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RE: Latest news on Obama Care - 1/15/2016 7:41:26 AM   
DominantWrestler


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The problem is when you do get partisan, it's emotion that covers logic, it's the drive to prove oneself right over actually wanting to be right. That is a lot of the root cause of your tensions. Also, choosing topics that can have a common ground identified, like the banks being corrupt or the DuPont cover up being criminal. It is finding and acting on these common grounds where the parties can unite. Combine the lefts desire to correct problems and the rights desire to make sure changes won't have unintended and the world could greatly improve. It's the politicians that benefit from the parties fighting. To paraphrase George Washington's farewell address, no political parties, no standing army outside of war time (militia for domestic defense and navy to prevent piracy), and no long term non economic alliances with foreign nations. The first and last are most important, because by siding with others, many compromise their own ideas and beliefs. Pretty soon it's just conflict of differing sides and the analysis of a zero sum political game makes compromise near impossible

(in reply to Phydeaux)
Profile   Post #: 61
RE: Latest news on Obama Care - 1/24/2016 12:36:12 AM   
Phydeaux


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Ah obamacare, the gift that keeps on giving.

So the news from http://www.bizjournals.com/phoenix/blog/health-care-daily/2016/01/it-aint-over-yet-obamacare-cadillac-tax-coming-to.html?ana=yahoo is that when the cadillac tax is imposed - 73% of all policies will be affected by it.
Thats right.. that 40% surcharge that was only supposed to hit those cadillac plans - will be hitting everyone - including bronze plans.

And if you think they love it now - wait till they're paying 40% more...

(in reply to DominantWrestler)
Profile   Post #: 62
RE: Latest news on Obama Care - 1/24/2016 2:50:51 AM   
Lucylastic


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Things can change a lot in 4 years, phydeaux, so why the hollering that the sky is falling....
its already been pushed forward two years and isnt likely to last that long as it has problems with dems and gop...oh and its hardly news...as most of is is guestimation.



< Message edited by Lucylastic -- 1/24/2016 2:55:51 AM >


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Profile   Post #: 63
RE: Latest news on Obama Care - 1/24/2016 3:03:37 AM   
RottenJohnny


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quote:

ORIGINAL: Lucylastic
Things can change a lot in 4 years, phydeaux, so why the hollering that the sky is falling....
its already been pushed forward two years and isnt likely to last that long it has problems with dems and prps...oh and its hardly news...as most of is is guestimation.

Have you ever known a government, especially the U.S. government, to stay within it's funding estimations for anything? Have you ever known them to charge or spend less than their estimations? I haven't.

It's always worse than they tell us, Lucy.

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(in reply to Lucylastic)
Profile   Post #: 64
RE: Latest news on Obama Care - 1/24/2016 3:15:19 AM   
Lucylastic


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as I said, it was delayed until 2018 and between them they pushed it back to 2020.
If the repubs come up with a plan and win in november, what makes you think it will be standing in any way?
DId you note at the end of the link *ahem* that fido shared??
quote:

But repealing it without replacing it with a workable alternative would mean $87 billion less in federal revenue over a 10-year time period, which represents a large source of funding for the ACA's coverage expansions, according to a report by Robert Wood Johnson Foundation.


Fidos quote also states..
quote:

However, a study by United Benefit Advisors, an independent employee benefits advisory organization, found that by 2020, 50 percent of employers will be subject to the "Cadillac" tax. By 2020 it will hit 73.8 percent of employers, based on a 6 percent trending rate increase compounded each year.

NOT
quote:

73% of all policies will be affected by it.
as he said

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Profile   Post #: 65
RE: Latest news on Obama Care - 1/25/2016 10:07:10 AM   
Phydeaux


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quote:

ORIGINAL: Lucylastic

as I said, it was delayed until 2018 and between them they pushed it back to 2020.
If the repubs come up with a plan and win in november, what makes you think it will be standing in any way?
DId you note at the end of the link *ahem* that fido shared??
quote:

But repealing it without replacing it with a workable alternative would mean $87 billion less in federal revenue over a 10-year time period, which represents a large source of funding for the ACA's coverage expansions, according to a report by Robert Wood Johnson Foundation.


