Lies your president told you about Obamacare (Full Version)

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Phydeaux -> Lies your president told you about Obamacare (3/28/2016 9:13:01 AM)

1. If you like your insurance, you can keep it. Meanwhile, publishing statistics that revealed that up to 80% of Americans will lose their health insruance.
2. "health care premiums are @2600 cheaper."The president’s claim that job-based family coverage costs less than it would had he refrained from meddling with health care flunks the laugh test. Employer-based health insurance premiums have continued to rise unabated. And, as the Kaiser Family Foundation reports, “Since 2010, both the share of workers with deductibles and the size of those deductibles have increased sharply. These two trends together result in a 67 percent increase in deductibles since 2010.”
3. "health care price increases are slowing". According to a report produced by his own health care bureaucrats, the slowdown to which he refers began before the “reform” law was passed. In reality, Obamacare actually reversed the trend: “In 2014, U.S. health care spending increased 5.3 percent following growth of 2.9 percent in 2013 … The faster growth experienced in 2014 was primarily due to the major coverage expansions under the Affordable Care Act.
4. "dramatic cuts to the rates of uninsured". In 2009 Obama pushed the idea of healthcare saying 30 million people don't have health insurance.
As of 2016, more than a trillion dollars has been spent, and 27 million people don't have health insurance.
5. "Under our plan, no federal dollars will be used to fund abortion". But in 2014, the GAO discovered 1,036 Obama care plans broke federal law by funding abortion.


etc etc. Ad nauseum. http://spectator.org/articles/65893/obamacare-six-legacy-deception




mnottertail -> RE: Lies your president told you about Obamacare (3/28/2016 9:39:50 AM)

ad nauseam. It means to nausea. It does not mean to nauseu.




bounty44 -> RE: Lies your president told you about Obamacare (3/28/2016 3:59:06 PM)

i suppose picking up on a spelling error is much better than nutsuckering, asswiping, felching and slobberblogging.

in the meantime, imagine if our shyster president where not the president, but were instead a salesman (gee, he was kinda that wasn't he?) or an agent supposedly acting on our behalf (gee he was kinda that too wasn't he?), he would have been sued for fraudulent misrepresentation.




AGuyNamedDave -> RE: Lies your president told you about Obamacare (3/28/2016 4:12:02 PM)

And just exactly what did the GOP have to offer in terms of anything resembling a change to the screwed-up healthcare system in the US?

The ACA is far from great (barely even "good") but until Congress can get its head out of its collective ass and create some thing better we're pretty much stuck with it.

Whining about it at this point is like a 5yo throwing a tantrum.






AtUrCervix -> RE: Lies your president told you about Obamacare (3/28/2016 4:53:53 PM)

quote:

ORIGINAL: Phydeaux

1. If you like your insurance, you can keep it. Meanwhile, publishing statistics that revealed that up to 80% of Americans will lose their health insruance.
2. "health care premiums are @2600 cheaper."The president’s claim that job-based family coverage costs less than it would had he refrained from meddling with health care flunks the laugh test. Employer-based health insurance premiums have continued to rise unabated. And, as the Kaiser Family Foundation reports, “Since 2010, both the share of workers with deductibles and the size of those deductibles have increased sharply. These two trends together result in a 67 percent increase in deductibles since 2010.”
3. "health care price increases are slowing". According to a report produced by his own health care bureaucrats, the slowdown to which he refers began before the “reform” law was passed. In reality, Obamacare actually reversed the trend: “In 2014, U.S. health care spending increased 5.3 percent following growth of 2.9 percent in 2013 … The faster growth experienced in 2014 was primarily due to the major coverage expansions under the Affordable Care Act.
4. "dramatic cuts to the rates of uninsured". In 2009 Obama pushed the idea of healthcare saying 30 million people don't have health insurance.
As of 2016, more than a trillion dollars has been spent, and 27 million people don't have health insurance.
5. "Under our plan, no federal dollars will be used to fund abortion". But in 2014, the GAO discovered 1,036 Obama care plans broke federal law by funding abortion.


etc etc. Ad nauseum. http://spectator.org/articles/65893/obamacare-six-legacy-deception


What's even more hilarious is....all the folks who believe their health care costs have fallen or, only risen slightly, but haven't done the math of "my deductible rose from 500 bucks a year to 4,000 bucks a year and my copays have doubled as well!!!".

