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Millions Are Now Realizing They're Too Poor For Obamacare - 1/31/2014 9:25:25 AM   
Lucylastic


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Thanks to a Supreme Court ruling and staunch Republican resistance, Marc Alphonse, an unemployed 40-year-old Marine veteran who is essentially homeless, cannot get health insurance under Obamacare.

Three years ago, Alphonse learned he has a kidney disorder that will deteriorate into kidney failure, and possibly prove fatal, if left untreated. As it stands now, he suffers from bouts of nausea caused by his dysfunctional kidneys, and he's dogged by an old knee injury that limits his job prospects. He gets by on $400 a month in unemployment benefits, and his family can no longer afford housing in their home city of Miami. Alphonse's 28-year-old wife, Danielle, and three young children are staying with relatives while Alphonse couch surfs.

"I live from family to family until I'm able to get myself situated," he said

Alphonse is one of nearly 5 million uninsured Americans caught in a cruel gap that renders some Americans "too poor for Obamacare."
Obamacare was supposed to make health coverage affordable, or even free, for low-income Americans. The law's official name is the Affordable Care Act. However, the Supreme Court tossed a huge obstacle in the path of that goal in 2012, ruling that the states could opt out of one of Obamacare's crucial provisions: The expansion of Medicaid coverage to anyone making less than 133 percent of the federal poverty level, or about $15,300 a year for a single person. Since the court's ruling, 24 states, including Florida, chose not to expand the program.

Under the pre-Obamacare rules, eligibility for the program typically was limited to low-income children, pregnant women, parents caring for children at home, and adults with disabilities. Without the law's expansion, an adult without a disability who isn't living with their children -- like Alphonse -- doesn't qualify for Medicaid, no matter how poor he or she is.

For those who don't qualify for Medicaid coverage, Obamacare offers tax credits for private health plans sold through the law's health insurance exchange marketplaces. But those subsidies are available only to those making between the poverty level, or about $11,500 for an individual, and four times that amount. In states not expanding Medicaid, people who earn less than poverty wages get nothing.

In Alphonse's case, his family is trying to survive on his unemployment insurance. It amounts to $4,800 a year -- far below the poverty level, which is $27,570 for a family of five. Even the unemployment benefits will run out in March.


Florida Gov. Rick Scott (R) launched his political career in 2009 as a health care reform antagonist. Originally, he opposed the Medicaid expansion, but he then changed his mind. Last year, Scott and the majority-Republican state Senate backed a plan to accept federal dollars to expand the program. The GOP-led state House of Representatives refused to go along.

Now, 764,000 low-income adults in Florida will remain without insurance because of the coverage gap, according to the Henry J. Kaiser Family Foundation. And they're beginning to understand the tragic consequences of that public battle. At Miami's Borinquen Medical Centers for low-income and uninsured patients, Jason Connor sees hopes crushed as people who thought Obamacare could help them at long last learn otherwise.

"We've had people break down in tears at our desk," said Connor, who is under contract with the community health centers to do Affordable Care Act outreach and enrollment activities through his company, Choice Returns.

Seventy-eight percent of the 50,000 patients that Borinquen Medical Centers treat every year are uninsured, Connor said. About 20 percent of those who visit their facilities looking to apply for benefits fall into the coverage gap, he added.

"Folks are frustrated and they're angry, and they'll curse at you even though you have nothing to do with it," he said.

When the Supreme Court ruled that states could opt out of the Medicaid expansion, Florida, Texas and nearly the entire South turned away billions in federal dollars offered for broadening the program, citing budgetary concerns and resistance to Obamacare itself. The federal government will pay the full cost of the Medicaid expansion through 2016, after which its share will be no less than 90 percent.

These decisions by governors and legislators essentially consigned a huge swath of the very poor to a life of extreme insecurity.

"It's very frustrating," said Alphonse, who last worked as a security guard until being laid off 10 months ago. "It's kind of odd where an individual that has an opportunity to help millions of people in their own state, and they just totally refuse to do it."