Fidos quote also states..
quote:

However, a study by United Benefit Advisors, an independent employee benefits advisory organization, found that by 2020, 50 percent of employers will be subject to the "Cadillac" tax. By 2020 it will hit 73.8 percent of employers, based on a 6 percent trending rate increase compounded each year.

NOT
quote:

73% of all policies will be affected by it.
as he said



comment deleted.

The cadillac tax is never going to get implimented, as the primary group hurt are democratic constituents.
If a democrat wins - the tax is never implimented
If a repubican wins - obamacare is repealed.



< Message edited by Phydeaux -- 1/25/2016 10:13:52 AM >

(in reply to Lucylastic)
Profile   Post #: 66
RE: Latest news on Obama Care - 1/25/2016 12:03:59 PM   
DominantWrestler


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If the potential consumer protections were not removed, insurance rates would be cheaper like Germany. Germany is doing fine and has had socialized health care for about 130 years, one of the oldest socialized healthcare systems in the world. Problem is Republicans fought tooth and nail so any sort of market regulation could not be put in place, hence the inflation of the market, just Glass-Steagall and derivatives

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Profile   Post #: 67
RE: Latest news on Obama Care - 1/25/2016 4:10:41 PM   
Phydeaux


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quote:

ORIGINAL: DominantWrestler

If the potential consumer protections were not removed, insurance rates would be cheaper like Germany. Germany is doing fine and has had socialized health care for about 130 years, one of the oldest socialized healthcare systems in the world. Problem is Republicans fought tooth and nail so any sort of market regulation could not be put in place, hence the inflation of the market, just Glass-Steagall and derivatives


Direct comparisons between the US and Germany are suspect.

Germans is a much more racially homogenious. Their work ethic is not the same as mainstream US. They don't have slip / fall attorneys gathering ridiculous jury awards.

(in reply to DominantWrestler)
Profile   Post #: 68
RE: Latest news on Obama Care - 1/25/2016 4:22:00 PM   
bounty44


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i always find it instructive that the lefties often say, in response to the republican objections to obamacare "come up with a plan" or "what's the republican plan" or "the republicans don't have a plan."

its smacks of their penchant for having the government involved in order to fix things. among other things, government "intervention" drives and third party payer systems drive up costs.

apart from that over the years republicans have repeatedly offered up solutions to reign in medical costs, the best "plan" might to actually let the free market work.

< Message edited by bounty44 -- 1/25/2016 4:32:51 PM >

(in reply to Phydeaux)
Profile   Post #: 69
RE: Latest news on Obama Care - 1/25/2016 5:50:51 PM   
lamale


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Joined: 3/1/2009
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quote:

ORIGINAL: bounty44

i always find it instructive that the lefties often say, in response to the republican objections to obamacare "come up with a plan" or "what's the republican plan" or "the republicans don't have a plan."

its smacks of their penchant for having the government involved in order to fix things. among other things, government "intervention" drives and third party payer systems drive up costs.

apart from that over the years republicans have repeatedly offered up solutions to reign in medical costs, the best "plan" might to actually let the free market work.


First, there is almost no such thing as a "free market", anywhere. It's a fantasy put forth by those with sufficient wealth and power to rig things to their advantage through bribes, collusion, corporate welfare, "tax breaks", and monopolies, and swallowed whole by people incapable of critical thought.

Examples of powerful entities laughing at "free markets" range from railroads trying through intimidation to stop truckers from hauling freight, to wine retailers bribing politicians through 'donations' to allow collusion to set retail prices, to oil companies and airlines getting together on their prices. There was a period where California exempted insurance companies (of all sorts, including health insurance) from anti-trust regulation and allowed them to share information so they could blackball individuals with pre-existing conditions and set floors on rates. Or how about major sports? Think you could put together a pro baseball or football team and get to join the leagues? Any of those sound 'free market-y' to you?

So yeah, with the exception of things like prostitution and drugs (illegal and unregulated enterprises), there's no 'free market' except in political fantasy. And some people want to go back to the despicable state we were in before, where if you lost your job and health insurance, and were, say, a diabetic, you could NEVER get insurance from anyone again because you had a pre-existing condition of being diabetic.

