RE: Obama Care (Full Version)

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thishereboi -> RE: Obama Care (3/30/2014 7:12:04 AM)


quote:

ORIGINAL: Owner59

Reached 6 million today......[sm=dancer.gif]



Guess that photo shoot helped after all [8D]

https://screen.yahoo.com/snl/healthcare-gov-meeting-cold-open-060227489.html?vp=1




frunandsins -> RE: Obama Care (3/30/2014 7:41:05 PM)

The number is probably someone between 4.5 mil and 10 mil.

4.5 mil because some who signed up have not paid yet.

10 mil because we need to also count (1) people on expanded MedicAid, (2) people who bought insurance not through the exchange, and (3) people who got to stay on their parent's coverage.





frunandsins -> RE: Obama Care (3/31/2014 8:22:56 AM)

Oh look, my upper range estimate is almost right on target!

http://www.latimes.com/nation/la-na-obamacare-uninsured-national-20140331,0,5472960.story#axzz2xYEuxJWm


quote:

As the law's initial enrollment period closes, at least 9.5 million previously uninsured people have gained coverage. Some have done so through marketplaces created by the law, some through other private insurance and others through Medicaid, which has expanded under the law in about half the states.


This is the combined numbers.




Phydeaux -> RE: Obama Care (3/31/2014 10:02:56 AM)


quote:

ORIGINAL: frunandsins

Oh look, my upper range estimate is almost right on target!

http://www.latimes.com/nation/la-na-obamacare-uninsured-national-20140331,0,5472960.story#axzz2xYEuxJWm


quote:

As the law's initial enrollment period closes, at least 9.5 million previously uninsured people have gained coverage. Some have done so through marketplaces created by the law, some through other private insurance and others through Medicaid, which has expanded under the law in about half the states.


This is the combined numbers.



Assuming 6 mill, with 20% not paying their fees now - lets assume its 5 mil covered. (Interesting question will be what percentage will be paying in 6 months).
We are still under, by at least a million people, and probably more, the number of people that had insurance before Obamacare.

And there is the quite likely result that the supremes will rule against subsidies for healthcare.gov signups which will completely gut that. People paying $199 a month will find the true cost of 1299 a bit excessive, for example.

If the point was to expand medicaid, the government could have done that at any time. And didn't need a 1.8 trillion dollar bill, and to wreck the coverage of everyone else to do it.




frunandsins -> RE: Obama Care (3/31/2014 5:18:54 PM)

quote:

Assuming 6 mill, with 20% not paying their fees now - lets assume its 5 mil covered.


Why are we assuming 6 millions?

In the article, 6 million is the number of people who purchased new plans through the exchange.

Also, the 9.5 million number already accounted for the signed-up-but-not-paid section.


quote:

We are still under, by at least a million people, and probably more, the number of people that had insurance before Obamacare.


How did you figure that? From the LA Times article:

quote:

At least 6 million people have signed up for health coverage on the new marketplaces, about one-third of whom were previously uninsured.


quote:

At least 4.5 million previously uninsured adults have signed up for state Medicaid programs, according to Rand's unpublished survey data, which were shared with The Times.


quote:

About 9 million people have bought health plans directly from insurers, instead of using the marketplaces, Rand found. The vast majority of these people were previously insured.


quote:

Fewer than a million people who had health plans in 2013 are now uninsured because their plans were canceled for not meeting new standards set by the law, the Rand survey indicates.


I'd like to see your math in coming up with the conclusion you stated.


quote:

And there is the quite likely result that the supremes will rule against subsidies for healthcare.gov signups which will completely gut that.


Likely, according to whom?


quote:

If the point was to expand medicaid, the government could have done that at any time. And didn't need a 1.8 trillion dollar bill, and to wreck the coverage of everyone else to do it.


You answered your own argument - the point of PPACA is not to just expand MedicAid. It was done as a part of a larger group of actions taken to oprovide affordable care to American citizens.

It is also manifestedly false that the PPACA "wreck(ed) the coverage of everyone else," since there are millions of people now being able to afford health care that they were not before. So these people's coverage just went up from 0. Perhaps you'd wish to re-state your point?




CobaltRose -> RE: Obama Care (3/31/2014 7:17:57 PM)

I like to remind people that the most likely reason that free healthcare works in Canada and not USA is because Canada isnt getting into needless wars, and overspending on its millitary budget. This may sound selfish, but America needs to worry aboutnAmerican citizens. Heck Detroit is practically something out of a Fallout game.




frunandsins -> RE: Obama Care (4/1/2014 8:46:14 AM)

Re: CobaltRose

That is one reason why Americans pay more for less health coverage - spending priorities. However, there are many other equally critical factors at work, as well, such as a general aversion to market regulation compared to other countries. Germany, for instance, mandated that insurance companies cannot profit from health insurance plans, while Japan capped procedural costs for the entire nation on all the basic medical procedures. Strategies like this can, foreseeably, reduce cost of health care to a degree that we can provide health care to everyone while still maintaining the spending rate on national defense. But that will never happen.



