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RE: The next shoe to drop.... - 12/16/2013 12:57:46 PM   
DomKen


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From: Chicago, IL
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quote:

ORIGINAL: thishereboi


quote:

ORIGINAL: Lucylastic

http://aspe.hhs.gov/health/reports/2013/MarketPlaceEnrollment/Dec2013/ib_2013dec_enrollment.pdf
These are the official figures, in a pdf form^^^^

Using two month old links wont help...heres an updated one
http://www.cnbc.com/id/101262522

all the figures are there...all kinds of figures how many have signed on for medicare, how many are private, how many have actually signed and how many visitors, over signups n everything.
Gov figures, may not be "factual, but they ARE the official ones...should there be probable ones...Im sure someone will post them
:)


thanks that was very interesting and according to the pdf

"Overview of Enrollment to Date
Selected a Marketplace Plan – To date, 364,682 persons have selected a Marketplace plan
during the first two months of the initial open enrollment period, including 227,478 in SBMs and
137,204 in the FFM (these numbers include those who have paid a premium and those who have
not yet paid a premium)."

Still not sure where the 2 million number came from.

I don't exclude the people who qualified for Medicaid.

(in reply to thishereboi)
Profile   Post #: 121
RE: The next shoe to drop.... - 12/16/2013 2:19:02 PM   
LookieNoNookie


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quote:

ORIGINAL: mnottertail

I dont follow that it is ridiculous, it is a tautology.  It is also true.


It's kind of like "no one has to be poor"...it's nebulous.

Ridiculous at minimum....of course they don't have to stay uninsured (even if they can't afford to be insured) and of course (history proves) no one has to remain poor...many (not all) however, choose to be.

< Message edited by LookieNoNookie -- 12/16/2013 2:20:31 PM >

(in reply to mnottertail)
Profile   Post #: 122
RE: The next shoe to drop.... - 12/16/2013 2:39:23 PM   
mnottertail


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Yeah, that is not the same non-sequitur at all. It is 'kind of' not like it whatsoever.

It is not against the law to be poor.   

_____________________________

Have they not divided the prey; to every man a damsel or two? Judges 5:30


(in reply to LookieNoNookie)
Profile   Post #: 123
RE: The next shoe to drop.... - 12/16/2013 4:31:41 PM   
LookieNoNookie


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Joined: 8/9/2008
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quote:

ORIGINAL: mnottertail

Yeah, that is not the same non-sequitur at all. It is 'kind of' not like it whatsoever.

It is not against the law to be poor.   


Doesn't appear to be changing the numbers now, does it?

(in reply to mnottertail)
Profile   Post #: 124
RE: The next shoe to drop.... - 12/16/2013 11:28:01 PM   
Phydeaux


Posts: 4828
Joined: 1/4/2004
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quote:

ORIGINAL: DomKen


quote:

ORIGINAL: DesideriScuri

quote:

ORIGINAL: AmandaPeace
And health insurance was going so awesome before the ACA, right? You guy remember that? Premiums getting worse and worse and worse every year?
Everything isn't all flowers and butterflies, but now at least there are basic protections that make it so that health insurance companies can't deny people care for a "pre-existing condition" - and millions and millions of people who couldn't afford health care before can afford it now.
That's a big deal.
Even if you secretly don't give a damn about poor people, it's probably in your self-interest to make sure that they're not desperate, in terrible debt from medical expenses, or putting off basic treatments until they become expensive emergency room visits - which they ultimately can't pay for.


Millions and millions of people can afford it because it's become more expensive for others. It was just a cost-shifting strategy. It hasn't actually made insurance (or care) more affordable for everyone. That would have been a bigger deal.


Actually it has. The medical inflation rate has come down dramatically.


Actually it hasn't. While the medical inflation rate has been falling consistently over the last 8 years, you can't abscribe it to ACA.

Most *reasonable* people abscribe it to two factors:
High unemployment rates makes people put off medical choices, hence lowering demand.
last 3-4 years many brandname drugs have come off patent protection. From cancer drugs, to cholesterol medications.