It's as if only a lucky few could afford to buy gasoline for our cars and then one day, the feds said...."okay....here's the deal.....gas is no longer going to cost 3 bucks a gallon......as of next Tuesday, it's gonna be 2 bucks a gallon....forever.....so....vote for me" (And of course....they did).

Then on Tuesday....as promised.....it was in fact.....2 bucks a gallon.

But....they conveniently left out the part where.....before you get 2 dollar a gallon gas, you have to first pay the annual fee of $4,000.00 (your deductible) after which....you can have all the 2 dollar gas you can carry.

For me....no big....I know how to use a calculator....I did the math 3 years before it became law....pretty simple stuff....you can't raise the lifetime coverage to infinity (from a standard 1 million) and eliminate pre-existing conditions coverage, among multiple other mandates....and get it for the same price.

It's not terribly complicated stuff.

I'm just still amazed that anyone is (still) shocked by the actual cost to individuals, all items included.




Real0ne -> RE: Lies your president told you about Obamacare (3/28/2016 5:02:18 PM)


quote:

ORIGINAL: AGuyNamedDave

And just exactly what did the GOP have to offer in terms of anything resembling a change to the screwed-up healthcare system in the US?

The ACA is far from great (barely even "good") but until Congress can get its head out of its collective ass and create some thing better we're pretty much stuck with it.

Whining about it at this point is like a 5yo throwing a tantrum.






they were smart enough not to make it worse. socialized health cant work in a crookocratic nation, at least not very well.




MasterJaguar01 -> RE: Lies your president told you about Obamacare (3/28/2016 5:03:47 PM)


quote:

ORIGINAL: AGuyNamedDave

And just exactly what did the GOP have to offer in terms of anything resembling a change to the screwed-up healthcare system in the US?

The ACA is far from great (barely even "good") but until Congress can get its head out of its collective ass and create some thing better we're pretty much stuck with it.

Whining about it at this point is like a 5yo throwing a tantrum.






What did the GOP do? Make sure the insurance lobby was taken care of (and the drug lobby).

1. If you like your insurance, you i]can keep it. Meanwhile, publishing statistics that revealed that up to 80% of Americans will lose their health insruance.


This is pure nonsense. "Statistics revealed that up to 80% WILL lose their Health Insurance"????

Not sure how they are calculating and predicting that???? Plans come and plans go. They have before the ACA and during. It was incredibly stupid for Obama to promise that. Neither he, nor the ACA has the authority to force plans to exist or not exist. (Nor did he before the ACA). (And BTW: Even plans that don't qualify for the mandate are legally allowed to exist). The payers make these decisions.

Most of the Sean Hannity, doomsday stuff was thoroughly debunked

2. "health care premiums are @2600 cheaper."The president’s claim that job-based family coverage costs less than it would had he refrained from meddling with health care flunks the laugh test. Employer-based health insurance premiums have continued to rise unabated. And, as the Kaiser Family Foundation reports, “Since 2010, both the share of workers with deductibles and the size of those deductibles have increased sharply. These two trends together result in a 67 percent increase in deductibles since 2010.”
Another ill-advised comment. Not sure where he got that figure.