Florida's legislature is poised to take up the Medicaid expansion again during this year's session, but the political dynamics don't appear to have changed much since last year. Meanwhile, one-quarter of Florida's population (under the age of 65) is without health insurance -- the second-highest of all the states behind Texas. In Miami-Dade County, where Alphonse lives, the uninsured rate was an astonishing 34 percent in 2011, the most recent year county-level data were available.


http://www.huffingtonpost.com/2014/01/31/florida-medicaid-uninsured_n_4680566.html



where are the cries for these people...no?
Obamacare has deceived these people
oh ....wait a minute....

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RE: Millions Are Now Realizing They're Too Poor For Oba... - 1/31/2014 10:13:18 AM   
joether


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An that should serve as an example to most sane and honest Americans how moral Republicans have become. Allowing suffering on that level when all it takes is some rule changes that are currently on the books. But then, this is the new 'normal' for Republicans and a 'always has been' for Tea Partiers. I shake my head in disgust. Political points at the cause of American LIVES. This behavior is sociopath on display. That Republican government allows it to take place on their watch is even worst.

Wonder how those suppose 'fiscal conservatives' like knowing they'll lose MORE money because of this political stunt? "Alabama, Alaska, Florida, Georgia, Idaho, Kansas, Louisiana, Maine, Mississippi, Missouri, Nebraska, North Carolina, Oklahoma, South Carolina, South Dakota, Texas, Utah, Virginia, Wisconsin and Wyoming are not expanding Medicaid." And those states for the most part are Republican controlled. And they'll all be losing money from the federal government; and paid for by individual citizens in that state. Metaphorically speaking, instead of 100 people (the whole of the united states) paying $20 to help those in a state, now its 4 people (in the state) paying $500 each. Obviously 'fiscal conservatives' never heard of the concept known as Scale of Economies.

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RE: Millions Are Now Realizing They're Too Poor For Oba... - 1/31/2014 10:19:21 AM   
Lucylastic


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Well I did hear that Utah has decided to go for it, so we shall see.


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RE: Millions Are Now Realizing They're Too Poor For Oba... - 1/31/2014 10:25:50 AM   
mnottertail


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If he is an honorably discharged Marine veteran, he has Obamacare, I have had mine since 1972.

It qualifies.

But that is anecdotal, there is a big bunch of people getting fucked by the nutsackers.

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RE: Millions Are Now Realizing They're Too Poor For Oba... - 1/31/2014 10:40:45 AM   
Yachtie


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quote:

ORIGINAL: mnottertail

If he is an honorably discharged Marine veteran, he has Obamacare, I have had mine since 1972.

It qualifies.

But that is anecdotal, there is a big bunch of people getting fucked by the nutsackers.



I knew Obama was a nutsacker.

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RE: Millions Are Now Realizing They're Too Poor For Oba... - 1/31/2014 10:53:03 AM   
DaNewAgeViking


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Some people don't know Jack S--- about 'nothin...

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RE: Millions Are Now Realizing They're Too Poor For Oba... - 1/31/2014 10:55:26 AM   
Lucylastic


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heh the post is far more insulting to himself than I could have ever been...


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RE: Millions Are Now Realizing They're Too Poor For Oba... - 1/31/2014 11:15:06 AM   
mnottertail


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quote:

ORIGINAL: Yachtie


quote:

ORIGINAL: mnottertail

If he is an honorably discharged Marine veteran, he has Obamacare, I have had mine since 1972.

It qualifies.

But that is anecdotal, there is a big bunch of people getting fucked by the nutsackers.



I knew Obama was a nutsacker.


LOL, yeah, we know how much is understood of the real world by the nutsackers.

Though, their jingos and promises of Malthusian privation for all but their corporate masters while destroying the country are becoming even more cretinous.
“These are not bad people. All they are concerned about is to see that their sweet little girls are not required to sit in school alongside some big overgrown Negroes.” ~   President Eisenhower commenting on racial segregation after the Brown vs. Board of Education decision.
 
And it has went downhill from that august moment for the nutsackers.
 
Theres your slippery slope, and your republican death squads all in one week.
 


