MrRodgers
Posts: 10542
Joined: 7/30/2005 Status: offline
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quote:
ORIGINAL: Musicmystery quote:
ORIGINAL: Sanity quote:
ORIGINAL: Musicmystery quote:
ORIGINAL: Sanity I wonder what a law to make attractive people more equal to ugly people would look like, with a rider penalizing people for being young Obamacare already penalizes health, so thats done ...by bringing others up to healthy lives. He's evil, that man. I didnt write Obama, I wrote Obamacare. Try to pay attention And no, Obamacare literally "redistributes" money from the healthy to the unhealthy Work out, eat right, take proper care of yourself and pay the way for those who dont Look who is finally understanding what insurance is and how it works. Along with the benefits of ensuring people get proper preventative care. Oh, and I do pay attention -- you renamed the ACA "Obamacare"...repeating the anti-Obama talking point. You've been a parrot so long, you don't even notice yourself doing it. All insurance that can work that way...works that way. It is a transfer of risk. Those having less risk pay a smaller premium, those with greater risk pay a higher premium. Before the ACA, the elderly and infirm were priced out of the market...too much risk to satisfy investor greed. It IS that simple. Now they can't but still, the ACA...is a windfall for the health care insurance investor due to the healthy transferring a risk so low purchasers had no intention of doing so...until they did so when there was an emergency...to other premium payers. Presumably those like Sanity would not buy health care insurance at all and transfer his health care risk to others such as those who did have health care insurance. A 'redistribution' to him but only in an emergency. The only time [it] doesn't work that way is the actuarial inability to accurately...assess risk, which is extremely rare but then becomes a blended or averaged risk.
< Message edited by MrRodgers -- 2/6/2015 10:01:13 PM >
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