3. "health care price increases are slowing". According to a report produced by his own health care bureaucrats, the slowdown to which he refers began before the “reform” law was passed. In reality, Obamacare actually reversed the trend: “In 2014, U.S. health care spending increased 5.3 percent following growth of 2.9 percent in 2013 … The faster growth experienced in 2014 was primarily due to the major coverage expansions under the Affordable Care Act.
The rates are slowing, if you take the 50 year view :)


A quote from factcheck, which in turn, quotes Kaiser Family Foundation:

Most Americans — 48 percent of the population — have insurance through their workplaces. Employer-sponsored premiums for family plans went up 3.8 percent on average in 2013, according to the Kaiser Family Foundation’s annual employer health benefits survey. Since the ACA was passed in 2010, those premiums have gone up 5.9 percent on average per year, while in the five years before the ACA, premiums went up 4.8 percent on average per year. Not exactly “skyrocketing.”
Overall national health care spending is growing at historically low rates. President Obama has boasted that “health care costs overall are actually going up more slowly over the last three years than in the last 50,” which is true. From 2009 to 2012, the growth has been under 4 percent per year. Drew Altman, CEO of the Kaiser Family Foundation, wrote in September 2012 of the slow recent growth in both premiums and spending: “These are strikingly low numbers to those of us who have been studying health costs for a long time.”


4. "dramatic cuts to the rates of uninsured". In 2009 Obama pushed the idea of healthcare saying 30 million people don't have health insurance.
As of 2016, more than a trillion dollars has been spent, and 27 million people don't have health insurance.
Uninsured % has been about flat. It's true.

5. "Under our plan, no federal dollars will be used to fund abortion". But in 2014, the GAO discovered 1,036 Obama care plans broke federal law by funding abortion.

I have seen a lot of plans in my day. I have never seen one that will cover an elective abortion. (Maybe to save the life of the mother?)

One good thing the ACA has done, has gotten providers and patients together, to come up with ways to bypass fee-for-service. Now we have ACO's, CIN's and Direct Primary Care. I remember watching Huckabee's show (yep I watched it a few times). He went on his usual Obama-bashing rant, and then had 2 providers on his show to ask them how they were impacted by ACA.

They both said, they had a program for Direct Primary Care. As soon, as one of them said, "and it satisfies the Obamacare mandate" Huckabee was at a loss for words. His whole premise was dead. It was hilarious watching him squirm through the rest of the interview.


Bottom line, we could have GOTTEN to the good thing above if Democrats and Republicans worked together on it.

Instead, we have the ACA, which is another in a long line of stupid Republican ideas.




MasterJaguar01 -> RE: Lies your president told you about Obamacare (3/28/2016 5:05:35 PM)


quote:

ORIGINAL: Real0ne


quote:

ORIGINAL: AGuyNamedDave

And just exactly what did the GOP have to offer in terms of anything resembling a change to the screwed-up healthcare system in the US?

The ACA is far from great (barely even "good") but until Congress can get its head out of its collective ass and create some thing better we're pretty much stuck with it.

Whining about it at this point is like a 5yo throwing a tantrum.






they were smart enough not to make it worse. socialized health cant work in a crookocratic nation, at least not very well.



No they weren't. They made it WAYYYY worse.




MasterJaguar01 -> RE: Lies your president told you about Obamacare (3/28/2016 5:10:14 PM)

FR.

Just a note... When I switched jobs, the coverage offered by my new employer was free for me, but if I put my kids on it, it was $978/mo.

I found a plan on the exchange (A silver plan from the largest insurer here for $589/mo).

Do I look at this as an ACA win? NO. I think premiums will continue to go up as long as fee-for-service is king. The inflation in the employer-coverage market is a result of the inflation of the individual market. Until ACO's and CIN's are everywhere, the employer-coverage will get higher and higher, and people like me will look on the exchanges.




Greta75 -> RE: Lies your president told you about Obamacare (3/28/2016 5:26:34 PM)

FR

Personally, if they just one insurance provider at a countrywide level to provide standard health insurance across the entire country.

One provider having the masses, will definitely greatly reduce health insurances cost, and that would solve that everybody gets health care issue. Get all the insurer's to bid for this country wide deal, and everyone will be fighting tooth and nail for it, and giving the best deals.

Also need to make it compulsory for everybody to be on this.

It's all these insurance at state level, that doesn't work. For insurance to be cheap, they need guaranteed masses to make it cheap.




MasterJaguar01 -> RE: Lies your president told you about Obamacare (3/28/2016 5:33:17 PM)

quote:

ORIGINAL: Greta75

FR

Personally, if they just one insurance provider at a countrywide level to provide standard health insurance across the entire country.

