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joether -> RE: Pink Slips for Health Insurance (10/23/2013 5:23:07 PM)
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From your link, Phydeaux:
"By all accounts, the new policies will offer consumers better coverage, in some cases, for comparable cost -- especially after the inclusion of federal subsidies for those who qualify. The law requires policies sold in the individual market to cover 10 “essential” benefits, such as prescription drugs, mental health treatment and maternity care. In addition, insurers cannot reject people with medical problems or charge them higher prices. The policies must also cap consumers’ annual expenses at levels lower than many plans sold before the new rules."
Always pushing that 'hated of President Obama' angle in each of your posts, eh? I think most of us know you hate the President from the moment you waken in the morning to the moment you fall asleep at night. And that most of your material used is factually wrong. But you don't let facts get in the way of your arguments, right?
quote:
ORIGINAL: Phydeaux
People who have lost health insurance due to obama care >2 million.
Where does this number come from? Oh? You made it up, didn't you? An you can prove beyond a shadow of a doubt that in each and every case, its directly tied to Obamacare? Unfortunately there is 'Obamacare' on the law books. There is the Affordable Care Act; is that what your complaining about? You have read that bill as I have asked a half dozen times in recent history, right? If you want to believe the fairy tale that the only reason employers have removed jobs is completely and 100% due to the Affordable Care Act. By all means, you have the burden of evidence to provide. And yes, you will have to account for every one of those reasons on the individual level not non-descriptive block answering.
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ORIGINAL: Phydeaux
People who have gotten health insurance through obama care <150,000.
Again, where does the number come from?
From a source that I have, dated a week ago (meaning the numbers are not accurate, but the information is of decent quality to explain the issue your slamming the President on).
"The sign-up process works this way: A person sets up an online account, verifies an identity, applies for coverage and subsidies and, if eligible, shops and enrolls for a plan. Once completed, information is sent to the insurance plans selected by the user.
At 6 p.m. each day, the government sends the latest batch of new enrollees to insurance companies. But sometimes that data come with conflicting information, showing for instance, someone who enrolled and then canceled a plan, said an insurance industry executive. Other times data come in without a time stamp, making it difficult to track, the executive said.
Adding to the confusion, the executive said, is that people are not officially enrolled in a plan until they pay their first premiums, which are not due until December 15. That means shoppers have about two months to cancel or switch plans before making a final decision of whether or not to enroll." SOURCE
We may not have actual numbers until late December or on into the next calendar year (2014). As was with the Mass Health sign-ups a half dozen years ago or so in Massachusetts. Most sign ups did not take place at the early part of 'open sign ups', but gradually increased in rate the closer they got to the end date. We see this every year with the IRS tax day of April 15. Every year, the number of people filing their tax returns increases in rate as April 15th approached on the calendar. It may come as a surprise to you, Phydeaux, but most people are not impulsive with financial decisions.
So those signing up so far, and the rate they are signing up, seems to be within a normal human behavior. People understand that they need to either obtain a healthcare plan before Dec. 15th, or suffer the penalty. Its all explained in the Affordable Care Act that you have never read.
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ORIGINAL: Phydeaux
Remember the old line - if you like your insurance - you can keep it?
LOL. Not so.
Of course, we all knew that was a lie.
Yes I do. And I still have my insurance. I even have the same doctor. The law, if you had READ IT, would explain that you do not have to CHANGE YOUR DOCTOR (in the grand majority of cases). But anyone with half a brain would understand that the insurance would change so that companies are within the guidelines of the new health care law itself. And its a healthy wake up call for employees to actually see how much it was costing their employer to give them healthcare as a perk of the job. A lie would imply the Democrats snuck in something to the Affordable Care Act. But since you have not read the actual bill, HOW WOULD YOU KNOW IF IT WAS A LIE OR NOT?
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ORIGINAL: Phydeaux
And - of course all part of the plan to force people to obama care.
No one is forcing you to obtain a health care plan. It makes good sense and is a wise decision. Ever try to make important medical decisions of yourself while your unconscious? Kind of hard if you ask me. If you don't want a health care plan, don't get one. Its the same as you complaining about paying income taxes. No one is forcing you to be an American citizen. If you don't want to pay the income tax, don't do it. There are penalties for not getting a health care plan or paying the income taxes, but those are laws on the books. Unlike commercial airlines, neither law is going to hit you with hidden fees or charges. The feeds are explained in the actual laws.
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ORIGINAL: Phydeaux
But here's the next shoe to drop - since you liberals are sooo clueless.
Maybe you should go look up the word: CLUELESS
"ignorant, unaware, or uninformed"
Yes, that does explain conservatives very well as it relates to this topic. Have you read the Affordable Care Act? No. That would be the definition of the words "ignorant' and 'uninformed' from the definition of the word that you used, 'clueless'. Further, you keep expressing ideas that show examples of you being 'unaware' of the law, the third word used to explain the word 'clueless' from dictionary.com.
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ORIGINAL: Phydeaux
The # of insured will drop - like a rock. The number of people that will get insured will be *significantly* less than previous.
Net effect - a bunch of insurance companies are going to lose hundreds of thousands of customers. Might be short term - might not be.
If it goes on too long - you're going to have insurance companies go out of business....
You are aware that one of the components of most health care plans that can be purchased through the Affordable Care Act, allows for mental and emotional healthcare? You could go see a psychologist for this delusion, or a psychiatrist and get the drugs! Either way, your going to be sadly disappointed when your belief is shattered by actual facts in a few months. The number of people with health care plans will rise, as most people know the value in having a plan in place should they or their loved ones face some critical health problem(s). The insurance companies understand they will come out doing just fine. The medical bankruptcies will be reduced in number and scale of lost (meaning more money for those companies).
If insurance companies go out of business, it would be up to you to provide the burden of evidence that shows the reason(s) why the company failed was due primarily from the Affordable Care Act, and not from poor business decisions on the part of middle and senior level mangers. And I have done more than a thousand case studies on why businesses fail. So I will know if your bull dropping your argument.
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