Re: Pre-emptive refutation of conservative talking points

In light of the new numbers, the conservative talk circles are going to come up with many false and unreliable arguments. Here's a handy list, with facts, of counter-arguments.

http://www.latimes.com/business/hiltzik/la-fi-mh-obamacare-numbers-20140331,0,3441389,full.story#axzz2xe1qtbuo






frunandsins -> RE: Obama Care (4/1/2014 3:44:04 PM)

Meanwhile, in Kentucky (source: http://www.courier-journal.com/story/news/2014/03/31/kentucky-urges-kynect-sign-ups-deadline-nears/7116229/ ):

quote:

The goal of the ACA was to help cover 48 million Americans, including 640,000 in Kentucky, who lack health insurance.

Although the state set no official first-year goal, its 360,000-plus sign-ups — 75 percent of whom were previously uninsured — represents a sizable chunk.

Officials said Friday that about 8 percent of the state’s population now has health insurance through kynect.


If my math is right, that is about 42% of Kentucky residents who now can afford health care whereas before PPACA, they couldn't.

(Math: 75% of 360K were uninsured before, so that's 270k. There were 640K who were uninsured in KY, so the percent is 270/640*100, ergo 42%).

Since KY has 4.38 mil residents, that comes out to about 6% of all KY residents.

You're welcome KY.





MercTech -> RE: Obama Care (4/1/2014 4:57:40 PM)

Afford health care or afford insurance... still not the same thing at all.




Phydeaux -> RE: Obama Care (4/1/2014 5:42:57 PM)


quote:

ORIGINAL: frunandsins.

quote:

We are still under, by at least a million people, and probably more, the number of people that had insurance before Obamacare.
.

Because the US census says so.

Income, Poverty, and
Health Insurance Coverage in
the United States: 2009

Says that 45.3 million people didn't have insurance in 2009. At the very best, you might say that we have broken even in insurance, except that we've had a 10% drop in the percentage of people that have employer provided health care. And a concomitant increase in the % of people that have government provided health care.

That number had ballooned to 48.3 + million, prior to the 4.7 million insurance cancellations. Or roughly 53.0 million.

The CBO 2014 project is for a 12.5% reduction in uninsurance. As far as I know, these are the most definitive statistics available. The LA times was using an unpublished RAND study. Might as just well admit you're inventing stuff. 12.5% gets you a reduction of call it 6.6 million. Roughly down to 46million.
Ie., still higher before Obama started caring.


Now just attacking your figures for a minute.
Fewer than a million people who had health plans in 2013 are now uninsured because their plans were canceled for not meeting new standards set by the law, the Rand survey indicates.”[1]This means we have to subtract this ~1 million newly uninsured group from the 9.5 million to arrive at the net reduction in uninsured of 8.5 million.

It was announced nearly 2 years ago that 3.1 million previously uninsured young adults age 19-25 had gained coverage as a consequence of the Obamacare mandate that parental plans cover such dependent “children.” This was based on an analysis of data from the National Health Interview Survey. However, there’s two other much larger surveys that both show much smaller declines: 1.8 million according to the American Community Survey (ACS)[2] and 1.4 million using the Current Population Survey (CPS).[3]


And again, the LA times figures are ignoring the 2-5% of people who paid the January premium but did not pay february.

Finally, an eyepopping statistic.

In reporting their enrollments in February, the administration said that 82% of the exchange enrollments were getting a subsidy.

With the CBO projecting the insurance costs to be $7000 per person, there is no way 18% of us can afford to provide subsidies for 82%.
Simple math.

quote:





quote:

And there is the quite likely result that the supremes will rule against subsidies for healthcare.gov signups which will completely gut that.


Likely, according to whom?



Me. Caveat emptor.
quote:




quote:

If the point was to expand medicaid, the government could have done that at any time. And didn't need a 1.8 trillion dollar bill, and to wreck the coverage of everyone else to do it.


You answered your own argument - the point of PPACA is not to just expand MedicAid. It was done as a part of a larger group of actions taken to oprovide affordable care to American citizens.

It is also manifestedly false that the PPACA "wreck(ed) the coverage of everyone else," since there are millions of people now being able to afford health care that they were not before. So these people's coverage just went up from 0. Perhaps you'd wish to re-state your point?


Median premiums to people that actually bought insurance, according to eInsurance were up 56%. Average deductibles up 86%.

So certainly I will restate my point. Obamacare is a disaster. Hope and change indeed. Only it turns out the hope is very expensive, and the only things americans are left with is pocket change.

How about we keep our insurance - and you keep the change.




papassion -> RE: Obama Care (4/2/2014 2:15:39 PM)

Does anybody have children under 26 that they added to their healthcare policy? Did your premiums go up when you added the under 26 children? I was under the impression that Obamacare allowed you to include children under 26 with NO increase, otherwise why crow about being able to include them?

