe dehydration. Obviously, the question of whether or not I had insurance eventually came up. I answered "no" and the person asking the question went on with their business. Because of the symptoms I had, my stay included x-rays, blood draws, medication, and intraveinous fluids. The bill I eventually received was $3500.00 but the hospital offered to reduce it to $2000.00 (almost 50% off) if I payed in full within 30 days, which I did. Before that, the last time I was in a hospital was 6 years ago. Since I make too much money to qualify for subsidies, the cheapest healthcare plan I can find is about $225.00 per month. If I had been paying that for those 6 years I would have spent over $16,000.00 for absolutely nothing. So, from my point of view, I saved around $14,000.00. The majority of which has been collecting interest in a retirement account that I can access if I have a more serious medical bill later on. I'm self-employed so my income goes up and down all the time. But in an average year I'd say I net about $40,000. If 8% of 40k is 3.2k then, no, I don't spend more than 8% of my net and the hospital does whatever I ask. Now, you can throw all kinds of numbers around about all kinds of hypothetical situations but apparently I'm spending less than everyone else using insurance and the only people getting paid are the ones supplying the services. It's not just the insurance premiums and not just for hospital visits - it's everything medical. That includes all deductables, ambulances, cost of every single hospital/clinic/GP visit and the meds and sundries used on those visits. So far, you have been lucky that you are fit and well enough to have used a hospital only once in 6 years. If you think the hospital reduced the charges to only $2,000, they are still making a tidy profit so the rest of the original $3,500 bill is just pure greed profiteering!! Now factor in all those years where you won't be working; either through illness, injury or the fact that you retired. In those 20-30 or more years, one would hope that you don't get too sick or have some nasty accident or recurring/incurable symptom that is going to leave you bankrupt or homeless because of the cost of an insurance-based healthcare system. For single-payer systems, retired and non-working people (including all those under 18) get all this healthcare for free - and I really do mean "free", as in not costing you a single red cent for the remainder of your life (however long that might be). Add up all those numbers over the cost of your lifetime until the day you die. I bet it's a lot more than the $3.2k per year that you'd be contributing for a few years of relatively high income. If your income drops, your contributions also drop. If it falls below the tax threshold, it drops to a big fat zero. Unless you are really really lucky and live a good healthy life then drop dead with no healthcare costs, the chances are that you'll incur more costs than what you paid in under a single-payer system while you were working. So I stress again.... it's not just the cost of hospitals or the premiums - it's anything and everything medical for the whole of your life; not just the here-and-now.
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“If liberty means anything at all, it means the right to tell people what they do not want to hear.” George Orwell, 1903-1950
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