I can't understand why people are still beating their chests about this. The republican politicians, gutless cowards to the last man and woman, do not have the balls to take ACA health insurance away from 35 million people now that they have it, and they have absolutely no idea of what to replace it with except going back to the horrid way things were. Those 48 times the republican sheep in congress tried a vote to repeal the ACA while praying that it wouldn't pass were living proof of Einstein's observation that insanity was doing the same thing over and over and expecting a different result.

It's done. People opposed to the ACA need to move on to screaming about repealing gay marriage laws, or pro-choice abortion laws, or not keeping the brain-dead alive indefinitely laws, or putting prayer back in school laws, or any of the dozens of other utterly insane social issues republican politicians promise their voters but somehow fail to EVER deliver after getting elected. EVER.

Socially, the majority in the country have had enough of both republicans and republican-lite politicians masquerading as democrats, and are moving left, especially the young. Social change in a democracy is always brought about by the young. They are a powerful force.

Stock up on antacid - you'll be needing it.

(in reply to bounty44)
Profile   Post #: 70
RE: Latest news on Obama Care - 1/25/2016 6:41:48 PM   
Lucylastic


Posts: 40310
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quote:

ORIGINAL: lamale


quote:

ORIGINAL: bounty44

i always find it instructive that the lefties often say, in response to the republican objections to obamacare "come up with a plan" or "what's the republican plan" or "the republicans don't have a plan."

its smacks of their penchant for having the government involved in order to fix things. among other things, government "intervention" drives and third party payer systems drive up costs.

apart from that over the years republicans have repeatedly offered up solutions to reign in medical costs, the best "plan" might to actually let the free market work.


First, there is almost no such thing as a "free market", anywhere. It's a fantasy put forth by those with sufficient wealth and power to rig things to their advantage through bribes, collusion, corporate welfare, "tax breaks", and monopolies, and swallowed whole by people incapable of critical thought.

Examples of powerful entities laughing at "free markets" range from railroads trying through intimidation to stop truckers from hauling freight, to wine retailers bribing politicians through 'donations' to allow collusion to set retail prices, to oil companies and airlines getting together on their prices. There was a period where California exempted insurance companies (of all sorts, including health insurance) from anti-trust regulation and allowed them to share information so they could blackball individuals with pre-existing conditions and set floors on rates. Or how about major sports? Think you could put together a pro baseball or football team and get to join the leagues? Any of those sound 'free market-y' to you?

So yeah, with the exception of things like prostitution and drugs (illegal and unregulated enterprises), there's no 'free market' except in political fantasy. And some people want to go back to the despicable state we were in before, where if you lost your job and health insurance, and were, say, a diabetic, you could NEVER get insurance from anyone again because you had a pre-existing condition of being diabetic.

I can't understand why people are still beating their chests about this. The republican politicians, gutless cowards to the last man and woman, do not have the balls to take ACA health insurance away from 35 million people now that they have it, and they have absolutely no idea of what to replace it with except going back to the horrid way things were. Those 48 times the republican sheep in congress tried a vote to repeal the ACA while praying that it wouldn't pass were living proof of Einstein's observation that insanity was doing the same thing over and over and expecting a different result.

It's done. People opposed to the ACA need to move on to screaming about repealing gay marriage laws, or pro-choice abortion laws, or not keeping the brain-dead alive indefinitely laws, or putting prayer back in school laws, or any of the dozens of other utterly insane social issues republican politicians promise their voters but somehow fail to EVER deliver after getting elected. EVER.

Socially, the majority in the country have had enough of both republicans and republican-lite politicians masquerading as democrats, and are moving left, especially the young. Social change in a democracy is always brought about by the young. They are a powerful force.

Stock up on antacid - you'll be needing it.

I cant say it better than this..
Good post

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(in reply to lamale)
Profile   Post #: 71
RE: Latest news on Obama Care - 1/25/2016 10:31:55 PM   
MrRodgers


Posts: 10542
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quote:

ORIGINAL: Phydeaux


quote:

ORIGINAL: DominantWrestler

If the potential consumer protections were not removed, insurance rates would be cheaper like Germany. Germany is doing fine and has had socialized health care for about 130 years, one of the oldest socialized healthcare systems in the world. Problem is Republicans fought tooth and nail so any sort of market regulation could not be put in place, hence the inflation of the market, just Glass-Steagall and derivatives


Direct comparisons between the US and Germany are suspect.