(in reply to DomKen)
Profile   Post #: 125
RE: The next shoe to drop.... - 12/17/2013 6:09:26 AM   
DomKen


Posts: 19457
Joined: 7/4/2004
From: Chicago, IL
Status: offline

quote:

ORIGINAL: Phydeaux


quote:

ORIGINAL: DomKen


quote:

ORIGINAL: DesideriScuri

quote:

ORIGINAL: AmandaPeace
And health insurance was going so awesome before the ACA, right? You guy remember that? Premiums getting worse and worse and worse every year?
Everything isn't all flowers and butterflies, but now at least there are basic protections that make it so that health insurance companies can't deny people care for a "pre-existing condition" - and millions and millions of people who couldn't afford health care before can afford it now.
That's a big deal.
Even if you secretly don't give a damn about poor people, it's probably in your self-interest to make sure that they're not desperate, in terrible debt from medical expenses, or putting off basic treatments until they become expensive emergency room visits - which they ultimately can't pay for.


Millions and millions of people can afford it because it's become more expensive for others. It was just a cost-shifting strategy. It hasn't actually made insurance (or care) more affordable for everyone. That would have been a bigger deal.


Actually it has. The medical inflation rate has come down dramatically.


Actually it hasn't. While the medical inflation rate has been falling consistently over the last 8 years, you can't abscribe it to ACA.

Most *reasonable* people abscribe it to two factors:
High unemployment rates makes people put off medical choices, hence lowering demand.
last 3-4 years many brandname drugs have come off patent protection. From cancer drugs, to cholesterol medications.



Lies as always.

The medical inflation rate has not been declining for the last 8 years and no sane person can look at the numbers and make that claim.
http://data.bls.gov/timeseries/CUUR0000SAM?output_view=pct_12mths

(in reply to Phydeaux)
Profile   Post #: 126
RE: The next shoe to drop.... - 12/17/2013 6:44:51 AM   
Phydeaux


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Curve fit it.

Tell me the slope.

Once again, you have a problem with recognizing reality.

(in reply to DomKen)
Profile   Post #: 127
RE: The next shoe to drop.... - 12/17/2013 8:08:43 AM   
DomKen


Posts: 19457
Joined: 7/4/2004
From: Chicago, IL
Status: offline

quote:

ORIGINAL: Phydeaux

Curve fit it.

Tell me the slope.

Once again, you have a problem with recognizing reality.

Look at the graph. There is no need to calculate the slope. That sharp upward spike last year indicates conclusively that the inflation rate has not been declining for the last 8 years which what you claimed.

(in reply to Phydeaux)
Profile   Post #: 128
RE: The next shoe to drop.... - 12/17/2013 7:50:05 PM   
LookieNoNookie


Posts: 12216
Joined: 8/9/2008
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quote:

ORIGINAL: DomKen


quote:

ORIGINAL: Phydeaux


quote:

ORIGINAL: DomKen


quote:

ORIGINAL: DesideriScuri

quote:

ORIGINAL: AmandaPeace
And health insurance was going so awesome before the ACA, right? You guy remember that? Premiums getting worse and worse and worse every year?
Everything isn't all flowers and butterflies, but now at least there are basic protections that make it so that health insurance companies can't deny people care for a "pre-existing condition" - and millions and millions of people who couldn't afford health care before can afford it now.
That's a big deal.
Even if you secretly don't give a damn about poor people, it's probably in your self-interest to make sure that they're not desperate, in terrible debt from medical expenses, or putting off basic treatments until they become expensive emergency room visits - which they ultimately can't pay for.


Millions and millions of people can afford it because it's become more expensive for others. It was just a cost-shifting strategy. It hasn't actually made insurance (or care) more affordable for everyone. That would have been a bigger deal.


Actually it has. The medical inflation rate has come down dramatically.


Actually it hasn't. While the medical inflation rate has been falling consistently over the last 8 years, you can't abscribe it to ACA.

Most *reasonable* people abscribe it to two factors:
High unemployment rates makes people put off medical choices, hence lowering demand.
last 3-4 years many brandname drugs have come off patent protection. From cancer drugs, to cholesterol medications.