One provider having the masses, will definitely greatly reduce health insurances cost, and that would solve that everybody gets health care issue. Get all the insurer's to bid for this country wide deal, and everyone will be fighting tooth and nail for it, and giving the best deals.

Also need to make it compulsory for everybody to be on this.

It's all these insurance at state level, that doesn't work. For insurance to be cheap, they need guaranteed masses to make it cheap.



Wow. Greta75 is advocating for a mandated single-payer system.

Problems with that:

1) How does one make it compulsory? What if people can't afford it?
2) Your point about economy-of-scale could be true for the payer side. Is this a PRIVATE payer? What is to stop them from using their monopoly to drive up premiums? Is this a Government payer? How do you control costs? It doesn't do anything for the provider side. Hospitals continue to charge what they want ($80/pill for aspirin). Facility fees are now around $600/hr (in the ED)

As John Kasich rightly points out with the ACA, it doesn't control costs.




Greta75 -> RE: Lies your president told you about Obamacare (3/28/2016 5:44:16 PM)

quote:

ORIGINAL: MasterJaguar01
1) How does one make it compulsory? What if people can't afford it?

I think it will be so cheap that everyone can afford it. Something like just $240 per annum or something, which is what we pay here. We only got 7 million people. You guys got like shitloads more to share the load, it should be much cheaper.
Those below poverty line, well, that is what welfare funds is for. Take care of those. It's a tiny sum.
quote:

Your point about economy-of-scale could be true for the payer side. Is this a PRIVATE payer? What is to stop them from using their monopoly to drive up premiums? Is this a Government payer? How do you control costs? It doesn't do anything for the provider side. Hospitals continue to charge what they want ($80/pill for aspirin). Facility fees are now around $600/hr (in the ED)

In my country, the government chosen health insurer is forbidden to change the premium regardless how bad the claims are. So anyway, it's all about the contract right? What terms you want to have in the contract. For an insurer to raise their price, they need to submit their reason why and why is it necessary for government approval, AS they are the sole provider for the whole nation, so the government can choose to ditch them for a new provider who can maintain the same price, or if the price hike is seriously necessary due to inflation, then move accordingly.

Yea, the government need to seriously step in and put out some information there as guidelines. In my country, there are pricing on our Ministry of Health website, on what is reasonable rates to be paying for each type of surgeries or whatever. And it serves as a good guide. People will know if they are being over-charged or not. Naturally providers will follow government recommended prices as those who do not, loses business.

But in my country, someone who charges $80 a asprin will lose their medical license.

I mean you can get asprin from any pharmacy or even 7/11 for like 2bux for a whole pack of 12. If a hospital charges $80. They are in trouble.

They need to charge reasonable market rate.





MasterJaguar01 -> RE: Lies your president told you about Obamacare (3/28/2016 5:52:15 PM)


quote:

ORIGINAL: Greta75

quote:

ORIGINAL: MasterJaguar01
1) How does one make it compulsory? What if people can't afford it?

I think it will be so cheap that everyone can afford it. Something like just $240 per annum or something, which is what we pay here. We only got 7 million people. You guys got like shitloads more to share the load, it should be much cheaper.
Those below poverty line, well, that is what welfare funds is for. Take care of those. It's a tiny sum.
quote:

Your point about economy-of-scale could be true for the payer side. Is this a PRIVATE payer? What is to stop them from using their monopoly to drive up premiums? Is this a Government payer? How do you control costs? It doesn't do anything for the provider side. Hospitals continue to charge what they want ($80/pill for aspirin). Facility fees are now around $600/hr (in the ED)

In my country, the government chosen health insurer is forbidden to change the premium regardless how bad the claims are. So anyway, it's all about the contract right? What terms you want to have in the contract. For an insurer to raise their price, they need to submit their reason why and why is it necessary for government approval, AS they are the sole provider for the whole nation, so the government can choose to ditch them for a new provider who can maintain the same price, or if the price hike is seriously necessary due to inflation, then move accordingly.