Germans is a much more racially homogenious. Their work ethic is not the same as mainstream US. They don't have slip / fall attorneys gathering ridiculous jury awards.

Tort awards for accidental coverage is 2-3% of all medical payouts in the US. Tort reform was enacted in Texas and malpractice insurance rates did not go down. Canada has limited tort payouts and to my knowledge...Germany does too. I'd very curious to learn just what race and work ethic have to do with it.

Repubs will keep some form of the ACA to pander to the insurance industry and the medical industrial complex. The ACA mandates medical insurance, so it mandates some very nice profits...don't forget.

< Message edited by MrRodgers -- 1/25/2016 10:34:11 PM >


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Under capitalism, man exploits man. Under communism, it's just the opposite.
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(in reply to Phydeaux)
Profile   Post #: 72
RE: Latest news on Obama Care - 1/25/2016 10:42:39 PM   
Phydeaux


Posts: 4828
Joined: 1/4/2004
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quote:

ORIGINAL: lamale


quote:

ORIGINAL: bounty44

i always find it instructive that the lefties often say, in response to the republican objections to obamacare "come up with a plan" or "what's the republican plan" or "the republicans don't have a plan."

its smacks of their penchant for having the government involved in order to fix things. among other things, government "intervention" drives and third party payer systems drive up costs.

apart from that over the years republicans have repeatedly offered up solutions to reign in medical costs, the best "plan" might to actually let the free market work.


First, there is almost no such thing as a "free market", anywhere.


The fact that you can quote innumerable examples of government interference into the free market is, in fact, not evidence that a free market doesn't exist.
The fact that nothing exists in a perfect, pure state does not alter the truth of bounty's statement that perhaps allowing the free markets to work, as opposed to the government non-solution as a viable and probably preferable option.

5 years later- and obamacare is as unpopular as its ever been. 5 Major portions of it have been repealed. Others have been delayed. With the delay of the cadillac tax, the deficit will expand another 60 billion dollars.

quote:


I can't understand why people are still beating their chests about this.


If you don't understand it - perhaps you should study up a bit more.

Off the top of my head
a). Because it increased the insurance costs for the people not actually getting subsidies.
b). Religious people are offended because of the mandatory abortion coverage. Please don't insult my intelligence with a fig leaf.
c). Libertarians are upset because of the increased role of the government in people's lives.
d) Doctors are upset because after spending 350K for medical school, private practices are disappearing; considation of hospitals and test facilities are occuring. Don't like big banks? Why would you make big health.


As for being a done deal.. in a pigs ass.

Trump has said he will sign a bill rescinding it. Republicans have voted to repeal it 68 times - and should they retain house and senate - which polls say they will, a mere 51 votes will rescind. Repeal it just as the democrats passed it. Cruz has also said he would repeal.

Finally, even if none of that happens - enrollments have declined by 100,000K. Young people are not signing up and premiums are up by double digits. Classic death spiral. United Healthcare - one of the biggest insurance vendors is dropping out of the market, because it lost too much money.

quote:


Socially, the majority in the country have had enough of both republicans and republican-lite politicians masquerading as democrats, and are moving left,


Got a cite for that...?

< Message edited by Phydeaux -- 1/25/2016 10:43:00 PM >

(in reply to lamale)
Profile   Post #: 73
RE: Latest news on Obama Care - 1/25/2016 10:45:12 PM   
MrRodgers


Posts: 10542
Joined: 7/30/2005
Status: offline
quote:

ORIGINAL: Lucylastic


quote:

ORIGINAL: lamale


quote:

ORIGINAL: bounty44

i always find it instructive that the lefties often say, in response to the republican objections to obamacare "come up with a plan" or "what's the republican plan" or "the republicans don't have a plan."

its smacks of their penchant for having the government involved in order to fix things. among other things, government "intervention" drives and third party payer systems drive up costs.

apart from that over the years republicans have repeatedly offered up solutions to reign in medical costs, the best "plan" might to actually let the free market work.