Lies as always.

The medical inflation rate has not been declining for the last 8 years and no sane person can look at the numbers and make that claim.
http://data.bls.gov/timeseries/CUUR0000SAM?output_view=pct_12mths


Lies again....you're all liars.

(Truth according to {Dom....koff....koff......koff} Ken).

< Message edited by LookieNoNookie -- 12/17/2013 8:07:07 PM >

(in reply to DomKen)
Profile   Post #: 129
RE: The next shoe to drop.... - 12/18/2013 12:05:30 AM   
Phydeaux


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Joined: 1/4/2004
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Yes, pay no attention to what your lying eyes say.

Believe me!



So let me get this straight Ken:

So either the sharp spike last year was caused by obamacare, or the long term downward trend predates obamacare and hence you can't say a damn thing about obamacare lowering medical inflation.

Which is it?

< Message edited by Phydeaux -- 12/18/2013 12:07:58 AM >

(in reply to LookieNoNookie)
Profile   Post #: 130
RE: The next shoe to drop.... - 12/18/2013 2:45:25 AM   
DomKen


Posts: 19457
Joined: 7/4/2004
From: Chicago, IL
Status: offline

quote:

ORIGINAL: Phydeaux

So either the sharp spike last year was caused by obamacare, or the long term downward trend predates obamacare and hence you can't say a damn thing about obamacare lowering medical inflation.

Which is it?

You made a claim. It is not true.

The fact is that over the last 18 months or so the medical inflation rate has dropped dramatically. There is no other factor that except the implementation of the ACA that could account for it.

(in reply to Phydeaux)
Profile   Post #: 131
RE: The next shoe to drop.... - 12/18/2013 9:43:06 AM   
thishereboi


Posts: 14463
Joined: 6/19/2008
Status: offline

quote:

ORIGINAL: DomKen


quote:

ORIGINAL: Phydeaux

So either the sharp spike last year was caused by obamacare, or the long term downward trend predates obamacare and hence you can't say a damn thing about obamacare lowering medical inflation.

Which is it?

You made a claim. It is not true.

The fact is that over the last 18 months or so the medical inflation rate has dropped dramatically. There is no other factor that except the implementation of the ACA that could account for it.



CMS regulations also impact how insurance companies are paid and that would effect the rate. CMS just implemented the Two Midnight Rule which will effect how hospitals can bill. The ACA is not the only thing you have to consider when looking at medical rates.

_____________________________

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This here is the boi formerly known as orfunboi


(in reply to DomKen)
Profile   Post #: 132
RE: The next shoe to drop.... - 12/18/2013 10:25:54 AM   
DomKen


Posts: 19457
Joined: 7/4/2004
From: Chicago, IL
Status: offline

quote:

ORIGINAL: thishereboi


quote:

ORIGINAL: DomKen


quote:

ORIGINAL: Phydeaux

So either the sharp spike last year was caused by obamacare, or the long term downward trend predates obamacare and hence you can't say a damn thing about obamacare lowering medical inflation.

Which is it?

You made a claim. It is not true.

The fact is that over the last 18 months or so the medical inflation rate has dropped dramatically. There is no other factor that except the implementation of the ACA that could account for it.



CMS regulations also impact how insurance companies are paid and that would effect the rate. CMS just implemented the Two Midnight Rule which will effect how hospitals can bill. The ACA is not the only thing you have to consider when looking at medical rates.

And where was the authorization to let the CMS make those changes? That's right the ACA. And the rule hasn't even gone into force yet.
http://www.bna.com/cms-give-hospitals-n17179880068/

(in reply to thishereboi)
Profile   Post #: 133
RE: The next shoe to drop.... - 12/18/2013 3:26:30 PM   
Phydeaux


Posts: 4828
Joined: 1/4/2004
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quote:

ORIGINAL: DomKen


quote:

ORIGINAL: Phydeaux

So either the sharp spike last year was caused by obamacare, or the long term downward trend predates obamacare and hence you can't say a damn thing about obamacare lowering medical inflation.

