joether
Posts: 5195
Joined: 7/24/2005 Status: offline
|
quote:
ORIGINAL: Sanity quote:
ORIGINAL: MrRodgers All insurance that can work that way...works that way. It is a transfer of risk. Those having less risk pay a smaller premium, those with greater risk pay a higher premium. Thanks for the backup Ya didnt study the problem...either of you! Insurance was not being placed with 'low amounts' for good health individuals and 'high amounts' for the eldarly or ill. It was being based on a number of criteria: A ) One's gender B ) One's age C ) Ones race D ) Ones current health and the scientific understanding of it The ACA explains what a healthcare policy must have within it, to be grandfathered under the law. Which is why many policies were phased out in insurance companies across the nation. Because of points A, B, and C, and to a minor extent, D. The media failed to explain this information to the general public. In fact, many of them either didnt explain it, or embellished it (i.e. FOX 'news' and fear mongering). That while many Americans suffer with an assortment of low level health conditions (i.e. asthma), they were treated as if they had high level health conditions (i.e. stage 4 cancers). The policies ranged so widely that no one policy was like or exact to any other policy in the nation. So comparing policies was difficult at best, and impossible at worst. quote:
ORIGINAL: Sanity quote:
ORIGINAL: MrRodgers Before the ACA, the elderly and infirm were priced out of the market...too much risk to satisfy investor greed. It IS that simple. No, there was and is Medicare and Medicaid An people were...STILL...being priced out of healthcare insurance. People were....STILL....suffering health conditions that a trip to a doctor's office could fix. Most people who had simple medical problems either went to the emergency room or 'suffered' through it. How does one enjoy liberty when they are suffering? When Massachusetts established healthcare for all US Citizens whom were Mass Citizens, the level of health in the commonwealth rose. Opponents stated it would bankrupt the commonwealth within a year. That people would abuse it. Well....they were wrong. It help lowered the crowding in emergency rooms, so the doctors could treat the ones that...REALLY...needed attention. It helped people visit doctors for an assortment of problems and start working on the conditions. It even helped me get one combat vet in to see a therapist.....BECAUSE....the VA was unable to help him properly (ok, I convinced his folks to do it). Back in 2008, it got me to wondering. How do people in the other 49 handle these sorts of problems? Without resources? Yet, deal with many of the known conditions and problems that plague mankind. Particularly as humans grow older? That conservatives cant acknowledge it, shows a real lack of reality. quote:
ORIGINAL: Sanity quote:
ORIGINAL: MrRodgers Now they can't but still, the ACA...is a windfall for the health care insurance investor due to the healthy transferring a risk so low purchasers had no intention of doing so...until they did so when there was an emergency...to other premium payers. Thats my point, the healthy are penalized under Obamacare Thank you. Also I had forgot to mention the huge transfer of wealth into Obama crony pockets I was once in that 'healthy' category that you so deeply champion, Sanity. Didnt have health coverage, was healthy and exercised every other day. I ate healthy and well. Then an illness developed. The hospital bill for the first emergency room visit was $8,000. Tell me, Sanity, how many 30'somethings have $8,000 just lying around? Did I mention that was the first visit? How about the next three? How many 30 somethings have $40,000 just lying around in their bank account for a rainy day? You live in this complete fantasy world. Its devoid of economics, science, reasoning, common sense, and education. I've destroyed all your arguments in the past, and will destroy them in the future.
|