First, there is almost no such thing as a "free market", anywhere. It's a fantasy put forth by those with sufficient wealth and power to rig things to their advantage through bribes, collusion, corporate welfare, "tax breaks", and monopolies, and swallowed whole by people incapable of critical thought.

Examples of powerful entities laughing at "free markets" range from railroads trying through intimidation to stop truckers from hauling freight, to wine retailers bribing politicians through 'donations' to allow collusion to set retail prices, to oil companies and airlines getting together on their prices. There was a period where California exempted insurance companies (of all sorts, including health insurance) from anti-trust regulation and allowed them to share information so they could blackball individuals with pre-existing conditions and set floors on rates. Or how about major sports? Think you could put together a pro baseball or football team and get to join the leagues? Any of those sound 'free market-y' to you?

So yeah, with the exception of things like prostitution and drugs (illegal and unregulated enterprises), there's no 'free market' except in political fantasy. And some people want to go back to the despicable state we were in before, where if you lost your job and health insurance, and were, say, a diabetic, you could NEVER get insurance from anyone again because you had a pre-existing condition of being diabetic.

I can't understand why people are still beating their chests about this. The republican politicians, gutless cowards to the last man and woman, do not have the balls to take ACA health insurance away from 35 million people now that they have it, and they have absolutely no idea of what to replace it with except going back to the horrid way things were. Those 48 times the republican sheep in congress tried a vote to repeal the ACA while praying that it wouldn't pass were living proof of Einstein's observation that insanity was doing the same thing over and over and expecting a different result.

It's done. People opposed to the ACA need to move on to screaming about repealing gay marriage laws, or pro-choice abortion laws, or not keeping the brain-dead alive indefinitely laws, or putting prayer back in school laws, or any of the dozens of other utterly insane social issues republican politicians promise their voters but somehow fail to EVER deliver after getting elected. EVER.

Socially, the majority in the country have had enough of both republicans and republican-lite politicians masquerading as democrats, and are moving left, especially the young. Social change in a democracy is always brought about by the young. They are a powerful force.

Stock up on antacid - you'll be needing it.

I cant say it better than this..
Good post

Been saying that here (everywhere) for years kinkroids. Free market capitalism is THE economic oxymoron of all time. Banking both retail depository and investment, stock markets, energy, medicine, agric., lumber, diary, ethanol, paper, cable TV, Sports both college and pro, and one could really go on and on with a little research. In fact, not only are they not free markets, most are subsidized in one way or another, many with direct cash payouts from Uncle Sam.

Then there is the pentagon/CIA/NSA $2 billion/day 24/7, money hole.

< Message edited by MrRodgers -- 1/25/2016 10:57:16 PM >


_____________________________

You can be a murderous tyrant and the world will remember you fondly but fuck one horse and you will be a horse fucker for all eternity. Catherine the Great

Under capitalism, man exploits man. Under communism, it's just the opposite.
J K Galbraith

(in reply to Lucylastic)
Profile   Post #: 74
RE: Latest news on Obama Care - 1/27/2016 12:35:25 AM   
Phydeaux


Posts: 4828
Joined: 1/4/2004
Status: offline
quote:

ORIGINAL: MrRodgers



Repubs will keep some form of the ACA to pander to the insurance industry and the medical industrial complex. The ACA mandates medical insurance, so it mandates some very nice profits...don't forget.


So nice that united healthcare is leaving the marketplace after losing 171 million dollars....

(in reply to MrRodgers)
Profile   Post #: 75
RE: Latest news on Obama Care - 1/27/2016 5:03:25 AM   
bounty44


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Joined: 11/1/2014
Status: offline
a very thoughtful article on the free market and healthcare:

http://www.theatlantic.com/business/archive/2012/03/liberals-are-wrong-free-market-health-care-is-possible/254648/

and if I can pick up a little on arrow's #2 objection: "Barriers to entry. Arrow notes that you can't just set up shop on the side of a road and practice medicine: you must have a license to be a physician, and gaining that license requires years of expensive schooling and training. As a result of this constraint on the supply of physicians, there is a constraint on the supply of medical services."

ive mentioned this before and it didn't get much traction. the professional/academic governing bodies in medicine relatively strictly limit the amount of schools that can confer medical degrees, thus by extension, limiting the amount of people who can become doctors. the "constraint" arrow mentions above is more or less artificially or even somewhat arbitrarily created.

if there were more medical schools, there would be more doctors. more doctors means competition (bad word for liberals I know) in the market, which drives prices down while at the same time, encourages and leads to better quality.