Which is it?

You made a claim. It is not true.

The fact is that over the last 18 months or so the medical inflation rate has dropped dramatically. There is no other factor that except the implementation of the ACA that could account for it.


SNICKER. One of your favorite tactics. On Jun 25th the medical inflation rate was NEGATIVE. Yay Obamacare.

In other words: you don't get to cherry pick what day or week you get to measure inflation over.

Data has scatter - its a fact of life FK. Nonetheless, since you are intellectually dishonest I defy you to find a linear curve fit r = .95 that says I am wrong.

You can't do it. Because the medical inflation rate is down over the last 8 years.

(in reply to DomKen)
Profile   Post #: 134
RE: The next shoe to drop.... - 12/18/2013 4:25:41 PM   
DomKen


Posts: 19457
Joined: 7/4/2004
From: Chicago, IL
Status: offline
Medical CPI:
2005 (8years ago) 4.2
2006 4.0
2007 4.4 (that means the inflation rate has not been going down for 8 years)
2008 3.7
2009 3.2
2010 3.4 (that's another increase)
2011 3.0
2012 3.7 (and another)
2013 (first half) 2.7

Any function to make those data points fit on the same curve would be discontinuous.

(in reply to Phydeaux)
Profile   Post #: 135
RE: The next shoe to drop.... - 12/18/2013 11:57:20 PM   
Phydeaux


Posts: 4828
Joined: 1/4/2004
Status: offline
quote:

ORIGINAL: DomKen

Medical CPI:
2005 (8years ago) 4.2
2006 4.0
2007 4.4 (that means the inflation rate has not been going down for 8 years)
2008 3.7
2009 3.2
2010 3.4 (that's another increase)
2011 3.0
2012 3.7 (and another)
2013 (first half) 2.7

Any function to make those data points fit on the same curve would be discontinuous.



Um earth to Ken. As you presented a single data point for each year ANY data set would be discontinuous. So thats quite misleading isn't it. Since you have been offered the chance multiple times to use math and have declined, instead trying to make misleading statements I will provide the answer your math skills render you incapable of doing.


So, if you go to a linear curve fit, such as http://www.xuru.org/rt/LR.asp#CopyPaste
and enter the points as calculated

in the form of y=ax+b you get the result:

y= -.167 +4.42

In other words, OVER the time in question (8 years) the rate of medical inflation has decreased on average .16% per year.
With an r2 of 94+% the "fit" is quite good, meaning it accurately describes the data points.

Secondly, as I tried to explained to you previously, all data has scatter. Because some data is above the line and some below the overall fit of the data is measured by the r2. And the fit here is quite good.

So if you really want to quibble with the word consistent - you would have to do ANOVA variation analysis on that. But I don't suppose you're willing to do that at all since it will prove you wrong... again.

But returning to the question at hand.

Has medical inflation rate been going down since 2008. Yes.
Is the ACA average higher than the year the aca was passed? Yes.

So once again - you don't have a statistical leg to stand on.

Either medical rates have been declining for 8 years. Or Obamacare increased the medical inflation rate. Which is it going to be?






< Message edited by Phydeaux -- 12/18/2013 11:59:23 PM >

(in reply to DomKen)
Profile   Post #: 136
RE: The next shoe to drop.... - 12/19/2013 1:35:04 AM   
DomKen


Posts: 19457
Joined: 7/4/2004
From: Chicago, IL
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As usual you are full of shit.

You made a specific claim. That the medical inflation rate has been declining for 8 years. Not that the inflation rate is lower now than it was 8 years ago which is all you've managed to show.

As to your mangling of math, a set of discrete points can fit in a continuous formula. It is a sign that the numbers are actually part of an actual mathematical relationship. For instance 0,0 1,1 and 2,2 fit a continuous function y=x in this case. When you have to apply regression you are searching for the closest fit not that any function will accurately portray those numbers. For instance the formula produced by the regression analysis says the value for year 2012 is 3.08 when the actual value is 3.7. Basically it is inappropriate to use a linear regression on this data. To accurately portray the data requires using a nonlinear regression which is far more hassle than I'm willing to go through after proving you so spectacularly wrong by simply presenting the actual data.


