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NeedToUseYou -> RE: Picture ID (12/29/2006 12:32:09 PM)
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quote:
ORIGINAL: Termyn8or
I do not live in Russia or anything, so I do not carry a picture ID. While this is a bit political, it is something different.
I refuse to carry a picture IC or a DL. I should not need papers to travel, the is in the Constitution. Perhaps it is a bit of a personal thing, but that is not the point either.
Last year I spent over $2,000 online. Overall I have spent alot more. Alot. One item was a $1,000 computer, a dandy, 19" LCD with mercury vapor light. High P4 with a 250 gig, and a gig of RAM, ATSC TV tuner card (hi-def) and alot of goodies like a router and a quite good PC to TV convertor.
I have bought many toys online too, and many other PC parts. I have bought things that are dangerous, and even clips for an AK47.
But if I go to Officemax and want a $12 ink cartridge I need ID.
If I go to Kmart for a can of nuts I need ID.
If I go into a gas station to get cigs and $10 worth of gas I need ID, but I can slide the card into the pump and pump them dry if I got a place to put the gasoline.
I have looked into buying actual ammo (7.62X39) for the AK as well. I am not sure if USPS or UPS will handle it, or if there are new regs on it, but an ID would certainly not be the problem.
Thinking backwards, what is the motive for this ?
I think they are trying to reduce black market contractors, that is ones who don't pull peermits etc. Alot of these people can save you alot of money, and do work equivalent or better than licensed contractors. I know, I am one. In at least one case the guy running the job got the credit card from him and we went to pickup materials for the job. We spent like $4,000. If anyone asked we would never try to say we were the cardholder. And when he got the bill everything was copesthetic. (sp)
I send people with my CC to the store all the time. These are people I know I can trust, and have a path of recourse against. Even if the items are for them, I decide to buy them for them or loan it, I should not be inconvenienced by having to physically go.
Perhaps they are trying to curb that as well.
To explain it, it is simple, big business would like it if small business did not exist. They act as a unit trying to destroy small business. They want every dollar transferred to go through them. That is how to make money for nothing.
But then Citibank calls and says that someone tried to use my Dad's card in Italy. He was obviously not in Italy, he was here for one, and we ain't Italian. Thing is, that particular card had never ever been used in an online transaction. It had gone out over the phone, but that's it.
Actually an online transaction is safer, you give the numbers to a computer, up till then those numbers had been used for phone orders, that's all.
This whole thing is stoooopid. I could buy a house on this card and I'd bet a hundred bucks that at no point would anyone ask for ID. This is ridiculous.
They want to protect me. How about yall ask me first eh ?
T
I'm pretty sure it entirely has to do with the rates the credit card processors charge. Online credit card transactions are the most expensive, because the rate of fraud is the highest. Then the swipe but not check id ones, Then the swipe with ID check are the least expensive rate wise.
A .3 % difference rate in charges is a large amount if you are a K-mart, and churn some serious product through. There is about a 1 percent differnce in charges between online and offline credit card processing. The online merchant has undoubtedly figured that into the sale price though and sense rarely does one pay tax on online purchases it still works out cheaper alot of the times.
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