BitaTruble
Posts: 9779
Joined: 1/12/2006 From: Texas Status: offline
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quote:
ORIGINAL: truckinslave quote:
You're impression is incorrect. You just can't make this shit up. I also looked up- verrrry cursorily- the "open enrollment" blather. One of the "qualifying life events" that entitles one to open enrollment is.... wait for it...... wait....... wait..... not much longer...... moving to another state.... TADA. So, for the price of a tank of gas and a deposit on an apartment, insurance to cover your cancer..... First of all, you don't need any special circumstances during open enrollment. What you are talking about is special enrollments which take place outside of open enrollment periods. The first scenario you put forth did not include moving to a new state. You simply wrote along the lines of .. Hey, if I get sick, I'll just get insurance then! You did not say.. "Hey, if I get sick, I'll just move to a new state and get insurance then!" If you had said that, I wouldn't have responded because that is something you are capable of doing with or without insurance company approval. There are several exemptions. Getting sick and trying to get insurance at that time is not one of them. But, yes, if someone has the means and energy to move to another state while they are dealing with cancer, they have 60 days once they move to make that happen. Between the move and the new insurance actually kicking in, the patient is responsible for all their own medical bills. How long does it take to find a place, move, get insurance and then have it kick in? I don't know but I do know that some cancers are quite aggressive and hopefully, for those folks who are so unfortunate as to get cancer and choose to move to a new state for insurance purposes, they will have enough time to do so. Again.. timing matters. There is no 'open' open enrollment. There are certain things that are exemptions.. that has not changed though. The same exemptions are in place and were in place before the ACA. Nothing on that front has changed and you implied that your impression was that they had. They have not.
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"Oh, so it's just like Rock, paper, scissors." He laughed. "You are the wisest woman I know."
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