A Registered Nurse told me when they added their 21 year old daughter who goes to college, to their healthcare, the premium increased.




tj444 -> RE: Obama Care (4/2/2014 3:15:18 PM)

quote:

ORIGINAL: CobaltRose

I like to remind people that the most likely reason that free healthcare works in Canada and not USA is because Canada isnt getting into needless wars, and overspending on its millitary budget. This may sound selfish, but America needs to worry aboutnAmerican citizens. Heck Detroit is practically something out of a Fallout game.

No, the reason that healthcare in Canada works is that the govt has taken the greed out of the system & insurance corps are also taken out of the system, its administered by each province (you can buy supplementary insurance to cover what healthcare doesnt).. the govt regulates how much it pays for the various medical services and procedures as well as how much it will pay for drugs.. and too, it controls malpractice awards (so no outrageous payouts if something goes wrong), so that doctors in Canada pay considerably less for their malpractice insurance.. BTW, healthcare in Canada is not necessarily free either, unless you are low or no income or in a province where your employer pays for you.. a single person earning over a certain level of income in BC would be paying about $65/m for coverage (there is none of this "deductibles" shite keeping you from getting the medical care you need).. and you can go to any doctor or hospital in your province that you want.. no HMO's or insurance corp telling you your doctor isn't on their plan so you have to find someone else..

But yeah, the Canadian govt doesn't get into as much wasteful spending as the US govt does (not just military spending), if it did then income tax in Canada would be considerably higher than it is.. the US used to be able to boast about how much less its comparable tax rate was but imo that has changed drastically, especially considering this whole Obamacare situation & what people are having to pay for their new insurance premiums & high deductibles.. the US is becoming an expensive place to live (which is why some smart US retirees move to other countries where their money buys so much more)..

eta- and in Canada the health care system is simple, one plan, that's it.. no having to figure out which out of dozens of plans will work best for you (here you need a doc just for the massive headache ya get trying to figure that out! lol)..




mnottertail -> RE: Obama Care (4/2/2014 3:15:50 PM)

you were under a wrong impression, nothing is free, nor was it claimed to be.




DomKen -> RE: Obama Care (4/2/2014 3:18:11 PM)

quote:

ORIGINAL: papassion

Does anybody have children under 26 that they added to their healthcare policy? Did your premiums go up when you added the under 26 children? I was under the impression that Obamacare allowed you to include children under 26 with NO increase, otherwise why crow about being able to include them?

A Registered Nurse told me when they added their 21 year old daughter who goes to college, to their healthcare, the premium increased.

You add a person to your policy of course your premium goes up. The point is that you can do it at all. Do you remember being 24?




cloudboy -> RE: Obama Care (4/7/2014 10:19:53 PM)

Here's a good cartoon on the subject:



[image]local://upfiles/210115/AA97639E0AD0435F88442ACE37201D3B.jpg[/image]




thishereboi -> RE: Obama Care (4/8/2014 5:47:13 AM)


quote:

ORIGINAL: cloudboy

Here's a good cartoon on the subject:



Not exactly true = not exactly false

Yea, both sides lie but I already knew that.




cloudboy -> RE: Obama Care (4/8/2014 6:28:48 AM)


The facts as I understand them are the following:

About 1 Million people had shit health plans cancelled.

About 10 Million people have gained access to health care. (No access before.)

A net total of 9 Million Americans have gained health care coverage. If the plan is repealed, those 9 Million would likely lose it.

The ratio is 10-1.




Whippedboy -> RE: Obama Care (4/8/2014 6:43:50 AM)


quote:

ORIGINAL: MercTech

quote:

Why would people who were able to afford private health insurance qualify for Medicaid?


Because after the Obamacare bill past the average price of health insurance to the individual more than tripled and the average deductible increased tenfold.

Wow. Post number 5 and the shit (throwing random words as facts) mountain is growing by leaps and bounds.




Whippedboy -> RE: Obama Care (4/8/2014 6:53:23 AM)

Too bad repubs did not support from day one. I mean regardless if you think it is working or not, it did get a LOT of people signed for insurance. Now Imagine the OTHER half decided, ok, maybe it will work, let's put some effort behind it and if it fails, then it fails and we start over. But even with the amount of venom spewed out by the haters, it still met its goals. Too bad they decided to put politics ahead of people and their health.
Oh, I forgot, WE were never their goal.

"McConnell: The single most important thing we want to achieve is for President Obama to be a one-term president."




cloudboy -> RE: Obama Care (4/8/2014 8:05:00 AM)

"At least 9.5 million previously uninsured people have gotten health insurance since Obamacare started, surveys and reports show."

http://www.latimes.com/nation/la-na-obamacare-uninsured-national-20140331,0,5472960.story#ixzz2yJ7c4zCg

You nailed it. The ratio is more like 9.5 - 1.




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