< Message edited by mnottertail -- 1/31/2014 11:20:14 AM >


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RE: Millions Are Now Realizing They're Too Poor For Oba... - 1/31/2014 2:32:22 PM   
DesideriScuri


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The SCOTUS ruling didn't allow States to opt out of Medicaid expansion. They could opt out prior to the ruling. They could not be penalized all their Medicaid funding from the Federal Government. That is, the Feds could not withhold the funding levels prior to Obamacare, if a State decided to not participate in the expansion of Medicaid. The Feds can withhold funding set aside for Medicaid expansion if a State decides to not expand Medicaid.



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RE: Millions Are Now Realizing They're Too Poor For Oba... - 1/31/2014 3:09:04 PM   
LookieNoNookie


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quote:

ORIGINAL: Lucylastic

Thanks to a Supreme Court ruling and staunch Republican resistance, Marc Alphonse, an unemployed 40-year-old Marine veteran who is essentially homeless, cannot get health insurance under Obamacare.

Three years ago, Alphonse learned he has a kidney disorder that will deteriorate into kidney failure, and possibly prove fatal, if left untreated. As it stands now, he suffers from bouts of nausea caused by his dysfunctional kidneys, and he's dogged by an old knee injury that limits his job prospects. He gets by on $400 a month in unemployment benefits, and his family can no longer afford housing in their home city of Miami. Alphonse's 28-year-old wife, Danielle, and three young children are staying with relatives while Alphonse couch surfs.

"I live from family to family until I'm able to get myself situated," he said

Alphonse is one of nearly 5 million uninsured Americans caught in a cruel gap that renders some Americans "too poor for Obamacare."
Obamacare was supposed to make health coverage affordable, or even free, for low-income Americans. The law's official name is the Affordable Care Act. However, the Supreme Court tossed a huge obstacle in the path of that goal in 2012, ruling that the states could opt out of one of Obamacare's crucial provisions: The expansion of Medicaid coverage to anyone making less than 133 percent of the federal poverty level, or about $15,300 a year for a single person. Since the court's ruling, 24 states, including Florida, chose not to expand the program.

Under the pre-Obamacare rules, eligibility for the program typically was limited to low-income children, pregnant women, parents caring for children at home, and adults with disabilities. Without the law's expansion, an adult without a disability who isn't living with their children -- like Alphonse -- doesn't qualify for Medicaid, no matter how poor he or she is.

For those who don't qualify for Medicaid coverage, Obamacare offers tax credits for private health plans sold through the law's health insurance exchange marketplaces. But those subsidies are available only to those making between the poverty level, or about $11,500 for an individual, and four times that amount. In states not expanding Medicaid, people who earn less than poverty wages get nothing.

In Alphonse's case, his family is trying to survive on his unemployment insurance. It amounts to $4,800 a year -- far below the poverty level, which is $27,570 for a family of five. Even the unemployment benefits will run out in March.


Florida Gov. Rick Scott (R) launched his political career in 2009 as a health care reform antagonist. Originally, he opposed the Medicaid expansion, but he then changed his mind. Last year, Scott and the majority-Republican state Senate backed a plan to accept federal dollars to expand the program. The GOP-led state House of Representatives refused to go along.

Now, 764,000 low-income adults in Florida will remain without insurance because of the coverage gap, according to the Henry J. Kaiser Family Foundation. And they're beginning to understand the tragic consequences of that public battle. At Miami's Borinquen Medical Centers for low-income and uninsured patients, Jason Connor sees hopes crushed as people who thought Obamacare could help them at long last learn otherwise.

"We've had people break down in tears at our desk," said Connor, who is under contract with the community health centers to do Affordable Care Act outreach and enrollment activities through his company, Choice Returns.

Seventy-eight percent of the 50,000 patients that Borinquen Medical Centers treat every year are uninsured, Connor said. About 20 percent of those who visit their facilities looking to apply for benefits fall into the coverage gap, he added.

"Folks are frustrated and they're angry, and they'll curse at you even though you have nothing to do with it," he said.

When the Supreme Court ruled that states could opt out of the Medicaid expansion, Florida, Texas and nearly the entire South turned away billions in federal dollars offered for broadening the program, citing budgetary concerns and resistance to Obamacare itself. The federal government will pay the full cost of the Medicaid expansion through 2016, after which its share will be no less than 90 percent.

These decisions by governors and legislators essentially consigned a huge swath of the very poor to a life of extreme insecurity.