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Profile   Post #: 137
RE: The next shoe to drop.... - 12/19/2013 3:23:22 AM   
Phydeaux


Posts: 4828
Joined: 1/4/2004
Status: offline

quote:

ORIGINAL: DomKen

As usual you are full of shit.

You made a specific claim. That the medical inflation rate has been declining for 8 years. Not that the inflation rate is lower now than it was 8 years ago which is all you've managed to show.

As to your mangling of math, a set of discrete points can fit in a continuous formula. It is a sign that the numbers are actually part of an actual mathematical relationship. For instance 0,0 1,1 and 2,2 fit a continuous function y=x in this case. When you have to apply regression you are searching for the closest fit not that any function will accurately portray those numbers. For instance the formula produced by the regression analysis says the value for year 2012 is 3.08 when the actual value is 3.7. Basically it is inappropriate to use a linear regression on this data. To accurately portray the data requires using a nonlinear regression which is far more hassle than I'm willing to go through after proving you so spectacularly wrong by simply presenting the actual data.




Earth to Ken:

I said nothing about continuous functions. You said it was impossible to have a continuous function describe the data. I went ahead and provided one for you.


The rest of what you said is utter bullshit again - its a lie. You know its a lie. I know its a lie - and any mathematically inclined in the readers know its a lie.


A curve fit r^2 of .94+ is a perfectly fine curve fit. Which means that the line more than adequately defines the function.
While individual data points (and as you know, this most commonly occurs at first and last endpoints) may show skew. But not only does is show that the ending inflation was lower than the beginning, it shows that over the 8 years, the inflation rate has consistently declined. Might you get a point or 2 better with a higher order fit? Certainly.

In other words, the curve fit means the data is adequately described by the function.
The linear negative slope means it has consistently declined over the period.

Learn math man.

Any curve fit you care to find will have a declining slope - indicating, once again a declining medical rate over the last 8 years.

(in reply to DomKen)
Profile   Post #: 138
RE: The next shoe to drop.... - 12/19/2013 6:33:13 AM   
thishereboi


Posts: 14463
Joined: 6/19/2008
Status: offline
quote:

ORIGINAL: DomKen


quote:

ORIGINAL: thishereboi


quote:

ORIGINAL: DomKen


quote:

ORIGINAL: Phydeaux

So either the sharp spike last year was caused by obamacare, or the long term downward trend predates obamacare and hence you can't say a damn thing about obamacare lowering medical inflation.

Which is it?

You made a claim. It is not true.

The fact is that over the last 18 months or so the medical inflation rate has dropped dramatically. There is no other factor that except the implementation of the ACA that could account for it.



CMS regulations also impact how insurance companies are paid and that would effect the rate. CMS just implemented the Two Midnight Rule which will effect how hospitals can bill. The ACA is not the only thing you have to consider when looking at medical rates.

And where was the authorization to let the CMS make those changes? That's right the ACA. And the rule hasn't even gone into force yet.
http://www.bna.com/cms-give-hospitals-n17179880068/



Are you suggesting that CMS didn't have regulations before ACA? Sorry to burst your bubble but they have been doing this type of thing long before ACA was even thought up.

Not sure what the link was supposed to prove.

< Message edited by thishereboi -- 12/19/2013 6:35:27 AM >


_____________________________

"Sweetie, you're wasting your gum" .. Albert


This here is the boi formerly known as orfunboi


(in reply to DomKen)
Profile   Post #: 139
RE: The next shoe to drop.... - 12/19/2013 7:52:53 AM   
mnottertail


Posts: 60698
Joined: 11/3/2004
Status: offline
quote:


I said nothing about continuous functions. You said it was impossible to have a continuous function describe the data. I went ahead and provided one for you.


You provided a continuous function, that fit some data from somewhere, but not the data from that presented.  As was pointed out to you.    

_____________________________

Have they not divided the prey; to every man a damsel or two? Judges 5:30


(in reply to thishereboi)
Profile   Post #: 140
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