(in reply to Phydeaux)
Profile   Post #: 76
RE: Latest news on Obama Care - 1/27/2016 6:45:28 AM   
mnottertail


Posts: 60698
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competition is not a bad word for liberals, the hue and cry of the nutsuckers is monopoly and corporate catamite-ism.

break up the corporations and allow competition, instead of nutsucker legislated corporate welfare, externalities, and monopolies.



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(in reply to bounty44)
Profile   Post #: 77
RE: Latest news on Obama Care - 1/27/2016 6:57:21 AM   
Phydeaux


Posts: 4828
Joined: 1/4/2004
Status: offline

quote:

ORIGINAL: bounty44

a very thoughtful article on the free market and healthcare:

http://www.theatlantic.com/business/archive/2012/03/liberals-are-wrong-free-market-health-care-is-possible/254648/

and if I can pick up a little on arrow's #2 objection: "Barriers to entry. Arrow notes that you can't just set up shop on the side of a road and practice medicine: you must have a license to be a physician, and gaining that license requires years of expensive schooling and training. As a result of this constraint on the supply of physicians, there is a constraint on the supply of medical services."

ive mentioned this before and it didn't get much traction. the professional/academic governing bodies in medicine relatively strictly limit the amount of schools that can confer medical degrees, thus by extension, limiting the amount of people who can become doctors. the "constraint" arrow mentions above is more or less artificially or even somewhat arbitrarily created.

if there were more medical schools, there would be more doctors. more doctors means competition (bad word for liberals I know) in the market, which drives prices down while at the same time, encourages and leads to better quality.



I remember a few years back, doctors were concerned about too many doctors lowering the salary of doctors. So they lowered the numbers of scholarships available from the AMA...

(in reply to bounty44)
Profile   Post #: 78
RE: Latest news on Obama Care - 1/27/2016 7:30:02 AM   
bounty44


Posts: 6374
Joined: 11/1/2014
Status: offline
very much in keeping with what im talking about yes...

and as to vile critter parts "liberals don't dislike competition?" ---no im not talking about monopolistic entities but rather competition in general

that's why liberals have the well earned reputation of seeking equality of outcomes as opposed to equality of opportunities, right?

you know, like how everyone in youth sports gets a trophy right? and official rules don't allow for score keeping? cant have winners and losers or set people with more excellence apart from others.

and they are all for competitive alternatives to public school education? (government monopolies are okay though right?)

or they try to stifle speech they don't like, rather than have them compete in the marketplace of ideas?

or when people compete for jobs, its not always the most qualified who gets it, head to head on the merits, but rather the one whose skin color or gender matters more.

or they support social/political ideologies (communism and socialism) where competition is minimized if not eliminated altogether.

are there other mitigating factors involved in those instances than just competition, yes, but its pretty hard to tease them all apart when the competition strain runs through so many things that liberals meddle with.


< Message edited by bounty44 -- 1/27/2016 7:43:23 AM >

(in reply to Phydeaux)
Profile   Post #: 79
RE: Latest news on Obama Care - 1/27/2016 8:04:06 AM   
WickedsDesire


Posts: 9362
Joined: 11/4/2015
Status: offline
I see many people here use the word liberal in the manner the sick should die/suffer. This is what it boils down too. Your minds are fractured therefore you should give me all your cash and then have the pox visit thee

I wonder many things eg
bow shock wave ref to milkyway
I wonder how many people thought bloody liberals before the crash
I always remember when mother Theresa visited the USA and the welcoming she got from arrogant fuckers in office..there are things even my ilness does not let me forget and that one is r ight up there animals - well some of you.

Liberal defi why bother wicked

is it muffin time yet?

in god we trust - are you sure you should really bother with 50% pf the people on here wicked what did god charge?

(in reply to bounty44)
Profile   Post #: 80
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