"It's very frustrating," said Alphonse, who last worked as a security guard until being laid off 10 months ago. "It's kind of odd where an individual that has an opportunity to help millions of people in their own state, and they just totally refuse to do it."

Florida's legislature is poised to take up the Medicaid expansion again during this year's session, but the political dynamics don't appear to have changed much since last year. Meanwhile, one-quarter of Florida's population (under the age of 65) is without health insurance -- the second-highest of all the states behind Texas. In Miami-Dade County, where Alphonse lives, the uninsured rate was an astonishing 34 percent in 2011, the most recent year county-level data were available.


http://www.huffingtonpost.com/2014/01/31/florida-medicaid-uninsured_n_4680566.html



where are the cries for these people...no?
Obamacare has deceived these people
oh ....wait a minute....


No no no no no.....this is a lie....we know this because Obama told us that it wouldn't cost more than your cell phone bill ($49.00 a month at Walmart, unlimited everything) or a few Starbucks coffee's a week (12 bucks a week max).

It's just not true...I know this because Obama told me so.

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RE: Millions Are Now Realizing They're Too Poor For Oba... - 1/31/2014 3:42:03 PM   
Lucylastic


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got wool in your ears again?


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RE: Millions Are Now Realizing They're Too Poor For Oba... - 1/31/2014 3:55:07 PM   
LookieNoNookie


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quote:

ORIGINAL: Lucylastic

got wool in your ears again?



Too expensive....trying to cut back.

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RE: Millions Are Now Realizing They're Too Poor For Oba... - 1/31/2014 4:11:21 PM   
Lucylastic


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RE: Millions Are Now Realizing They're Too Poor For Oba... - 1/31/2014 8:10:02 PM   
TheHeretic


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Well, Lucy, HuffnPoo isn't likely to mention it, and with you not being from around here we could hardly expect you to know, but let me educate you just a bit. Someone in this situation once would have had pretty easy access to MediCaid (which is a lot better than what an American is going to get on a Bronze Plan), but that access and eligibility was cut off by... wait for it... the earliest provisions of Obamacare to go into effect.

Pretty drastic cuts to the already existing program which provided full service medical insurance to the neediest Americans went into place well ahead of the other changes of this law you find so cool. This created a stockpile of funding that could be used to hide the real cost of the new law for a while. It meant people would die, of course, but they are just blaming Republicans for that. After all. It's fine for Americans to die horribly, if the left can blame the right.

YAY TEAM!

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RE: Millions Are Now Realizing They're Too Poor For Oba... - 1/31/2014 8:34:17 PM   
LafayetteLady


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Actually that isn't true nationwide. Medicaid family care covered famili and gave them full coverage. However, in NJ, medicaid did NOT provide full coverage for all poor people. Poor, often sick single adults got something called "medicaid plan G," and that was far from full coverage. It did not include hospitalization and very few primary care doctors participated and rarely any specialists. It did offer full presription coverage, but if a person had need of a specialist or worse, surgery, they were basically SOL.

Luckily, NJ did choose to expand medicaid and now poor single people and low income families can receive the full coverage so desperately needed, including specialists and hospitalization.

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RE: Millions Are Now Realizing They're Too Poor For Oba... - 1/31/2014 8:48:53 PM   
SadistDave


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Just a reminder: Obamacare was passed by a Democrat House, Senate, and President with no support from Republicans. It was rammed through by Democrats without anyone actually reading the bill. Since it was passed, little Barry-O has illegally issued waivers to the bills supporters for political purposes in order to maintain their support.

So, here we are, some 3 years after the law was forced on the American people by the Democrats, and all the libs can do is blame the Republicans and the Tea Party for not fixing their fuck-up. That's pretty weak, even for HuffPo.

-SD-

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RE: Millions Are Now Realizing They're Too Poor For Oba... - 1/31/2014 11:05:43 PM   
Lucylastic


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If you havent been following what happens in florida Rich, thats not my problem.


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RE: Millions Are Now Realizing They're Too Poor For Oba... - 1/31/2014 11:50:35 PM   
joether


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quote:

ORIGINAL: SadistDave
Just a reminder: Obamacare was passed by a Democrat House, Senate, and President with no support from Republicans. It was rammed through by Democrats without anyone actually reading the bill. Since it was passed, little Barry-O has illegally issued waivers to the bills supporters for political purposes in order to maintain their support.

