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RE: What is your "plan" ? ~ ~ ! - 12/18/2008 5:26:26 AM   
OneMoreWaste


Posts: 910
Joined: 8/24/2008
Status: offline
quote:

ORIGINAL: pahunkboy
I am up at 4:30 this morning.  I dont know why.  I guess my back is cold.   Silver at 11.40 and flying off the shelf of where I buy it!!!!   So, I been clicking away.   40% silver coins, the mark up over spot is cheaper the bullion rounds right now!  


40% is hard to refine. It's usually the cheapest way to buy silver coinage, because the demand isn't there.

I prefer to buy Lady Liberty coinage ("Mercury" dimes, walking Liberty halves) when I can get them at 10x face or less. I'm not big on dead guy coinage.

And I'm not too worried about current debt, because I expect serious inflation. Might as well pay it off with cheaper money.


_____________________________

-and the few still remember passion over rage-

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Profile   Post #: 41
RE: What is your "plan" ? ~ ~ ! - 12/18/2008 7:31:16 AM   
BlackPhx


Posts: 3432
Joined: 11/8/2006
Status: offline 		Ditto Here...Mistoferin. I get snow drifts of fur everywhere if I don't vacuum or sweep. Hell the way they Foof they should be Naked.

One thing that Master and  I have on our list for the coming year is new Living Room furniture (we are still living with his bachelor stuff and it is struggling to maintain some comfort level). The big name Furniture Stores around here are desperate for sales and offering up to 4 years interest and payment free financing to avoid closing. One is even offering $1500 in discounts if you give them your old stuff to haul away along with such financing until 2013. They figure you will go for a whole room package over just getting pieces you need if they do that. Neither he nor I are adverse to using their money for a couple of years while we salt away/invest and grow the payments into more than we would have paid in interest and we always payoff just before the due date. We have been doing this for the past couple of years and it does work if you have the discipline to put the money away as if you were making payments. Even with the market downturn we are staying ahead.

NOTE: For those who have IRA's. You can of course contribute up to your max before you file taxes this year. But many people forget that when  you do your taxes, you can mark a contribution to be made BEFORE April 15th on your IRS tax form and it will generally increase the amount of money you get back by that much. Remember you are capped at the max contribution. You MUST however put that portion of the return into your account, but when it comes to building up that account it can help where you haven't been able to salt away anything the rest of the year. Almost like getting free money to save with from the Government. Check the IRS site for the limits this year. Http://www.irs.gov

poenkitten

(in reply to mistoferin)
Profile   Post #: 42
RE: What is your "plan" ? ~ ~ ! - 12/18/2008 7:37:58 AM   
Mercnbeth


Posts: 11766
Status: offline
~ Fast Reply ~
I have a ten point plan...
  1. Continue asset liquidity project.
  2. Xmas 2008 "Rosetta Stone (Family Edition) Present
  3. February 2009 - Begin enforcement of  'Total Immersion Italian' language weekends at the house.
  4. 2009 Complete Joint Citizenship - Italy
  5. May 2009 two week Italy Real Estate Trip
  6. 4th Quarter 2009 Retirement
  7. Fall 2009 30 day 'Farewell USA' tour in an RV; including Folsom Street Fair (Of course!)
  8. Spring 2010 - MASSIVE going away party.
  9. 2010 Relocation to Italy
  10. Enjoy the remaining years of our life in a quaint little villa in Tuscany overlooking the water

Ciao USA - It's been real!

(in reply to OneMoreWaste)
Profile   Post #: 43
RE: What is your "plan" ? ~ ~ ! - 12/18/2008 7:42:32 AM   
Aileen1968


Posts: 6062
Joined: 12/12/2007
From: I miss Shore, New Jersey
Status: offline 		Can I visit for an entire summer?

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Profile   Post #: 44
RE: What is your "plan" ? ~ ~ ! - 12/18/2008 8:00:27 AM   
Mercnbeth


Posts: 11766
Status: offline
quote:

ORIGINAL: Aileen1968

Can I visit for an entire summer?

SURE!

We've been negotiating for this place for a couple of months: http://www.viviun.com/AD-118072/ 
It's a 'fixer-upper' but on the plus side - it comes complete with a dungeon used by the Medici's.

Plenty of room, and the thought of beth being the "Countess of Carbonana"; blows my mind! We're already planning some great parties.

You'd be surprised how that price has dropped in light of recent economic events. I just can't talk them into an equal trade...yet.