Yea, the government need to seriously step in and put out some information there as guidelines. In my country, there are pricing on our Ministry of Health website, on what is reasonable rates to be paying for each type of surgeries or whatever. And it serves as a good guide. People will know if they are being over-charged or not. Naturally providers will follow government recommended prices as those who do not, loses business.

But in my country, someone who charges $80 a asprin will lose their medical license.

I mean you can get asprin from any pharmacy or even 7/11 for like 2bux for a whole pack of 12. If a hospital charges $80. They are in trouble.

They need to charge reasonable market rate.




In your country, medicine isn't a pure profit center. Here it is. Hospitals, and providers feel entitled to milk every $$$ they can out of it. Providers here make the 3rd highest in the world. Hospitals charge what they do, because they can. They call it "cost shifting", but it is gouging.

I know the healthcare space very well, as I have worked for a payer and several hospitals.




Greta75 -> RE: Lies your president told you about Obamacare (3/28/2016 5:57:34 PM)


quote:

ORIGINAL: MasterJaguar01
In your country, medicine isn't a pure profit center. Here it is. Hospitals, and providers feel entitled to milk every $$$ they can out of it. Providers here make the 3rd highest in the world. Hospitals charge what they do, because they can. They call it "cost shifting", but it is gouging.

I know the healthcare space very well, as I have worked for a payer and several hospitals.

That's really something the government needs to do something about, either by working on a site to do comparision of prices among all the hospitals or whatever, so people can reference and go for the most well priced one, and including recommended pricing. I think the soft way going about this is doing it gently.

Like our government has website for people to compare insurance premiums across all providers with similar benefits, for not just health, but life and things like that. The providers know they will become most popular IF they are ranked the cheapest in those government website, so they lower their price.


And regardless what, same insurer for entire country, compared to state by state, will definitely still be much cheaper than doing it state to state, like obama care is doing now. You get providers going bankrupt and all these nonsense.

Insurance with health care needs serious masses to sustain and keep prices low.




Greta75 -> RE: Lies your president told you about Obamacare (3/28/2016 6:06:32 PM)

It's also ironic that American has the most unhealthy food in the world, and unhealthy portions, and yet their healthcare is the most overpriced in the entire universe, despite how badly it's needed by people who live on bad diet.
Something is all wrong about that!
The government needs to do something.




MasterBrentC -> RE: Lies your president told you about Obamacare (3/28/2016 6:17:32 PM)

It still amazes me (I don't know why) that the dumbocrats want to blame the G.O.P. for Obamacare. They didn't have the votes to stop it and not a single G.O.P. member of Congress voted for it. So, for the disaster that the A.C.A. is and has become, it's all on the hands of the dumbocrats. Own it.




thompsonx -> RE: Lies your president told you about Obamacare (3/28/2016 6:26:42 PM)


ORIGINAL: MasterBrentC

It still amazes me (I don't know why) that the dumbocrats want to blame the G.O.P. for Obamacare. They didn't have the votes to stop it and not a single G.O.P. member of Congress voted for it. So, for the disaster that the A.C.A. is and has become, it's all on the hands of the dumbocrats. Own it.

What would you sugest in the way of health coverage in the usa?




MasterBrentC -> RE: Lies your president told you about Obamacare (3/28/2016 6:29:38 PM)

Let the health insurance companies cross state lines and sell to anyone. The free market will allow people to find an affordable policy that they want without the government involved.




ThatDizzyChick -> RE: Lies your president told you about Obamacare (3/28/2016 6:41:21 PM)


quote:

ORIGINAL: MasterBrentC

Let the health insurance companies cross state lines and sell to anyone. The free market will allow people to find an affordable policy that they want without the government involved.

LOLOLOL




thompsonx -> RE: Lies your president told you about Obamacare (3/28/2016 6:45:36 PM)


ORIGINAL: MasterBrentC

Let the health insurance companies cross state lines and sell to anyone. The free market will allow people to find an affordable policy that they want without the government involved.

That is pretty much what we had before isn't it?




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