Mercnbeth
Posts: 11766
Status: offline
|
quote:
But we all have to take personal responsibility for our own financial future. Then you are condemning the relationship to failure before it begins. You're keeping track of who's 'winning'; tracking what resources and assets are used. At some point, the arithmetic may result in the "I'm not getting back my investment" termination calculation. The most difficult aspect of eliminating this 'self' concept is overcoming the paranoia in doing so. I think the first weekend beth spent with me I gave her my ATM and PIN number. No matter how much money I had back then, her taking all of it would have been worth the monetary lose to find out she wasn't the person I believed her to be. From either side of the flogger, your "own financial future" no longer is personal. Ideally it should evolve into OUR financial future, the same way my personal happiness becomes OUR happiness. I don't think anyone would advocate to track personal emotional and/or mental investment in a relationship. Emotional and mental investment may not be as tangible as a financial investment, but I'd much prefer being broke, or broken financially by someone versus being broken emotionally and mentally. Financial recovery is much easier and associated with a relationship - cathartic. As they say; why is divorce so expensive - It's worth it. You have to make your evaluation before commitment. You have to know yourself, as well if not better than your potential partner. At the heart of the decision, consider that people do not change! A lazy, unmotivated, person who has an "I'm gonna..." list of life accomplishments won't be "inspired" just because you come into their life. They may have the ability to 'act' for a time, but long term, their past is the best indicator of what they will be in the future. It should be done with a touch more intelligence and consideration to 'betting the ranch' on the outcome of a game someone else is playing. However, if you are not "all in" with your partner, the part you left out can become the cancer that kills your relationship down the road. Coming out of the process, financially being "all in" with your partner is ideal. It doesn't eliminate or reduce the level of financial responsibility, it just removes the 'personal' aspect of it. You live your life collectively in the manner and style you desire and can afford. One working, both working, neither working; live with the result. You have to avoid calculating or caring if you got or are getting an equitable bang for your buck. Granted there is no way in telling what the future with a partner will bring. We met late in life, and we both had some history of bad relationships having bad financial outcomes. However, perhaps counter-intuitive, I think they actually helped us achieve this philosophy. We both know confidently, from first hand experience, that having nothing and being on our own is preferable to having it 'all' and being with someone who made every second in their company living hell. We had the pragmatic financial chat a long time ago while living together in a very small apartment. It did result in the one irreconcilable disagreement which we still have between us. I said if we ever broke up she had to take everything, while she said I had to. Considering all the crap we've acquired over out time together, our biggest fear is that the other will leave and we'd be stuck with the liquidation process! We don't represent we've have the answers. We are not setting ourselves up as any example, 'lifestyle' or other. Pragmatically, and without any morbid slant, the only way our relationship model can be pointed to as a 'success' is through death. Until then, we keep living. Me envying beth's absolute and unqualified belief and trust in me; while I do my best to purge those remaining skeptical thoughts deep within me that still have me expecting something is going to wake me up from this fun marvelous dream life I've been sharing with a perfect compatible partner.
|