(in reply to Aileen1968)
Profile   Post #: 45
RE: What is your "plan" ? ~ ~ ! - 12/18/2008 8:15:10 AM   
SilverMark


Posts: 3457
Joined: 5/9/2007
Status: offline 		Hey Mr. and Mrs. Merc, I know a guy who can get you Zero Down, low interest rate arm, interest only,110% already guaranteed bail out protection loan, and he specializes in European castles!....The loan is a joint guarantee from AIG,General Motors and Lehman Brothers, and comes with one free set of steak knives and your choice of any of 4 Chia Pets including the fabulous Chia Homer Simpson....if you are interested?

(in reply to Mercnbeth)
Profile   Post #: 46
RE: What is your "plan" ? ~ ~ ! - 12/18/2008 8:16:28 AM   
Aynne88


Posts: 3873
Joined: 8/29/2008
Status: offline 		Agrees. WalMart is a dirty soulless corporate whore. Seriously. That place just sucks.  I won't shop there.

quote:

ORIGINAL: Hippiekinkster

quote:

ORIGINAL: manxcat     
  Dollar stores and walmart are da bomb for savings.  Dollar Tree is where things really are a dollar.  Totally Awesome is a non-toxic all purpose cleaner, that really works.  At Walmart you can get refills of liquid soap, in a half gallon size for about $4, last time i bought it, may have gone up since.  
                                   
Those "cheap" goods at WalMart come with a price. Walmart is the biggest corporate welfare queen in the country. Your tax dollars directly subsidize Walmart's cheap prices and low wages by paying for medicare and food stamps for Walmart workers. And the amount of money they have gotten from communities giving them tax deferrals and other giveaways is obscene. All that Chinese junk they sell is made by people who are virtually slaves.
http://video.google.com/videoplay?docid=-3836296181471292925&q=wal-mart

http://www.goodjobsfirst.org/pdf/wmtstudy.pdf

http://www.thirdworldtraveler.com/Corporate_Welfare/WalMart_Welfare.html

All these wonderful bargains from China and Viet Nam and Thailand come at the expense of American workers, who used to have good jobs that could support families, but all those jobs are gone, and even two-income households can barely make ends meet these days. If anyone wonders why there aren't any jobs that pay much more than minimum wage, they need to look in the mirror.
I cannot morally or ethically justify buying a thing from WalMart. Maybe you and other bargain seekers can.


_____________________________

As long as people will shed the blood of innocent creatures there can be no peace, no liberty, no harmony between people. Slaughter and justice cannot dwell together.
—Isaac Bashevis Singer, writer and Nobel laureate (1902–1991)



(in reply to Hippiekinkster)
Profile   Post #: 47
RE: What is your "plan" ? ~ ~ ! - 12/18/2008 8:27:15 AM   
Mercnbeth


Posts: 11766
Status: offline
quote:

ORIGINAL: SilverMark

Hey Mr. and Mrs. Merc, I know a guy who can get you Zero Down, low interest rate arm, interest only,110% already guaranteed bail out protection loan, and he specializes in European castles!....The loan is a joint guarantee from AIG,General Motors and Lehman Brothers, and comes with one free set of steak knives and your choice of any of 4 Chia Pets including the fabulous Chia Homer Simpson....if you are interested?


Nope - Passed up on those 'opportunities' which is why I have many more now. On a strictly cash basis for purchases for the past 18 months. There are so many bargains, so much opportunity; and I see it just getting better (opportunity wise that is) with the incoming administration.

(in reply to SilverMark)
Profile   Post #: 48
RE: What is your "plan" ? ~ ~ ! - 12/18/2008 8:33:33 AM   
SilverMark


Posts: 3457
Joined: 5/9/2007
Status: offline 		Not even for the free Chia Homer?....damn thought that was a deal clincher!...

(in reply to Mercnbeth)
Profile   Post #: 49
RE: What is your "plan" ? ~ ~ ! - 12/18/2008 8:36:09 AM   
pahunkboy


Posts: 33061
Joined: 2/26/2006
From: Central Pennsylvania
Status: offline
quote:

ORIGINAL: OneMoreWaste

quote:

ORIGINAL: pahunkboy
I am up at 4:30 this morning.  I dont know why.  I guess my back is cold.   Silver at 11.40 and flying off the shelf of where I buy it!!!!   So, I been clicking away.   40% silver coins, the mark up over spot is cheaper the bullion rounds right now!  


40% is hard to refine. It's usually the cheapest way to buy silver coinage, because the demand isn't there.

I prefer to buy Lady Liberty coinage ("Mercury" dimes, walking Liberty halves) when I can get them at 10x face or less. I'm not big on dead guy coinage.