So, here we are, some 3 years after the law was forced on the American people by the Democrats, and all the libs can do is blame the Republicans and the Tea Party for not fixing their fuck-up. That's pretty weak, even for HuffPo.

-SD-


You really have no clue what your talking about here. The President asked Republicans the point blank question of "What would this bill need to have in it, for you to sign off on it (i.e. vote in favor of the bill)". Republicans gave the Democrats about dozen items. Democrats went back and grumbling often, placed those items in the bill (effectively watering it down). At the vote, the Republicans went back on THEIR WORD OF HONOR, and voted against it. The bill before that point was indeed better for Americans. I read it, and remember it did a lot of good things without blowing costs through the roof. If the Democrats knew then what they know now, they would have told the Republicans and their Tea Party lackeys to go to Hell and pass the original deal the Senate & House hand agreed.

The law was not forced on Americans, it was VOTED ON. An voted on by people ELECTED to office by Americans. In 2008, most Americans were pretty tired of all the fuck ups of the Republican/Tea Party and elected Democrats. I would consider nearly sending this nation into a second economic depression a pretty big 'fuck up' on the Republican/Tea Party.


< Message edited by joether -- 1/31/2014 11:51:30 PM >

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RE: Millions Are Now Realizing They're Too Poor For Oba... - 2/1/2014 12:09:17 AM   
Rawni


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I think they used the poorest example for this article. It brings up a lot of questions for me and I see more than the medical care issues. Tanif eligibility limits could be a part of this families situation. Someone needed to advise this family not to split up because medicaid could be given through tanif because there were children in the home. Without the children, he cannot get it unless individual states had provision for that before the obamacare mess.

This says to me that either the family had already used the time in benefits and/or could not afford housing which is a different issue... but a valid factor when assessing how things fall apart for people such as this family. If the family hasn't used the tanif eligibility time limits, they would qualify for assistance. They don't explain why the wife cannot work and that would be something I was interested in.

The housing issue seems to have pushed them into this issue, which places them in the area of not being able to get the medicaid because Florida opted out.

I also find it interesting that the extended family would not let him stay with the rest of the family. That prompts a few questions for me.

What will eventually happen, as in the great depression, is that people that cannot find work and cannot afford housing, will find a way to the states that they will do better in. Now days, where they provide more benefits with the expanded medicaid and maybe better chances of getting tanif if another state gives them more time for benefits. Housing cost will force people to live in other areas.

Hell, if I could be out of MO, I would go in a heartbeat, but I can barely make it in housing here, must less elsewhere.

Some things are missing in this story and if we are going to be able to understand the real issues, we need a clear cut case or explanations. Something isn't adding up here for me. Why can't they tell the whole story? It would have only added another paragraph. This looks like they used the best story that would slide the aspect of the point they wanted to make... through. We really don't need anything slid through. It's bad. It's really bad.

< Message edited by Rawni -- 2/1/2014 12:11:04 AM >

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RE: Millions Are Now Realizing They're Too Poor For Oba... - 2/1/2014 12:14:16 AM   
DaddySatyr


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quote:

ORIGINAL: SadistDave

Just a reminder: Obamacare was passed by a Democrat House, Senate, and President with no support from Republicans. It was rammed through by Democrats without anyone actually reading the bill. Since it was passed, little Barry-O has illegally issued waivers to the bills supporters for political purposes in order to maintain their support.

So, here we are, some 3 years after the law was forced on the American people by the Democrats, and all the libs can do is blame the Republicans and the Tea Party for not fixing their fuck-up. That's pretty weak, even for HuffPo.

-SD-


But, Dave. this is good for America.

If you like your coverage, you can keep it.

If you like your doctor, you can keep him/her.

This is going to make health care affordable for all Americans (No one has been able to explain how it makes health care affordable for anyone but the insurance companies, yet).

This law is going to mean that any American that wants coverage can have it.

Poor, poor Oblamer and his PPL supporters. I feel bad for them, at times like this (when their bullshit hits 'em back in their face).





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