And I'm not too worried about current debt, because I expect serious inflation. Might as well pay it off with cheaper money.



if prices rise on silver to $50 an ounce,  the demand will be there.  same deal with gold,  the 1/10, 1/20,  will be popular as many wont afford a whole ounce.

I like the mercury dimes too.  tho- some of them are very shabby, worn.  less wear on quarters of course.  silver eagles seem like the most popular, easy way to measure. 

each day that we dont see a massive inflation surge, is a gift.  another chance to try to get ready.

people will be livid when the dollar becomes, 10 cents.  it has already started.....but not much action on it (yet)

(in reply to OneMoreWaste)
Profile   Post #: 50
RE: What is your "plan" ? ~ ~ ! - 12/18/2008 8:51:55 AM   
Mercnbeth


Posts: 11766
Status: offline
quote:

ORIGINAL: SilverMark

Not even for the free Chia Homer?....damn thought that was a deal clincher!...


Those aren't so easy to get anymore. Bernie Madoff cornered the market as one of his last 'investments' and is sending them out to his investors in lieu of their $50 Billion.

You know, regarding good old Bernie, now living in the strict prison-like confines of his $7Million NYC condo; I don't know why he's in trouble. He was only following the US Government Social Security program business plan.

Talk about a 'plan'. Screw people for 25 years and just when you're ready to die, have your sons 'turn you in' so they can keep anything they've made from the fraud. Using the 'greed is good' marketing plan, he got fools who didn't get any detailed investment reports, couldn't verify assets, and convinced them to live up to the "don't tell anybody" policy. All so they could claim to be a part of his 'exclusive' investment group. A good reason to always keep Marx-ist advice in mind; "I don't want to belong to any club that will accept me as a member." (Groucho)

< Message edited by Mercnbeth -- 12/18/2008 9:01:18 AM >

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Profile   Post #: 51
RE: What is your "plan" ? ~ ~ ! - 12/18/2008 8:57:13 AM   
SilverMark


Posts: 3457
Joined: 5/9/2007
Status: offline 		Personally I think of the Marx brothers Groucho was much funnier than Karl...


(in reply to Mercnbeth)
Profile   Post #: 52
RE: What is your "plan" ? ~ ~ ! - 12/18/2008 8:59:56 AM   
LaTigresse


Posts: 26123
Joined: 1/15/2006
Status: offline 		I can see one problem........."Sleeps 55......Bathrooms 5"

I could make the sacrifice though. I might even beg for a lifetime open invite.


_____________________________

My twisted, self deprecating, sense of humour, finds alot to laugh about, in your lack of one!

Just because you are well educated, articulate, and can use big, fancy words, properly........does not mean you are right!

(in reply to Mercnbeth)
Profile   Post #: 53
RE: What is your "plan" ? ~ ~ ! - 12/18/2008 9:04:32 AM   
pahunkboy


Posts: 33061
Joined: 2/26/2006
From: Central Pennsylvania
Status: offline
quote:

ORIGINAL: Mercnbeth

quote:

ORIGINAL: SilverMark

Not even for the free Chia Homer?....damn thought that was a deal clincher!...


Those aren't so easy to get anymore. Bernie Madoff cornered the market as one of his last 'investments' and is sending them out to his investors in lieu of their $50 Billion.

You know, regarding good old Bernie, now living in the strict prison-like confines of his $7Million NYC condo; I don't know why he's in trouble. He was only following the US Government Social Security program business plan.

Talk about a 'plan'. Screw people for 25 years and just when you're ready to die, have your sons 'turn you in' so they can keep anything they've made from the fraud. Using the 'greed is good' marketing plan, he got fools who didn't get any detailed investment reports, couldn't verify assets, and convinced them to live up to the "don't tell anybody" policy. All so they could claim to be a part of his 'exclusive' investment group. A good reason to always keep Marx-ist advice in mind; "I don't want to belong to any club that will accept me as a member." (Groucho)



They should fry him.  but he will walk.  there are many more of him, and with bigger damage.  I wonder if his life is in danger.  He only took peoples money over false pretenses?    Bounce a $14 check in  my town,  the store asks you to make it right- if you dont- we have a lovely jail...  the arhictecture if elegant.  Looks like a real dungeon.  Complete with broken pipes and no heat.  HMM.  nevermind- many Americans live in places like that. lol

(in reply to Mercnbeth)
Profile   Post #: 54
RE: What is your "plan" ? ~ ~ ! - 12/18/2008 9:06:22 AM   
YourhandMyAss


Posts: 5516
Joined: 6/25/2006
From: Sacramento
Status: offline 		LOL That reminds me of my future mother in law's house. She was disabled and Ginger her dog shed REAL bad  since she's a long haired springer spaniel collie, who takes after the collie side more, and there was clumps of fur everywhere when we went to the house to rescue some of Daddy's things It really kind of looked like dust almost..
quote:

ORIGINAL: mistoferin

quote:

ORIGINAL: YourhandMyAss
And even when I lived in a carpeted bedroom I vaccumed maybe once a year.  I know the people on the boards are gonna be like ewwwwwww you're a nasty mother fucker but oh well lol. All the time not spent on vaccuming is better spent on the forrums hehe.


OMG, with 3 dogs who shed like crazy, if I only vacuumed once a year (or anything less than a few times a week) you wouldn't even be able to find my floor!

(in reply to mistoferin)
Profile   Post #: 55
RE: What is your "plan" ? ~ ~ ! - 12/18/2008 9:11:52 AM   
Mercnbeth


Posts: 11766
Status: offline
quote:

ORIGINAL: LaTigresse

I can see one problem........."Sleeps 55......Bathrooms 5"

I could make the sacrifice though. I might even beg for a lifetime open invite.
Yeah, we asked the Realtor if it was ever used as a brothel. He said that the number represents the 'restored' bathrooms. Don't know what meaning that translates into in English. However, if you're into water-sports - think of the opportunities!

In the spirit of full disclosure, this was in a package with the rest of the more  practical and realistic places we'll visit. I'm not in the mood to oversee a massive 'Money Pit' style renovation. The place has an interesting history and I wish I could post some of the other details from the brochure. It's the ultimate B&D -B&B. No need to create a 'dungeon' atmosphere.

And of course - consider you invitation 'open' as it is now should you visit LA.

(in reply to LaTigresse)
Profile   Post #: 56
RE: What is your "plan" ? ~ ~ ! - 12/18/2008 9:20:25 AM   
LaTigresse


Posts: 26123
Joined: 1/15/2006
Status: offline 		It looks totally awesome. I am a fantatic for old buildings, especially with the fascinating history that place has. I could wander for days, in a daze, there.

It is beyond beautiful. I'd want it even with out a functioning bathroom.


_____________________________

My twisted, self deprecating, sense of humour, finds alot to laugh about, in your lack of one!

Just because you are well educated, articulate, and can use big, fancy words, properly........does not mean you are right!

(in reply to Mercnbeth)
Profile   Post #: 57
RE: What is your "plan" ? ~ ~ ! - 12/18/2008 9:24:10 AM   
bluepanda


Posts: 328
Joined: 12/12/2005
Status: offline
quote:

ORIGINAL: LaTigresse

I can see one problem........."Sleeps 55......Bathrooms 5"

I could make the sacrifice though. I might even beg for a lifetime open invite.



The problem for me is that it comes on 18 hectares of land. I don't like hectares, because i don't know how to pronounce the word. I'd want my castle to be located on acres of land, so I would never be interested in buying this one.


_____________________________

Panda, Panda, burning bright
In the forest of the night
What immortal hand or eye
Made you all black and white and roly-poly like that?

(in reply to LaTigresse)
Profile   Post #: 58
RE: What is your "plan" ? ~ ~ ! - 12/18/2008 10:12:47 AM   
Mercnbeth


Posts: 11766
Status: offline
quote:

ORIGINAL: LaTigresse
It looks totally awesome. I am a fanatic for old buildings, especially with the fascinating history that place has. I could wander for days, in a daze, there.
It is beyond beautiful. I'd want it even with out a functioning bathroom.


Have you been talking to beth?! That's the same position she has; except she wanted me to consider that if it helped, she'd commit to following me around with a 'piss bucket'.

quote:

The problem for me is that it comes on 18 hectares of land. I don't like hectares, because i don't know how to pronounce the word. I'd want my castle to be located on acres of land, so I would never be interested in buying this one.
THAT'S GREAT!

I can't either, but it's easier in Italian; "La proprietà ha diciotto ettari di terra." Beautiful language isn't it? Even the aforementioned 'piss bucket' sounds better; "benna dell'orina". The job is called; "Ragazza dell'orina" or "Ragazzo dell'orina" - gendar specific.

(in reply to LaTigresse)
Profile   Post #: 59
RE: What is your "plan" ? ~ ~ ! - 12/18/2008 11:49:01 AM   
kittinSol


Posts: 16926
Status: offline
quote:

ORIGINAL: bluepanda
I don't like hectares, because i don't know how to pronounce the word.


"Hekterz."

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Profile   Post #: 60
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